Handicappers' Racing Form
"A Premier Resource for Free horse Racing Picks, Strong Longshots and Vulnerable Favorites."
Thoroughbred Racing Simulator is licensed and powered by Brisnet.
Visit us at tbrsimulator.com.
Contact us at support@tbrsimulator.com.
Follow us on X@tbrsimulator.
 
The Longshot Specialist!
Turfway Park
Wednesday - March 06, 2024
Simulator Virtual Bets
The betting guide below is intended for casual racing fans
who do not yet have the confidence to override our picks.
★   FOR CASUAL PLAYERS   ★
Wgr Pick Tot Bet Bet  Winning Pay    
Type Numbers Tkts Unit Amt  Numbers Amt Profit ROI
TP-1   WIN (1/8/6/5/10) 5 $2.00 $10.00 
    EXA (1/8/6/5/10)-(1/8/6/5/10) 20 $1.00 $20.00 
    TRI (1/8/6/5/10)-(1/8/6/5/10)-(1/8/6/5/10) 60 $0.50 $30.00 
    DD (1/8/6/5/10)-(1/4/3/8/6) 25 $1.00 $25.00 
    PK3 (1/8/6/5/10)-(1/4/3/8/6)-(8/9/5/11) 100 $0.50 $50.00 
TP-2   WIN (1/4/3/8/6) 5 $2.00 $10.00 
    EXA (1/4/3/8/6)-(1/4/3/8/6) 20 $1.00 $20.00 
    TRI (1/4/3/8/6)-(1/4/3/8/6)-(1/4/3/8/6) 60 $0.50 $30.00 
    DD (1/4/3/8/6)-(8/9/5/11) 20 $1.00 $20.00 
    PK3 (1/4/3/8/6)-(8/9/5/11)-(6/10/5/2/8) 100 $0.50 $50.00 
TP-3   WIN (8/9/5/11) 4 $2.00 $8.00 
    EXA (8/9/5/11)-(8/9/5/12/11) 16 $1.00 $16.00 
    TRI (8/9/5/11)-(8/9/5/12/11)-(8/9/5/12/11) 48 $0.50 $24.00 
    DD (8/9/5/11)-(6/10/5/2/8) 20 $1.00 $20.00 
    PK3 (8/9/5/11)-(6/10/5/2/8)-(2/4/8/10) 80 $0.50 $40.00 
TP-4   WIN (6/10/5/2/8) 5 $2.00 $10.00 
    EXA (6/10/5/2/8)-(6/10/5/2/8) 20 $1.00 $20.00 
    TRI (6/10/5/2/8)-(6/10/5/2/8)-(6/10/5/2/8) 60 $0.50 $30.00 
    DD (6/10/5/2/8)-(2/4/8/10) 20 $1.00 $20.00 
    PK3 (6/10/5/2/8)-(2/4/8/10)-(1/4/2) 60 $0.50 $30.00 
TP-5   WIN (2/4/8/10) 4 $2.00 $8.00 
    EXA (2/4/8/10)-(2/4/8/5/10) 16 $1.00 $16.00 
    TRI (2/4/8/10)-(2/4/8/5/10)-(2/4/8/5/10) 48 $0.50 $24.00 
    DD (2/4/8/10)-(1/4/2) 12 $1.00 $12.00 
    PK3 (2/4/8/10)-(1/4/2)-(2/7/3/5) 48 $0.50 $24.00 
TP-6   WIN (1/4/2) 3 $2.00 $6.00 
    EXA (1/4/2)-(1/4/2) 6 $1.00 $6.00 
    TRI (1/4/2)-(1/4/2)-(1/4/2) 6 $0.50 $3.00 
    DD (1/4/2)-(2/7/3/5) 12 $1.00 $12.00 
    PK3 (1/4/2)-(2/7/3/5)-(11/8/7/12/1) 60 $0.50 $30.00 
TP-7   WIN (2/7/3/5) 4 $2.00 $8.00 
    EXA (2/7/3/5)-(2/7/3/5) 12 $1.00 $12.00 
    TRI (2/7/3/5)-(2/7/3/5)-(2/7/3/5) 24 $0.50 $12.00 
    DD (2/7/3/5)-(11/8/7/12/1) 20 $1.00 $20.00 
    PK3 (2/7/3/5)-(11/8/7/12/1)-(10/8/1/4) 80 $0.50 $40.00 
TP-8   WIN (11/8/7/12/1) 5 $2.00 $10.00 
    EXA (11/8/7/12/1)-(11/8/7/12/1) 20 $1.00 $20.00 
    TRI (11/8/7/12/1)-(11/8/7/12/1)-(11/8/7/12/1) 60 $0.50 $30.00 
    DD (11/8/7/12/1)-(10/8/1/4) 20 $1.00 $20.00 
TP-9   WIN (10/8/1/4) 4 $2.00 $8.00 
    EXA (10/8/1/4)-(10/8/1/4/7) 16 $1.00 $16.00 
    TRI (10/8/1/4)-(10/8/1/4/7)-(10/8/1/4/7) 48 $0.50 $24.00 
Simulator Race Cards
IMPORTANT: Refresh our race cards before every race for possible scratches.
The handicapping guide below is intended for experts
who have the required skill set to override our picks.
★   FOR HANDICAPPERS   ★
 
