Handicappers' Racing Form

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The Longshot Specialist!

Oaklawn Park
Saturday - December 14, 2024
Simulator Virtual Bets

The betting guide below is intended for casual racing fans
who do not yet have the confidence to override our picks.
★   FOR CASUAL PLAYERS   ★

Wgr Pick Tot Bet Bet  Winning Pay    
Type Numbers Tkts Unit Amt  Numbers Amt Profit ROI

OP-1   WIN (7/8/1/2) 4 $2.00 $8.00 
    EXA (7/8/1/2)-(7/8/1/2) 12 $1.00 $12.00 
    TRI (7/8/1/2)-(7/8/1/2)-(7/8/1/2) 24 $0.50 $12.00 
    DD (7/8/1/2)-(1/4/6/8/7) 20 $1.00 $20.00 
    PK3 (7/8/1/2)-(1/4/6/8/7)-(10/4/11/3) 80 $0.50 $40.00 
OP-2   WIN (1/4/6/8/7) 5 $2.00 $10.00 
    EXA (1/4/6/8/7)-(1/4/6/8/7) 20 $1.00 $20.00 
    TRI (1/4/6/8/7)-(1/4/6/8/7)-(1/4/6/8/7) 60 $0.50 $30.00 
    DD (1/4/6/8/7)-(10/4/11/3) 20 $1.00 $20.00 
    PK3 (1/4/6/8/7)-(10/4/11/3)-(4/6/8) 60 $0.50 $30.00 
OP-3   WIN (10/4/11/3) 4 $2.00 $8.00 
    EXA (10/4/11/3)-(10/4/11/3/7) 16 $1.00 $16.00 
    TRI (10/4/11/3)-(10/4/11/3/7)-(10/4/11/3/7) 48 $0.50 $24.00 
    DD (10/4/11/3)-(4/6/8) 12 $1.00 $12.00 
    PK3 (10/4/11/3)-(4/6/8)-(12/13/2/11) 48 $0.50 $24.00 
OP-4   WIN (4/6/8) 3 $2.00 $6.00 
    EXA (4/6/8)-(4/6/8) 6 $1.00 $6.00 
    TRI (4/6/8)-(4/6/8)-(4/6/8) 6 $0.50 $3.00 
    DD (4/6/8)-(12/13/2/11) 12 $1.00 $12.00 
    PK3 (4/6/8)-(12/13/2/11)-(1/7/2) 36 $0.50 $18.00 
OP-5   WIN (12/13/2/11) 4 $2.00 $8.00 
    EXA (12/13/2/11)-(12/13/2/7/11) 16 $1.00 $16.00 
    TRI (12/13/2/11)-(12/13/2/7/11)-(12/13/2/7/11) 48 $0.50 $24.00 
    DD (12/13/2/11)-(1/7/2) 12 $1.00 $12.00 
    PK3 (12/13/2/11)-(1/7/2)-(7/2/3/5/11) 60 $0.50 $30.00 
OP-6   WIN (1/7/2) 3 $2.00 $6.00 
    EXA (1/7/2)-(1/7/2) 6 $1.00 $6.00 
    TRI (1/7/2)-(1/7/2)-(1/7/2) 6 $0.50 $3.00 
    DD (1/7/2)-(7/2/3/5/11) 15 $1.00 $15.00 
    PK3 (1/7/2)-(7/2/3/5/11)-(2/5/1/4) 60 $0.50 $30.00 
OP-7   WIN (7/2/3/5/11) 5 $2.00 $10.00 
    EXA (7/2/3/5/11)-(7/2/3/5/11) 20 $1.00 $20.00 
    TRI (7/2/3/5/11)-(7/2/3/5/11)-(7/2/3/5/11) 60 $0.50 $30.00 
    DD (7/2/3/5/11)-(2/5/1/4) 20 $1.00 $20.00 
    PK3 (7/2/3/5/11)-(2/5/1/4)-(5/7/2) 60 $0.50 $30.00 
OP-8   WIN (2/5/1/4) 4 $2.00 $8.00 
    EXA (2/5/1/4)-(2/5/1/4) 12 $1.00 $12.00 
    TRI (2/5/1/4)-(2/5/1/4)-(2/5/1/4) 24 $0.50 $12.00 
    DD (2/5/1/4)-(5/7/2) 12 $1.00 $12.00 
    PK3 (2/5/1/4)-(5/7/2)-(7/3/2/9/4) 60 $0.50 $30.00 
OP-9   WIN (5/7/2) 3 $2.00 $6.00 
    EXA (5/7/2)-(5/7/2) 6 $1.00 $6.00 
    TRI (5/7/2)-(5/7/2)-(5/7/2) 6 $0.50 $3.00 
    DD (5/7/2)-(7/3/2/9/4) 15 $1.00 $15.00 
OP-10   WIN (7/3/2/9/4) 5 $2.00 $10.00 
    EXA (7/3/2/9/4)-(7/3/2/9/4) 20 $1.00 $20.00 
    TRI (7/3/2/9/4)-(7/3/2/9/4)-(7/3/2/9/4) 60 $0.50 $30.00 

