Handicappers' Racing Form
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The Longshot Specialist!
Saratoga
Wednesday - July 26, 2023
Simulator Virtual Bets
The betting guide below is intended for casual racing fans
who do not yet have the confidence to override our picks.
★   FOR CASUAL PLAYERS   ★
Wgr Pick Tot Bet Bet  Winning Pay    
Type Numbers Tkts Unit Amt  Numbers Amt Profit ROI
SAR-1   WIN (3/1/4) 3 $2.00 $6.00 
    EXA (3/1/4)-(1/3/4) 6 $1.00 $6.00 
    TRI (3/1/4)-(1/3/4)-(1/3/4) 6 $0.50 $3.00 
    DD (3/1/4)-(4/3/7) 9 $1.00 $9.00 
    PK3 (3/1/4)-(4/3/7)-(7/9/10/6/8) 45 $1.00 $45.00 
SAR-2   WIN (4/3/7) 3 $2.00 $6.00 
    EXA (4/3/7)-(4/3/7) 6 $1.00 $6.00 
    TRI (4/3/7)-(4/3/7)-(4/3/7) 6 $0.50 $3.00 
    DD (4/3/7)-(7/9/10/6/8) 15 $1.00 $15.00 
    PK3 (4/3/7)-(7/9/10/6/8)-(1/2) 30 $1.00 $30.00 
SAR-3   WIN (7/9/10/6/8) 5 $2.00 $10.00 
    EXA (7/9/10/6/8)-(7/9/10/6/8) 20 $1.00 $20.00 
    TRI (7/9/10/6/8)-(7/9/10/6/8)-(7/9/10/6/8) 60 $0.50 $30.00 
    DD (7/9/10/6/8)-(1/2) 10 $1.00 $10.00 
    PK3 (7/9/10/6/8)-(1/2)-(1/9/12/4/5) 50 $1.00 $50.00 
SAR-4   WIN (1/2) 2 $2.00 $4.00 
    EXA (1/2)-(1/2) 2 $1.00 $2.00 
    DD (1/2)-(1/9/12/4/5) 10 $1.00 $10.00 
    PK3 (1/2)-(1/9/12/4/5)-(7/1/6/4) 40 $1.00 $40.00 
SAR-5   WIN (1/9/12/4/5) 5 $2.00 $10.00 
    EXA (1/9/12/4/5)-(1/9/12/4/5) 20 $1.00 $20.00 
    TRI (1/9/12/4/5)-(1/9/12/4/5)-(1/9/12/4/5) 60 $0.50 $30.00 
    DD (1/9/12/4/5)-(7/1/6/4) 20 $1.00 $20.00 
    PK3 (1/9/12/4/5)-(7/1/6/4)-(2/8/3/7/4) 100 $1.00 $100 
SAR-6   WIN (7/1/6/4) 4 $2.00 $8.00 
    EXA (7/1/6/4)-(7/1/6/4) 12 $1.00 $12.00 
    TRI (7/1/6/4)-(7/1/6/4)-(7/1/6/4) 24 $0.50 $12.00 
    DD (7/1/6/4)-(2/8/3/7/4) 20 $1.00 $20.00 
    PK3 (7/1/6/4)-(2/8/3/7/4)-(5/6/3) 60 $1.00 $60.00 
SAR-7   WIN (2/8/3/7/4) 5 $2.00 $10.00 
    EXA (2/8/3/7/4)-(2/8/3/7/4) 20 $1.00 $20.00 
    TRI (2/8/3/7/4)-(2/8/3/7/4)-(2/8/3/7/4) 60 $0.50 $30.00 
    DD (2/8/3/7/4)-(5/6/3) 15 $1.00 $15.00 
    PK3 (2/8/3/7/4)-(5/6/3)-(1/7/4/11/9) 75 $1.00 $75.00 
SAR-8   WIN (5/6/3) 3 $2.00 $6.00 
    EXA (5/6/3)-(5/6/3) 6 $1.00 $6.00 
    TRI (5/6/3)-(5/6/3)-(5/6/3) 6 $0.50 $3.00 
    DD (5/6/3)-(1/7/4/11/9) 15 $1.00 $15.00 
    PK3 (5/6/3)-(1/7/4/11/9)-(11/8/6/7) 60 $1.00 $60.00 
SAR-9   WIN (1/7/4/11/9) 5 $2.00 $10.00 
    EXA (1/7/4/11/9)-(1/7/4/11/9) 20 $1.00 $20.00 
    TRI (1/7/4/11/9)-(1/7/4/11/9)-(1/7/4/11/9) 60 $0.50 $30.00 
    DD (1/7/4/11/9)-(11/8/6/7) 20 $1.00 $20.00 
SAR-10   WIN (11/8/6/7) 4 $2.00 $8.00 
    EXA (11/8/6/7)-(11/8/3/6/7) 16 $1.00 $16.00 
    TRI (11/8/6/7)-(11/8/3/6/7)-(11/8/3/6/7) 48 $0.50 $24.00 
Simulator Race Cards
IMPORTANT: Refresh our race cards before every race for possible scratches.
The handicapping guide below is intended for experts
who have the required skill set to override our picks.
★   FOR HANDICAPPERS   ★
 