TP-1   03/06/2024 4290ft DIRT RC4 FAST Maiden Claimer ($7.5K) Purse ($18K) 3 ALL PT- 5:55
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  HEAVY HITTER Feb01 Jan04 Dec06 Nov02   (fernandez edward)LEON SONNY 120 2.00 54% 0.80    
SCR  DOUBLE GOLD Feb02 Dec29 Dec06 Nov14   (garcia genaro)BAYS BROOKE 110 15.00    
3  CUTADAY Feb14 Jan19 Dec20     (brooks e)HESS SARA 113 20.00    
4  COUSIN JOE Aug26 Aug15 Aug02     (bogart robert)CANUTO THIAGO 120 20.00    
5  THE RUSH IS ON Jan04 Dec14 Nov26 Oct26 Oct14 (vosler s)ORM CORY 120 8.00 5% 19.00    
6  BROADWAY RED Feb08 Dec29 Dec08 Nov09 Oct20 (delong ben)LAGUNES GABRIEL 120 5.00 8% 11.30    
7  HOG HEAVEN Dec14 Oct24       (tomlinson)HERNANDEZ J 120 8.00    
8  I FEELUCKY TONITE Feb23 Feb08 Jan04 Jul22   (hancock john )LEBRON VICTOR 120 2.50 13% 6.70    
9  SWAYBACK JACK Feb08 Dec27 Dec06 Oct06 Sep23 (nocero carmino)FELIX E 120 10.00    
10  CASINO BOSS Feb02 Sep29       (bogle fergus)MONCADA IRVING 110 20.00 5% 19.00    
 
TP-2   03/06/2024 5280ft DIRT RC4 FAST Maiden Claimer ($50K) Purse ($31K) 3 F PT- 6:25
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  VINO ROSATO Feb08 Jan10 Nov29 Nov07   (davis ch)RODRIGUEZ A 120 2.50 27% 2.70    
2  REAL QUEEN Feb21 Jan19 Dec31     (evans michae)ARAGON ROLANDO 120 12.00    
3  WEST COAST SONG Jan10 Dec02       (cowans william)MACHADO LUAN 120 4.00 14% 6.00    
4  BEAUTY N THE BOLT Feb07 Jan03       (ruis sr)CEDILLO ABEL 120 3.50 26% 2.80    
5  SENSIBLE CHOICE Feb08 Jan10 Nov07 Oct19 Sep27 (greenhi)DE CRUZ 120 5.00    
6  FOR LOVE AND HONOR Feb14         (sharp joe)BESCHIZZA ADAM 120 15.00 5% 19.00    
7  MIRANDA Dec20 Nov23       (wilkes r)CONNER TYLER 120 8.00    
8  I WANT RUFFLES Feb03 Dec03       (matejka pave)MONCADA IRVING 110 15.00 10% 9.50    
9  KITTEN'S TEMPER Feb21 Jan10 Sep11     (beck rowena)FELIX E 120 12.00    
10  ARGENTINIDAD         (seglin e)AYALA ISAIAS 120 15.00    
 