Simulator Race Cards
IMPORTANT: Refresh our race cards before every race for possible scratches.

The handicapping guide below is intended for experts
who have the required skill set to override our picks.
★   FOR HANDICAPPERS   ★

 
OP-1   12/14/2024 5610ft DIRT RC7 MUDDY Claiming ($35K) Purse ($42K) 3UP ALL PT- 1:30
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
REBELIOUS Oct20 Oct11 Sep01 Jul20 Jun23 (mcknight nor)CASTILLO ISAAC 117 4.50 19% 4.30    
GOTTA HAVE DREAMS Nov23 Oct16 Sep18 Aug26 Jul29 (shorter a)ESQUIVEL EMMANUEL 122 15.00 5% 19.00    
SCR  CONTEMPLATION Nov14 Sep25 Aug31 Aug03 Jun26 (stidham m)TORRES A 120 3.00    
GLUCKSTADT Oct06 Sep26 Aug22 Jul21 Jul06 (haran john)PUSAC ALBERTO 122 15.00    
SAGITTARIUS Nov23 Nov07 Sep26 Jul29 Jun28 (asmussen stev)ASMUSSEN ERIK 117 8.00    
CHARBON Nov07 Oct10 Jun29 May05 Apr14 (rosin coty )HERNANDEZ HARRY 119 8.00    
TIZ WICKED STRONG Nov04 Oct14 Sep09 Aug02 Jul12 (schultz linds)JARA FERNANDO 124 4.00 37% 1.70    
AIRBORNE ELITE Nov06 Nov22 Oct15 Sep14 Aug18 (cunningha)ARRIETA FRANCISCO 119 2.50 23% 3.40    
 
OP-2   12/14/2024 5610ft DIRT RC4 MUDDY Maiden Claimer ($30K) Purse ($40K) 2 ALL PT- 1:58
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
TRUTH BOMB Nov12 Oct01       (cox h)VAZQUEZ A 120 2.50 48% 1.10    
TWEET SOME MO Oct23 Sep26 Sep14 Aug19   (milligan all)MEDELLIN ERICK 120 20.00    
VINO VIDI VICI Oct10 Sep07 Aug24     (ward dan)CASTILLO ISAAC 120 20.00    
CAPO LUCA Nov09 Sep22 Aug31     (joseph saffie)JARA FERNANDO 120 1.40 17% 4.80    
BIG BOURBON RIVER Nov13         (hartman chris)BEJARANO R 120 5.00    
STONINGTON Oct25 Sep26 Aug18     (schultz l)ARRIETA FRANCISCO 120 4.50 11% 8.20    
GOLDEN LIGHT         (rosin w)BACON W 115 30.00 5% 19.00    
DOWN THE ISLANDS Dec01 Oct31 Sep12     (sweezey kent)JUAREZ NIK 120 15.00 5% 19.00    
NOBLE REIGN Oct31 Oct01 Sep10     (milligan )TORRES A 120 20.00    
10  HONOR BO Nov14         (vance d)ELLIOTT JANE 120 30.00    
 