SAR-1   07/26/2023 10890ft TURF RC10 FIRM Allowance Purse ($70K) 4UP ALL PT- 1:10
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  MODUS OPERANDI (IRE) Nov05 Oct22 Jun19 May21 May12 (brion keri)HENDRIKS PARKER 152 2.00 ★    
1A  L'IMPERATOR (FR) Jun09 Oct09 Sep10 Jul31 Jun11 (kingsley a)MULQUEEN STEPHEN 156 2.00 23% 3.30    
2  SALVINO (IRE) Jul19         (neville patrick)FOLEY BARRY 152 8.00    
3  HOFFMAN (IRE) Apr08 Nov13 Oct15     (young f)DUNNE ROBERT 150 1.80 45% 1.20    
4  MR. CONNECTICUT Nov13 Oct21 Aug11 Jul15 May30 (hendriks r)BESWICK HARRISON 156 10.00 5% 17.30    
SCR  GOLD (FR) Oct22 Oct08       (fout dougl)DALTON BERNARD 152 12.00    
6  BEAT LE BON (FR) Oct29 Oct02       (fisher john )WATTERS GRAHAM 156 4.00    
SCR  TOP BRASS (GB) May13 Oct22 Oct08 Sep19 May07 (young leslie)MCGIVERN COREY 152 8.00    
 
SAR-2   07/26/2023 4620ft DIRT RC7 FAST Claiming ($40K) Purse ($72K) 4UP ALL PT- 1:46
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  LASTCHANCEATGLORY Jun25 Feb25 Jan15 Dec15 Oct21 (rice linda)ORTIZ L 120 1.60    
2  RAM Jul14 Jun29 Jun01 May13 Apr16 (lukas wayne)CARMOUCHE K 118 15.00    
3  LAFITTE'S FLEET Jun15 May21 Apr27 Apr01 Feb26 (rodriguez rudy)ROSARIO JOEL 118 5.00 22% 3.60    
4  SILK TRADE Apr22 Feb17 Jan28 Nov27 Nov05 (diodoro rober)ORTIZ JR 123 2.50 27% 2.70    
5  JAKE ROCKS Apr27 Apr01 Mar04 Feb05 Jan14 (schettino dominic)SAEZ LUIS 123 6.00    
6  BEAVER HAT Jun18 May22 Apr16 Mar30 Mar09 (barkley )SANTANA JR 118 15.00    
7  FLINT RIDGE May12 Apr16 Feb21 Jan15 Dec08 (rice linda)LEZCANO JOSE 123 5.00 20% 4.10    
 