TP-3   03/06/2024 5280ft DIRT RC4 FAST Maiden Claimer ($15K) Purse ($24K) 3UP M/F PT- 6:55
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  POSITIVE MESSAGE (GB) Aug06 Jul08 Nov04 Sep09 Aug21 (seglin e)AYALA ISAIAS 126 15.00    
2  DEFAULT Feb18 Feb01 Dec31 Nov23   (vaccarezza ca)CANNON DECLAN 126 8.00    
3  SUMMER ICE Feb03         (delacour arnau)MACHADO LUAN 118 8.00    
SCR  WILLADEAN Nov22 Sep12 Aug23 Jul20 Jul03 (garcia ge)CORREA L 126 12.00    
5  SILENT SECRETARY (BRZ) Feb18 Jan28 Jan01 Dec14   (mcpeek ke)HERNANDEZ J 126 6.00 6% 16.70    
6  SOUL HEIR Feb15 Jan25 Dec14 Nov24 Nov01 (grubbs jamie)TERRAZA GERMAN 121 20.00    
7  PITTORE D'ORO Feb22 Feb03 Jan06 Dec22 Mar25 (michael brian)JIMENEZ ALBIN 126 15.00    
8  SHERBET FOUNTAIN Feb15 Dec30 Nov30     (vaughan edwa)BESCHIZZA ADAM 126 3.00 61% 0.60    
9  ENGLISHED Feb24 Jan13 Dec02 Nov08 Oct16 (lyster stephen)ROCCO S 126 5.00 10% 9.40    
10  MOTEL MISCHIEF Dec28 Nov24 Oct19 Sep14 Aug08 (londono genevi)SAEZ GABRIEL 118 20.00    
11  PEACOCK ROAD Feb09 Jan10 Dec27 Nov29   (hernandez re)CALLEJA ANDRES 111 10.00 5% 19.00    
12  DUCHESSOFBAYRIDGE Jan04 Aug31 Aug05 Jun04 Apr23 (reed r)OLIVEROS CHARLE 126 6.00 ★    
 
TP-4   03/06/2024 4290ft DIRT RC4 FAST Maiden Claimer ($7.5K) Purse ($18K) 3UP M/F PT- 7:25
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  ALWAYSGOTOTHEPARTY Feb03 Dec07 Nov16 Oct05   (bush s)ELLIOTT JANE 125 6.00    
2  CAPTIVE STAR Feb02 Jan17 Dec27 Nov15 Oct07 (cline r)DE CRUZ 125 15.00 7% 13.40    
SCR  WALLAHOLLY Jan20 Mar18 Mar02     (brooks gerald )MACHADO LUAN 125 15.00    
4  SEVENTEENSEVITYSIX Feb15 Feb02 Dec22 Nov22 Oct30 (jarvis kathy)BECKMAN ALICE 118 20.00    
5  LAST CHANCE DANCE Feb24 Feb02 Jan24 Dec27 Nov30 (morelos mate)TERRAZA GERMAN 120 6.00 8% 11.30    
6  GOTHAM GRAY Feb15 Dec15 Oct26 Oct06 Jul23 (delong ben)LEON SONNY 125 2.50 44% 1.20    
7  REDNECK AGENDA Feb15 Dec30 Nov29     (cline rob)CORREA L 125 15.00    
8  SATIS Aug29 Jul27 Feb16 Jan25 Dec07 (hansen scott)BESCHIZZA ADAM 125 15.00 5% 19.00    
9  CASINO ANNIE Feb15 Feb02 Jan17 Dec15 Nov29 (parker r)ACHARD ALEX 125 10.00    
10  LILY'S HOME Feb15 Feb02 Jan13 Jan04 Dec14 (elliott michel)CEDILLO ABEL 125 3.50 11% 7.90    
11  DELANEY'S GRACE Feb24 Jul08 Jun08 May19 Apr21 (galindo-torr)CALLEJA ANDRES 118 8.00    
 