OP-3   12/14/2024 3960ft DIRT RC4 MUDDY Maiden Claimer ($12.5K) Purse ($32K) 3UP ALL PT- 2:26
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  NON FUNGIBLE Nov18 Oct20 Sep07     (green )GUTIERREZ RAMOS 112 20.00    
PHENOMENAL DREAM Nov27 Nov10 Oct20 Sep22 Aug04 (shorter aaron)VAZQUEZ A 122 3.50    
SCR  BROTHER EVAN         (loy dewai)HERNANDEZ HARRY 122 20.00 9% 10.70    
LOVE IN LIGHTS (GB)         (mcpeek ke)ESQUIVEL EMMANUEL 122 5.00 10% 9.50    
PAINT ROCK MARTINI Sep21         (hornsby t)DE CRUZ 122 20.00    
IT'S A RAINY DAY May04 Apr13 Mar17 Feb23 Jan26 (milligan ca)POSTON K 107 30.00    
STATLER Sep26 Sep14 Aug20 Jun26 May28 (martin kevin)TORRES HUGO 117 4.50    
COACH SAM P Sep17 Sep04 Aug05 Jul03 Jun19 (hewitt michael)JUAREZ NIK 119 6.00    
SEEKING THE GAME Nov22         (hewitt michae)PUSAC ALBERTO 117 20.00    
10  AIR IT OUT Nov27 Oct20 Aug17 Aug08 Jun02 (asmussen s)ASMUSSEN J 122 4.00 43% 1.30    
11  I GOT A GUY Jul27 Jun30 Jun10 May26 Apr28 (martin ti)TORRES A 124 4.50 9% 10.70    
 
OP-4   12/14/2024 3960ft DIRT RC7 MUDDY Claiming ($20K) Purse ($39K) 3UP ALL PT- 2:54
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  I GOT NO MUNNY Dec06 Nov22 Oct30 Sep26 Aug18 (asmussen s)ASMUSSEN J 121 2.00    
SCR  FEVER NATION Oct29 Sep03 Aug10 Jul23 Jul09 (manley st)LEPAROUX R 124 20.00    
DERBY DATE Oct01 Aug26 Jun10 May09 Mar24 (contreras)ESQUIVEL EMMANUEL 121 10.00    
BEN DIESEL Nov05 Oct11 Sep18 Jul30 Jul08 (rone mike)CHUAN MARTIN 124 4.00 54% 0.90    
THE QUEENS JULES Sep21 Aug08 Jun26 May10 Jan31 (van berg )ARRIETA FRANCISCO 121 6.00    
FAN THE FIRE Sep15 Aug12 Jun26 Jun06 May18 (garcia genaro)VAZQUEZ A 121 5.00 15% 5.50    
SCR  SUPER BRADY Nov13 Oct02 Sep05 Jul12 Jun21 (mason ingrid)CASTILLO ISAAC 121 3.00    
W W CRAZY Dec01 Oct23 Sep22 Jul29 Jul15 (santamari)TORRES A 121 12.00 5% 19.00    
 