SAR-3   07/26/2023 3630ft TURF RC5 FIRM Maiden Sp Wt Purse ($88K) 2 F PT- 2:19
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  BEAUTIFUL THIEF         (weaver george)ORTIZ JR 119 8.00    
  (by DIALED IN out of COURAGEOUS ANGEL by CAPTAIN COURAGEOUS (IRE))
2  LOVE THYSELF         (hennig mark)VELAZQUEZ R 119 12.00    
  (by SOLOMINI out of MISS NARCISSIST by FREUD)
3  MEL'S ANGEL         (giddings)SANTANA JR 119 15.00    
  (by LEOFRIC out of ANGEL WAVE by MALIBU MOON)
4  BEING BETTY         (serpe m)LEZCANO JOSE 119 6.00    
  (by WEEKEND HIDEAWAY out of LADY JOAN by COURAGEOUS CAT)
5  FOLLOW YOUR ARROW Jun15 May12       (summers ch)GAFFALIONE TYLER 119 8.00    
  (by BAL A BALI out of COYOTE PRETTY by UNION RAGS)
6  BAREFOOT DISCO         (baker charlton)DAVIS DYLAN 119 20.00 5% 19.00    
  (by DISCO PARTNER out of SHOELESS ANGEL by WILDCAT SHOES)
7  GRAM Jun15 May28       (clement christ)ROSARIO JOEL 119 2.00 40% 1.50    
  (by MACLEAN'S MUSIC out of VINDICTIVE WAYS by BROKEN VOW)
8  SARATOGA SMOKESHOW         (martin carl)GUTIERREZ REYLU 119 20.00 5% 19.00    
  (by DESTIN out of UNKNOWN by UNKNOWN)
9  HEAVENLY GIRL         (de horaci)FRANCO MANUEL 119 4.50 30% 2.40    
  (by WAR DANCER out of BRAZO DE ORO by FIRST DUDE)
10  INCA MUMMY         (maker j)SAEZ LUIS 119 5.00 8% 11.20    
  (by SHARP AZTECA out of HONOR MAMA by TO HONOR AND SERVE)
11  NEEDED         (morley thom)ALVARADO JUNIOR 119 12.00    
  (by BRETHREN out of NECESSARY by STROLL)
SCR  MASTERY'S SECRET         (barrera oscar)CASTILLO AMIN 119 20.00    
  (by MASTERY out of UNKNOWN by UNKNOWN)
SCR  DORTH'S SOL DANCER         (ferraro anth)COA J 119 15.00    
  (by SOLOMINI out of SECRET CANDY by CANDY RIDE (ARG))
 
SAR-4   07/26/2023 3960ft DIRT RC13 FAST Honorable Miss Purse ($200K) 3UP M/F PT- 2:52
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  ECHO ZULU May29 Nov05 Sep24 May06 Mar26 (asmussen ste)GEROUX FLORENT 123 0.80 50% 1.00    
  (by GUN RUNNER out of LETGOMYECHO by MENIFEE)
2  FRANK'S ROCKETTE Apr29 Mar11 Dec31 Nov05 Aug26 (mott willia)ALVARADO JUNIOR 122 1.60 19% 4.20    
  (by INTO MISCHIEF out of ROCKET TWENTYONE by INDIAN CHARLIE)
3  MARYQUITECONTRARY Apr08 Jan28 Dec31 Oct16 Sep10 (mcgaughey claud)PANICI LUCA 122 4.50    
  (by FIRST DUDE out of MARY KATE 'N KELLY by MECKE)
4  DR B Jun17 May14 Dec03 Oct29 Oct03 (reid e)ORTIZ JR 119 6.00    
  (by LIAM'S MAP out of BOLEYN by PROUD CITIZEN)
 