TP-5   03/06/2024 5610ft DIRT RC5 FAST Maiden Sp Wt Purse ($70K) 3 F PT- 7:55
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  GERWIG Jan20 Dec26 Dec01 Sep01   (walden wil)CORRALES GERARDO 120 12.00    
  (by KITTEN'S JOY out of CELESTIAL WOODS by FORESTRY)
2  SY B Feb07         (devaux cherie)MACHADO LUAN 120 4.00 38% 1.60    
  (by ENGLISH CHANNEL out of OCEAN DRIVE by BELONG TO ME)
SCR  PEACEFUL KINGDOM Jan31 Jun10       (danner kelse)BESCHIZZA ADAM 120 5.00    
  (by BOLT D'ORO out of KINGDOM'S QUEEN by ANIMAL KINGDOM)
4  BEFRIENDED Jan24 Dec27       (cox h)CONCEPCION AXEL 120 3.50 32% 2.10    
  (by NYQUIST out of BETWIXT by EMPIRE MAKER)
5  SANCTIFY Feb07 Jan18 Dec30     (holsapple hu)TERRAZA GERMAN 115 5.00 ★    
  (by AUDIBLE out of LIQUORICE MARILYN by CANDY RIDE (ARG))
6  BERNA DITTY Feb07 Jan10 Oct07 Sep02   (greenhill je)BURGOS ALBERTO 120 20.00    
  (by BERNARDINI out of SONG OF SOLOMON by UNBRIDLED'S SONG)
7  SHE'S ARODEOQUEEN Jan10 Dec13 Nov11 Oct13 Sep14 (tomlinson)HERNANDEZ J 120 15.00    
  (by MUCHO MACHO MAN out of QUEENAMEINA by READ THE FOOTNOTES)
8  HAND IT OVER Jan17         (miller darrin)CANNON DECLAN 120 8.00 9% 10.40    
  (by TEMPLE CITY out of POCKET GIFT by GREAT NOTION)
9  FAITH UNDERSTOOD         (thomas jonath)TALAMO JOSEPH 120 12.00    
  (by CATHOLIC BOY out of ZIA by MUNNINGS)
10  MYSTICAL CHANT Sep16 Jul23 Jun23     (colebrook ben)ACHARD ALEX 120 12.00 5% 19.00    
  (by LIAM'S MAP out of MUSICAL MYSTERY by CONCERTO)
11  GIN GIN'S APPROVAL Jan31         (trombetta mich)CONNER TYLER 120 20.00    
  (by UNCLE MO out of CHOCOLATE POP by CUVEE)
12  BERNAR MOSA Feb07 Jan17 Dec13 Nov02   (maker m)DE CRUZ 120 20.00    
  (by BERNARDINI out of ROUGHING by ESKENDEREYA)
13  MOTHER FREEDOM Jan24 Dec27 Nov22 Oct25   (hamilton sarah)ELLIOTT JANE 120 20.00    
  (by WEST COAST out of MOTHER by LION HEARTED)
SCR  BOURBON THIEF         (wilkes i)RODRIGUEZ A 120 10.00    
  (by TAPWRIT out of MISS GRACER by UNCLE MO)
 
TP-6   03/06/2024 5280ft DIRT RC4 FAST Maiden Claimer ($5K) Purse ($14K) 3UP M/F PT- 8:25
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  HONEYTOWN Feb02 Jan17 Dec27 Dec15 Aug16 (anderson sus)TERRAZA GERMAN 121 2.50 41% 1.50    
2  BLOSSOM DIVA Feb24 Feb15 Dec07 Oct06 Sep16 (galindo)DE CRUZ 126 15.00 5% 19.00    
SCR  SPAVINAW Jan10 Dec13       (meah m)MONCADA IRVING 108 4.00    
4  BEAUTIFUL MANDATE Feb14 Jan27 Dec23 Dec02 Oct01 (maker mich)CORRALES GERARDO 126 3.00 29% 2.40    
5  BIRD SET FREE Feb14 Oct07 Sep15 Aug29 Aug05 (perez car)AYALA ISAIAS 126 20.00    
6  BACK UP GHOST Feb14 Jan17 May18     (williams )CORREA L 126 15.00    
7  BELLA MORNING Feb14 Dec27 Jun17 May29 Mar23 (pittman bonn)CALLEJA ANDRES 119 3.50    
SCR  EMERSON'S DREAM Feb14 Jan24 Nov14 Nov07 Aug23 (greenhill je)BURGOS ALBERTO 126 6.00    
 