OP-5   12/14/2024 3960ft DIRT RC7 MUDDY Claiming ($20K) Purse ($35K) 3UP ALL PT- 3:22
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
MR. COUGAR Sep25 Sep12 Aug22 Jul25 Jul11 (wester)GUTIERREZ RAMOS 111 30.00    
OUTLAW RUN Sep19 Sep01 Aug15 Jul28 Jul13 (cline n)ELLIOTT JANE 121 20.00 5% 19.00    
RYNO WRECKER Nov14 Oct21 Sep24 May05 Apr21 (rone mike)CHUAN MARTIN 122 3.00    
WICKED PRINCE Oct17 Sep07 Aug18 Jul19 Jul08 (chleborad lyn)PUSAC ALBERTO 121 20.00    
POINT BLANK May04 Apr19 Mar29 Mar15 Feb25 (fires h)JUAREZ NIK 121 12.00    
SPOONMAN Sep26 Sep17 Sep04 Aug19 Jul29 (martin ke)ESQUIVEL EMMANUEL 121 8.00    
CHEZ WHIZ May04 Apr06 Mar15 Feb23 Feb09 (creighton bre)BACON W 114 4.50    
DALTON'S RUTROW May04 Apr13 Mar07 Feb18 Jan26 (swearinge)TORRES A 121 6.00    
SCR  NATORADE Jul15 Jun14 May26 Apr19 Mar24 (van th)ROMERO M 114 15.00    
10  STREET COMMANDER Apr26 Apr07 Jan28 Dec29 Jul13 (cates al)HARR KELSI 121 8.00    
11  BLESSED VISION Nov20 Oct25 Sep24 Aug12 Jul16 (dixon tim)DE CRUZ 119 12.00 5% 19.00    
12  MONEYSTRIKE Sep24 Sep04 Jul13 Jun19 May27 (wilson melton)BOWEN ROCCO 121 4.00 70% 0.40    
13  HESS May04 Apr13 Mar15 Feb19 Jan01 (morse rand)ASMUSSEN J 121 2.50 7% 12.40    
SCR  PARTYINTHESTREETS Aug28 Jun19 May27 Apr26 Mar29 (martin timo)HERNANDEZ HARRY 121 20.00    
 
OP-6   12/14/2024 3960ft DIRT RC7 MUDDY Claiming ($16K) Purse ($38K) 3UP M/F PT- 3:50
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
ATLANTIC STRIKE Nov02 Oct09 Jul07 Jun14 Apr19 (ramirez-r)TORRES A 124 1.80 45% 1.20    
SHIP IT Oct19 Sep24 Aug31 Aug12 Jul13 (becker scott)WALES T 121 10.00 9% 10.40    
INSIGHTFUL MISS Oct26 Oct11 Aug29 Jun23 Jun08 (duncan trisha)BAILEY CHEL-C 119 3.50    
TIFFANY TWIST Nov09 Sep21 Aug04 Jun23 May05 (asmussen s)ASMUSSEN J 119 2.50    
SCR  CHARMONTE Nov26 Nov02 Oct16 Sep11 Aug24 (mason ingrid)CASTILLO ISAAC 124 10.00    
SCR  SINGING EMMA Dec07 Sep26 Aug26 Jul12 Jun07 (loy dew)DE CRUZ 119 15.00    
CLASS CODE Sep21 Sep07 Jun21 May12 Mar22 (jewell ian)BOWEN ROCCO 121 8.00 9% 9.70    
ICY RIVER Oct26 Oct12 Sep26 Aug10 Mar23 (hernandez arma)CHUAN MARTIN 119 15.00    
 
OP-7   12/14/2024 3960ft DIRT RC5 MUDDY Maiden Sp Wt Purse ($110K) 2 ALL PT- 4:18
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  RESTLESS RENEGADE Nov23 Oct27       (mcpeek ke)LEPAROUX R 120 6.00    
  (by INTO MISCHIEF out of RESTLESS RIDER by DISTORTED HUMOR)
EL PRESTIGIO Nov14 Sep12 Aug03 Jun23   (asmussen stev)ASMUSSEN ERIK 115 2.50 20% 4.10    
  (by PRACTICAL JOKE out of BARTLETT NARROWS by FLATTER)
MOTEL PATEL Nov14         (hartman chris)BEJARANO R 120 5.00 15% 5.60    
  (by VOLATILE out of SCAT'S LASSIE by SCAT DADDY)
POPPA ECHO Nov01 Sep19 Aug24     (milligan )TORRES A 120 15.00    
  (by ECHO TOWN out of QUEEN OF ACES by STREET BOSS)
GUN RUNNER CHARLIE         (bainum kelly)CHUAN MARTIN 120 10.00 5% 19.00    
  (by GUN RUNNER out of UNBRIDLED QUEST by UNBRIDLED'S SONG)
WISE DECISION         (lukas wa)ASMUSSEN J 120 15.00    
  (by AMERICAN PHAROAH out of BELLE HILL by SKY MESA)
CAN DO ANDREW Oct23 Sep28       (anderson )ARRIETA FRANCISCO 120 4.00 45% 1.20    
  (by PRACTICAL JOKE out of RAINBOW SPARKLE by MAJESTIC WARRIOR)
SAVING HEART Nov01 Sep26       (morse l)VAZQUEZ A 120 15.00    
  (by ARMY MULE out of SPRINGSIDE by AWESOME AGAIN)
BRODEUR Nov16         (casse mark)CASTILLO ISAAC 120 10.00    
  (by NYQUIST out of TEA TIME by PULPIT)
10  TRIGGER POINT         (ortiz jo)SANTANA JR 120 20.00    
  (by CAIRO PRINCE out of DEBIT by TAPIT)
11  WE NEED A FAVOR Sep28 Sep14 Aug11     (cline n)HARR KELSI 120 30.00 5% 19.00    
  (by AMERICAN FREEDOM out of VIVIAN'S GRACE by CANDY RIDE (ARG))
12  MAX GOT EXCITED         (creighton brett)JUAREZ NIK 120 15.00    
  (by AURELIUS MAXIMUS out of KATIE GET EXCITED by STEVIE WONDERBOY)
SCR  RT HOOK SUGAR RAY         (west henry)CASTILLO AMIN 115 30.00    
  (by GANDHI out of STERLINGS AMERICA by SILVER TRAIN)
 