SAR-5   07/26/2023 5610ft TURF RC7 FIRM Claiming ($35K) Purse ($50K) 3UP ALL PT- 3:26
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  QUALITY G Jun10 Jun26 May29 May05 Apr02 (pletcher todd)FRANCO MANUEL 123 3.50 36% 1.70    
2  DON'T LET ME DOWN Jun24 May21 Apr21 Mar15 Feb04 (englehart ch)CASTELLANO J 118 12.00    
SCR  WATASHA Jun25 May26 May19 Apr01 Jan14 (rice linda)LEZCANO JOSE 123 6.00    
4  ENDOWED Jun09 Nov19 Oct21 Sep25 Aug28 (sharp joe)SAEZ LUIS 123 12.00 5% 19.00    
5  MAMA BANNED ME Jul20 Jun15 May13 Apr14 Jan06 (follett norman)BROWN DALTON 120 30.00 5% 19.00    
6  ADDICTED TO YOU Jun25 May26 Apr22 Dec02 Nov05 (sciacca gary)CARMOUCHE K 125 20.00    
7  LIL BRO COOP Jun23 Jun02 May13 Apr19 Mar12 (camejo m)ORTIZ JR 125 5.00    
8  MOON WATCH (IRE)         (thomas jonatha)ORTIZ L 123 6.00    
9  ST. JOE LOUIS (GB) Oct29 Aug25 Jun25 Apr15 Feb27 (brown c)ROSARIO JOEL 123 3.00 32% 2.20    
10  BILLY'S GOT ISSUES Jun15 May14 Mar25 Mar04   (handal raymond)DAVIS DYLAN 118 8.00    
SCR  STJAMES Jun04 May11 Mar24 Feb02 Dec29 (gyarmati lea)CASTELLANO J 125 20.00    
12  RELATE Jun24 Nov26 Oct29 Aug14 Jun19 (pletcher a)SAEZ LUIS 123 6.00 11% 8.30    
SCR  I RUN Jun29 May26       (sharp joe)RIDER TBA 120 8.00    
SCR  MORNING CUP Jul01 May04 Apr21 Feb21 Jan15 (rice linda)ORTIZ L 123 2.00    
 
SAR-6   07/26/2023 5940ft DIRT RC10 FAST Allowance Purse ($95K) 3UP M/F PT- 4:00
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  ICHIBAN Jul15 Jun25 Apr15 Mar18 Jan21 (rice linda)ORTIZ L 118 2.00 29% 2.50    
2  APRIL ANTICS Jul03 Jun04 Apr23 Apr07 Mar19 (kantarmaci mer)LEZCANO JOSE 123 8.00    
3  DUCKPHAT Jul03 May28 Apr13 Mar18 Feb20 (winney m)SANTANA JR 125 20.00    
4  SHESASCOLDASICE Jul11 Jun14 May30 Nov15 Oct19 (ferraro anth)COA J 125 10.00 5% 19.00    
5  BIG HAZEL Jun25 Jun16 May27 May05 Feb11 (donk david)DAVIS DYLAN 120 3.50    
6  DANSEUR D'ORO Jul10 Jun15 May21 Apr29 Apr06 (morey willi)GUTIERREZ REYLU 120 4.50 12% 7.60    
7  ATHENA BEACH Jun21 May18 Mar30 Feb23   (synnefias d)MCCARTHY TREVOR 120 2.50 36% 1.80    
 
SAR-7   07/26/2023 3630ft TURF RC3 FIRM Alw Opt Clm ($80K) Purse ($162.5K) 3UP ALL PT- 4:34
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  BRING ME A CHECK Jul07 Jun04 May19 Apr24 Mar18 (abreu fern)GAFFALIONE TYLER 124 12.00    
2  OUR SHOT Jun18 Apr26 Mar03 Jan19 May20 (terranova p)SAEZ LUIS 126 3.50 31% 2.20    
3  ARZAK Jun16 May14 Nov27 Oct01 Sep10 (trombetta mich)ORTIZ L 122 12.00 22% 3.60    
4  MAXWELL ESQUIRE Jul07 Jun15 Oct27 Sep13 Aug04 (rodriguez rudy)LEZCANO JOSE 122 15.00 5% 19.00    
5  THIN WHITE DUKE Jul04 Jun10 May06 Apr13 Nov25 (donk david)FRANCO MANUEL 122 6.00    
6  CHEWING GUM Nov25 Oct01 Sep10 Jul23 Jan01 (mott i)ROSARIO JOEL 122 10.00    
7  COPPOLA Jun10 May20 May02 Apr02 Mar04 (romans dale)VELAZQUEZ R 124 8.00 5% 19.00    
8  ARREST ME RED Jun10 May06 Apr08 Nov05 Sep10 (ward a)ORTIZ JR 122 2.50 25% 3.00    
9  OUTLAW KID Jul01 Jun15 Dec30 Nov25 Oct23 (weaver georg)CASTELLANO J 124 4.00    
SCR  PROVOCATEUR Oct22 Sep24 Aug06 Jun11 May15 (mott i)RIDER TBA 122 3.00    
SCR  DOT'S DOLLAR Jul08 Jun09 Apr28 Apr21 Oct08 (rice linda)ORTIZ L 126 1.80    
 