TP-7   03/06/2024 3960ft DIRT RC7 FAST Claiming ($30K) Purse ($31K) 3UP M/F PT- 8:55
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  DRIANA Aug31 Jul22 Jun17 May20   (colebrook ben)MACHADO LUAN 123 2.50    
2  FIRST HILL Feb21 Jan13 Dec15 Oct10 Aug24 (watkins m)MCKEE J 123 3.00 31% 2.20    
3  IN COLOR Feb07 Dec09 Nov01 Sep21 Jun24 (foster eric)CEDILLO ABEL 123 6.00 16% 5.10    
4  CRYSTAL SNOW Feb07 Jan03 Dec09 Oct03 Aug31 (cristel mar)CONCEPCION AXEL 123 5.00    
5  ARTISTIC LANEY Feb08 Jan09 Nov14 Jul22 Jun29 (fernandez)BERMUDEZ E 117 20.00 5% 19.00    
6  VERY WEALTHY Mar13 Dec29 Dec08 Nov21 Oct29 (lucas wayne)CANNON DECLAN 123 12.00    
7  URBAN COWGIRL Feb15 Jan01 May11 Apr27 Mar30 (cline c)LEON SONNY 126 3.00 19% 4.30    
8  FRACING LUCKY Feb07 Jan02 Oct24 Feb18   (reed r)OLIVEROS CHARLE 123 15.00    
 
TP-8   03/06/2024 3960ft DIRT RC7 FAST Claiming ($10K) Purse ($25K) 4UP ALL PT- 9:25
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  INDEFATIGABLE Feb10 Jan17 Dec30 Oct28 Oct07 (donjuan serg)TERRAZA GERMAN 115 12.00 5% 19.00    
2  LAST ROO Feb15 Feb01 Jan04 Dec21 Dec08 (beck ro)DE CRUZ 120 30.00    
SCR  ROGUE ELEMENT Jan12 Dec21 Dec01 Sep15 Sep02 (cook brian)ROMAN A 120 12.00    
SCR  MALIGATOR Feb15 Dec21 Dec08 Oct30 Jul16 (reid r)CEDILLO ABEL 120 15.00    
5  DREAMING OF SMARTY Feb01 Jan13 Dec21 Nov30 Oct28 (cano jua)RODRIGUEZ A 120 10.00    
6  JOVA Feb01 Jan04 Dec08 Nov17 Nov01 (contreras cipr)CONNER TYLER 120 6.00    
7  ONE COOL DUDE Feb15 Nov05 Oct11 Sep22 Aug17 (blair jorda)CONCEPCION AXEL 120 4.50 5% 18.60    
8  MAJOR WAGER Jan05 Dec21 Nov13 Sep13 Sep04 (wisner j)ACHARD ALEX 120 6.00 9% 10.00    
9  STUBBORNKINDAFELLA Feb10 Jan05 Dec07 Oct09 Sep14 (corrigan jim)LEZCANO ABEL 120 10.00    
10  MALIBU TIME Jul30 Jun15 May14 Apr29 Mar18 (romans dal)CORRALES GERARDO 120 15.00    
11  RICHIESINTHEHOUSE Feb15 Jan04 Dec08 Nov17 Oct27 (radosevich jake )LEON SONNY 123 4.00 57% 0.80    
12  STRANGE ARRANGE Feb01 Sep12 Aug09 Jul17 Jun20 (watkins james )MACHADO LUAN 120 5.00 5% 19.00    
SCR  DRAGON DREW Feb22 Jan31 Jan04 Nov17 Sep03 (cook brian)BURGOS ALBERTO 120 8.00    
 