OP-8   12/14/2024 3960ft DIRT RC9 MUDDY Starter Allowance ($50K) Purse ($67K) 3UP ALL PT- 4:46
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
RABBIT HOUND Sep21 Sep06 Aug23 Aug03 Jul06 (martin timoth)BACON W 115 8.00 17% 4.90    
B SUDD Nov06 Oct10 Sep15 Aug05 Jun28 (von hemel)ARRIETA FRANCISCO 120 0.80 27% 2.70    
GOOGOL JOKE Oct10 Mar02 Feb10 Dec31 Nov24 (medina robe)HERNANDEZ HARRY 118 20.00    
RAVIN'S TOWN Oct13 Sep19 Aug04 Jul18 Jun29 (haran john)PUSAC ALBERTO 118 15.00 5% 19.00    
NORTHERN CHILL Nov06 Sep19 Aug12 Jul11 Apr07 (blair jor)ESQUIVEL EMMANUEL 118 3.00 25% 3.00    
MISCHIEVOUS M Nov02 Sep28 Sep15 Jun30 Jun01 (vance tho)TORRES A 122 5.00    
KONTEEKEE Sep28 Sep14 Aug24 Jul07 Jun22 (cline n)HARR KELSI 118 20.00    
JUST ASK WATTS Oct19 Aug09 May27 May07 Mar15 (ward dan)PEREZ CESAR 108 15.00    
 
OP-9   12/14/2024 5280ft DIRT RC11 MUDDY Mistletoe Purse ($150K) 3UP M/F PT- 5:14
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
BOW DRAW Oct20 Oct06 Sep13 Aug25 Aug17 (west henry)BOWEN ROCCO 124 20.00    
  (by OXBOW out of WICKED DRAW by WILD AND WICKED)
TAPIT JENALLIE Nov05 Oct20 Mar30 Feb24 Feb03 (milligan )ESQUIVEL EMMANUEL 119 12.00 8% 11.80    
  (by TAPIT out of TAKE CHARGE TRESSA by WAR FRONT)
WILDWOOD BYE Oct19 May25 Apr27 Apr12 Mar30 (becker sc)ARRIETA FRANCISCO 124 15.00    
  (by KHOZAN out of WAVE BYE BYE by CONGRATS)
STELLAR LILY Nov10 Apr27 Apr04 Mar08 Jan13 (moquett e)BEJARANO R 124 8.00    
  (by SPEIGHTSTER out of ANFIELD ROSE by WILBURN)
CORNINGSTONE Oct02 Sep14 Jun22 Jun09 Apr04 (mcpeek ke)LEPAROUX R 121 3.00 39% 1.60    
  (by KANTHAROS out of ICE WOMEN by STREET SENSE)
SCR  DECK OF CARDS Oct16 Sep19 Aug03 Jul17 Jun21 (maker j)VAZQUEZ A 119 2.50    
  (by NYQUIST out of MOTHER OF SWORDS by WAR FRONT)
TAXED Nov23 Sep14 Aug11 Jun29 May27 (morse ran)TORRES A 124 1.60 28% 2.60    
  (by COLLECTED out of YANKEE UNION by YANKEE GENTLEMAN)
 