SAR-8   07/26/2023 5940ft DIRT RC3 FAST Alw Opt Clm ($45K) Purse ($100K) 3UP M/F PT- 5:10
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  CINDERELLA'S CAUSE Jul02 Jun01 May11 Apr13 Mar31 (falcone rober)FRANCO MANUEL 124 5.00    
2  AMANDA'S FOLLY Jul02 May20 May04 Apr27 Apr08 (rice linda)ORTIZ L 120 1.80    
3  EROS'S GIRL Jul12 May30 Nov15 Oct19 Sep19 (ferraro anth)COA J 122 8.00 8% 11.80    
4  OK HONEY Jul07 Jun16 May29 May26 May11 (chic)HUAYAS (JASON) 117 8.00    
5  SWEET MYSTERY Jul02 May04 Apr21 Dec29 Dec01 (quick patri)MCCARTHY TREVOR 122 2.50 47% 1.10    
6  B B'S BUSTED Jun21 Jun12 May04 Feb07 Jan09 (englehart jeffr)DAVIS DYLAN 126 4.00 19% 4.30    
SCR  AMITY ISLAND Jun16 May18 May04 Apr21 Apr02 (goberdhan chan)BROWN DALTON 122 20.00    
 
SAR-9   07/26/2023 7260ft TURF RC10 FIRM Allowance Purse ($149.5K) 3UP M/F PT- 5:44
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  AVENUE NIEL (IRE)         (clement christ)ROSARIO JOEL 125 2.50 31% 2.30    
SCR  OLKOVSKHA (FR) Jul04         (motion grah)FRANCO MANUEL 120 2.50    
2  OUT OF SIGHT Jul04 May29 May07 Oct30 Sep30 (donk david)LEZCANO JOSE 125 12.00    
3  RHOMBIQUE Jul04 Nov27 Nov18 Oct23 Sep30 (ribaudo rob)MCCARTHY TREVOR 123 10.00    
4  SIEMPRE ELEGANTE Jul01 Mar05 Jan28 Nov04 Sep02 (brown c)ORTIZ JR 125 5.00 13% 6.50    
5  EMBRACE ME Jun29 May29 Apr14 Feb10 Dec22 (albertrani t)CASTELLANO J 120 20.00    
6  SUCH SOUNDS May18 Apr28 Mar23 Feb25 Dec15 (bauer phi)LEPAROUX R 125 6.00    
7  ELLE EST FORTE May18 Apr16 Mar05 Jan05 Oct27 (wilkes r)SAEZ LUIS 125 4.00 14% 6.00    
SCR  LULLABY LAND Jul04 Jun01 Apr21 Mar12 Feb25 (abrams jack)DAVIS DYLAN 123 15.00    
9  SISTER BRIDGET (IRE) Jul04 May26 May07 Apr16   (johnson cle)MARTINEZ R 125 15.00 7% 12.90    
10  I'M SO SORRY May27 Apr16 Feb26 Dec31 Dec04 (maker mich)GAFFALIONE TYLER 125 6.00    
11  ANATOLIAN Jul04 Jun01 Apr21 Jul08 Jun18 (maker michael)FRANCO MANUEL 123 6.00 9% 10.80    
SCR  PEAK POPULARITY Jun29 Apr29 Mar26 Aug21   (brown c)GEROUX FLORENT 120 1.20    
 