TP-9   03/06/2024 5280ft DIRT RC4 FAST Maiden Claimer ($5K) Purse ($14K) 3UP ALL PT- 9:55
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  UNUSUAL ACTIVITY Jan25 Dec29 Oct03 Jul29   (smith larry)OUZTS W 126 6.00 9% 10.20    
SCR  CUORE D'ORO Dec29         (toye lin)ELLIOTT JANE 126 20.00    
3  RARE N READY Jan11 Dec29 Nov30 Oct11 Sep07 (greenhill j)CONCEPCION AXEL 126 20.00    
4  POGOERIACH Jan25 Dec29 Oct18 Sep29 Sep01 (o'donnell marc)ASHTON GAVIN 126 10.00 5% 19.00    
5  SOMNUS (GB) Jan11 Dec07 Nov14 Oct19 Apr23 (egglest)DE CRUZ 126 8.00    
6  CHAPS KNIGHT Feb14 Feb02 Jan04 Dec20 Nov08 (radosevich jake )LEON SONNY 118 15.00    
7  DOOQ Feb17 Feb02 Dec29 Nov30 Oct13 (alvarez nery)CALLEJA ANDRES 119 20.00 ★    
8  LASTLY Jan11 Dec08 Sep29 Jul28 Jul16 (hiles jef)HERNANDEZ J 126 2.00 10% 8.90    
9  CADE'S GOAL Jan11 Nov30 Nov01 Oct17 Sep20 (ellio)ULLOA PATRICIO 126 20.00    
10  LIAMS LAD Feb17 Oct03 Sep23 Sep06 Aug04 (evans mic)CORREA L 126 2.50 57% 0.70    
11  JACK THE BIRD Aug31 Aug18 Jul20 Jul03 Jun22 (thompson eri)BURGOS ALBERTO 126 20.00    
12  ROBIN'S GIANT Feb17 Dec27 Nov13 Oct02 Oct11 (axmaker peter)CANUTO THIAGO 126 20.00    
SCR  INMYDREAMS Feb14 Jan25 Nov30 Oct03 Sep05 (corrigan jim)LEZCANO ABEL 118 10.00    
 
 
  Labels:
  M/L

Morning Line. This is an indirect measure of the Win Probability of this entry as estimated by the Club Handicapper.
  W/P

Win Probability. This is the centerpiece of our technology that separates Thoroughbred Racing Simulator from other selection services. It is the probability that this entry will win the race, as calculated from the outcomes of simulations of the race. Use this to validate and augment your own handicapping.
  B/E

Break-Even Odds. This figure is approximated from the Win Probability. It is the minimum Win odds that should be accepted to make the entry a worthwhile Win bet. Disregard this figure for exotic bets, as the Win Probability in such bets depends on the compounded Win Probabilities of all the entries in the bet.
  F/O

Final Odds. Live track Win odds against which the B/E should eventually be compared to for Win bets.
 
  Two Groups of Contenders:
  Win Contenders
 

The entries in the first group are printed in bold. These are Win contenders and, by extension, also Place/Show contenders.
  Place/Show Contenders
 

The entries in the second group have a star under their (W/P) column. The Simulator estimates that these entries have generally low chances of winning, although some of them might actually be strong Win contenders but are disqualified from the first group because of their low expected Payout-On-Investment (POI). Whichever the case, these are good Place/Show contenders for exotic bets. Also, these entries may be promoted to replace scratched entries in the first group.
 
  Legal:
 

Copyright © 2019 Thoroughbred Racing Simulator LLC. All rights reserved. All information herein is provided for the purpose of entertainment and education. This product is the proprietary property of Thoroughbred Racing Simulator LLC and is licensed to one user. The reproduction, distribution or transfer of this product or the information contained therein is strictly prohibited without the written permission of Thoroughbred Racing Simulator LLC. The data from which this product is derived is generally accurate. However, errors and omissions may occur occasionally as a result of incorrect data received from other parties, mistakes in processing, and other causes. Thoroughbred Racing Simulator LLC disclaims responsibility for the consequences, if any, of such errors. Thoroughbred Racing Simulator LLC makes no warranties, representations or guarantees, expressed or implied, with respect to the results, outcomes or consequences from the use of this product including, but not limited to, any monetary or other losses.