OP-10   12/14/2024 3960ft DIRT RC10 MUDDY Allowance Purse ($130K) 3UP ALL PT- 5:40
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
MUMAYAZ Nov19 Oct30 Sep28 Oct12 Sep13 (moquett ronald )VAZQUEZ A 122 6.00    
W W SCOUT'S HONOR Nov13 Oct01 Apr14 Feb24 Jan01 (becker scott)WALES T 122 5.00 6% 17.00    
GOODASIWONSWAS Nov22 Nov03 Sep22 Aug13 Jul10 (shirer ma)TORRES A 124 2.50 29% 2.50    
GOLD SWEEP Oct30 Sep14 Aug19 Jan28 Oct07 (asmussen s)ASMUSSEN J 118 15.00 5% 19.00    
MANTA REY Oct13 Aug29 Jul07 Jun22 May04 (haran john)PUSAC ALBERTO 120 20.00    
DREWMANIA Nov01 Apr27 Apr06 Mar15 Feb16 (briley lo)ESQUIVEL EMMANUEL 118 15.00    
TODDCHERO Nov14 Oct02 Sep06 Jun29 Jun14 (gelner jayde)CASTILLO ISAAC 120 4.50 41% 1.50    
SCR  HEY EUGENE Sep22 Jul27 Jun26 Jun07 May17 (rone mike)CHUAN MARTIN 120 30.00    
JUILLIARD May04 Mar30 Mar09 Feb03 Jan13 (hobby ste)ARRIETA FRANCISCO 120 10.00 5% 19.00    
10  GUNFLASH Nov16 Sep29 Aug10 Jul18 May27 (ramirez-rod)HERNANDEZ HARRY 124 3.50    
 

 
  Labels:
  M/L

Morning Line. This is an indirect measure of the Win Probability of this entry as estimated by the Club Handicapper.

  W/P

Win Probability. This is the centerpiece of our technology that separates Thoroughbred Racing Simulator from other selection services. It is the probability that this entry will win the race, as calculated from the outcomes of simulations of the race. Use this to validate and augment your own handicapping.

  B/E

Break-Even Odds. This figure is approximated from the Win Probability. It is the minimum Win odds that should be accepted to make the entry a worthwhile Win bet. Disregard this figure for exotic bets, as the Win Probability in such bets depends on the compounded Win Probabilities of all the entries in the bet.

  F/O

Final Odds. Live track Win odds against which the B/E should eventually be compared to for Win bets.

 
  Two Groups of Contenders:
  Win Contenders
 

The entries in the first group are printed in bold. These are Win contenders and, by extension, also Place/Show contenders.

  Place/Show Contenders
 

The entries in the second group have a star under their (W/P) column. The Simulator estimates that these entries have generally low chances of winning, although some of them might actually be strong Win contenders but are disqualified from the first group because of their low expected Payout-On-Investment (POI). Whichever the case, these are good Place/Show contenders for exotic bets. Also, these entries may be promoted to replace scratched entries in the first group.

 
  Legal:
 

Copyright © 2019 Thoroughbred Racing Simulator LLC. All rights reserved. All information herein is provided for the purpose of entertainment and education. This product is the proprietary property of Thoroughbred Racing Simulator LLC and is licensed to one user. The reproduction, distribution or transfer of this product or the information contained therein is strictly prohibited without the written permission of Thoroughbred Racing Simulator LLC. The data from which this product is derived is generally accurate. However, errors and omissions may occur occasionally as a result of incorrect data received from other parties, mistakes in processing, and other causes. Thoroughbred Racing Simulator LLC disclaims responsibility for the consequences, if any, of such errors. Thoroughbred Racing Simulator LLC makes no warranties, representations or guarantees, expressed or implied, with respect to the results, outcomes or consequences from the use of this product including, but not limited to, any monetary or other losses.