SAR-10   07/26/2023 5610ft TURF RC4 FIRM Maiden Claimer ($40K) Purse ($50K) 3UP ALL PT- 6:18
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  INDIAN MISCHIEF Mar26         (rice linda)ORTIZ L 118 8.00    
SCR  UNCLE MARTY May05 Apr07 Nov13 Sep29 Sep05 (rice linda)RIDER TBA 118 8.00    
2  DRUID Jul01 Oct17 Aug11 Jul29 Jun17 (goodwin ga)GREENIDGE ELIJAH 117 30.00    
3  VINCE THE PRINCE Jun18 Jun01 May06 Apr14 Jul27 (nevin michelle)CARMOUCHE K 118 3.50 ★    
4  ENGLISH STORM Nov20 Sep17 Sep04 Aug15 Aug01 (giangiulio mi)ORTIZ JR 118 12.00    
5  AULA Jul01 May19 Apr22 Oct27   (clement chri)GEROUX FLORENT 118 12.00    
6  HE'S A LUCKY GUY         (brion keri)FRANCO MANUEL 118 15.00 5% 19.00    
7  CONTROL ALT DELETE Jun11         (englehart je)CASTELLANO J 118 15.00 5% 19.00    
8  CONQUIST Jul03 May29 Dec21 Nov20 Oct21 (kimmel c)SAEZ LUIS 124 4.50 28% 2.60    
9  WAYWARD GHOST Jun11         (baker charlton)ROSARIO JOEL 118 10.00    
10  SHARP PLAY BOY Jun11 Apr08 Mar12     (handal raymond)DAVIS DYLAN 118 15.00    
11  YOUR MISSION Jul01 May13 Jan05 Nov05 Aug06 (abreu r)LEZCANO JOSE 124 4.00 48% 1.10    
12  WAFLR Jun18 May13       (donk david)MCCARTHY TREVOR 118 10.00    
SCR  IN MY SHADOW Jul03 May19 Apr22 Feb26 Feb09 (fisher linda)BRIDGMOHAN X 118 20.00    
SCR  ZAPRUDER Jul03 Jun01 Dec17 Dec08 Oct16 (rice linda)ORTIZ L 118 6.00    
SCR  STRATEGYFORYOU Jun04 May19 Apr23     (summers chad)CARMOUCHE K 124 15.00    
 
 
  Labels:
  M/L

Morning Line. This is an indirect measure of the Win Probability of this entry as estimated by the Club Handicapper.
  W/P

Win Probability. This is the centerpiece of our technology that separates Thoroughbred Racing Simulator from other selection services. It is the probability that this entry will win the race, as calculated from the outcomes of simulations of the race. Use this to validate and augment your own handicapping.
  B/E

Break-Even Odds. This figure is approximated from the Win Probability. It is the minimum Win odds that should be accepted to make the entry a worthwhile Win bet. Disregard this figure for exotic bets, as the Win Probability in such bets depends on the compounded Win Probabilities of all the entries in the bet.
  F/O

Final Odds. Live track Win odds against which the B/E should eventually be compared to for Win bets.
 
  Two Groups of Contenders:
  Win Contenders
 

The entries in the first group are printed in bold. These are Win contenders and, by extension, also Place/Show contenders.
  Place/Show Contenders
 

The entries in the second group have a star under their (W/P) column. The Simulator estimates that these entries have generally low chances of winning, although some of them might actually be strong Win contenders but are disqualified from the first group because of their low expected Payout-On-Investment (POI). Whichever the case, these are good Place/Show contenders for exotic bets. Also, these entries may be promoted to replace scratched entries in the first group.
 
  Legal:
 

Copyright © 2019 Thoroughbred Racing Simulator LLC. All rights reserved. All information herein is provided for the purpose of entertainment and education. This product is the proprietary property of Thoroughbred Racing Simulator LLC and is licensed to one user. The reproduction, distribution or transfer of this product or the information contained therein is strictly prohibited without the written permission of Thoroughbred Racing Simulator LLC. The data from which this product is derived is generally accurate. However, errors and omissions may occur occasionally as a result of incorrect data received from other parties, mistakes in processing, and other causes. Thoroughbred Racing Simulator LLC disclaims responsibility for the consequences, if any, of such errors. Thoroughbred Racing Simulator LLC makes no warranties, representations or guarantees, expressed or implied, with respect to the results, outcomes or consequences from the use of this product including, but not limited to, any monetary or other losses.