Handicappers' Racing Form

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The Longshot Specialist!

Belmont Park
Friday - July 07, 2023
Simulator Virtual Bets

The betting guide below is intended for casual racing fans
who do not yet have the confidence to override our picks.
★   FOR CASUAL PLAYERS   ★

Wgr Pick Tot Bet Bet  Winning Pay    
Type Numbers Tkts Unit Amt  Numbers Amt Profit ROI

BEL-1   WIN (7/2/8/4) 4 $2.00 $8.00 
    EXA (7/2/8/4)-(7/2/8/4) 12 $1.00 $12.00 
    TRI (7/2/8/4)-(7/2/8/4)-(7/2/8/4) 24 $0.50 $12.00 
    DD (7/2/8/4)-(4/3/5/6/9) 20 $1.00 $20.00 
    PK3 (7/2/8/4)-(4/3/5/6/9)-(3/2/6) 60 $1.00 $60.00 
BEL-2   WIN (4/3/5/6/9) 5 $2.00 $10.00 
    EXA (4/3/5/6/9)-(4/3/5/6/9) 20 $1.00 $20.00 
    TRI (4/3/5/6/9)-(4/3/5/6/9)-(4/3/5/6/9) 60 $0.50 $30.00 
    DD (4/3/5/6/9)-(3/2/6) 15 $1.00 $15.00 
    PK3 (4/3/5/6/9)-(3/2/6)-(6/5) 30 $1.00 $30.00 
BEL-3   WIN (3/2/6) 3 $2.00 $6.00 
    EXA (3/2/6)-(3/1/2/6) 9 $1.00 $9.00 
    TRI (3/2/6)-(3/1/2/6)-(3/1/2/6) 18 $0.50 $9.00 
    DD (3/2/6)-(6/5) 6 $1.00 $6.00 
    PK3 (3/2/6)-(6/5)-(2/8/3/6) 24 $1.00 $24.00 
BEL-4   WIN (6/5) 2 $2.00 $4.00 
    EXA (6/5)-(6/5) 2 $1.00 $2.00 
    TRI NO BET 0 $0.50 $0.00 
    DD (6/5)-(2/8/3/6) 8 $1.00 $8.00 
    PK3 (6/5)-(2/8/3/6)-(5/6/4) 24 $1.00 $24.00 
BEL-5   WIN (2/8/3/6) 4 $2.00 $8.00 
    EXA (2/8/3/6)-(2/8/3/6) 12 $1.00 $12.00 
    TRI (2/8/3/6)-(2/8/3/6)-(2/8/3/6) 24 $0.50 $12.00 
    DD (2/8/3/6)-(5/6/4) 12 $1.00 $12.00 
    PK3 (2/8/3/6)-(5/6/4)-(7/2/9/8/1) 60 $1.00 $60.00 
BEL-6   WIN (5/6/4) 3 $2.00 $6.00 
    EXA (5/6/4)-(5/6/4) 6 $1.00 $6.00 
    TRI (5/6/4)-(5/6/4)-(5/6/4) 6 $0.50 $3.00 
    DD (5/6/4)-(7/2/9/8/1) 15 $1.00 $15.00 
    PK3 (5/6/4)-(7/2/9/8/1)-(1/9/7/3/2) 75 $1.00 $75.00 
BEL-7   WIN (7/2/9/8/1) 5 $2.00 $10.00 
    EXA (7/2/9/8/1)-(1/7/2/9/8) 20 $1.00 $20.00 
    TRI (7/2/9/8/1)-(1/7/2/9/8)-(1/7/2/9/8) 60 $0.50 $30.00 
    DD (7/2/9/8/1)-(1/9/7/3/2) 25 $1.00 $25.00 
    PK3 (7/2/9/8/1)-(1/9/7/3/2)-(2/5/4/3) 100 $1.00 $100 
BEL-8   WIN (1/9/7/3/2) 5 $2.00 $10.00 
    EXA (1/9/7/3/2)-(1/9/7/3/2) 20 $1.00 $20.00 
    TRI (1/9/7/3/2)-(1/9/7/3/2)-(1/9/7/3/2) 60 $0.50 $30.00 
    DD (1/9/7/3/2)-(2/5/4/3) 20 $1.00 $20.00 
    PK3 (1/9/7/3/2)-(2/5/4/3)-(6/1/10/4/5) 100 $1.00 $100 
BEL-9   WIN (2/5/4/3) 4 $2.00 $8.00 
    EXA (2/5/4/3)-(2/5/4/3) 12 $1.00 $12.00 
    TRI (2/5/4/3)-(2/5/4/3)-(2/5/4/3) 24 $0.50 $12.00 
    DD (2/5/4/3)-(6/1/10/4/5) 20 $1.00 $20.00 
BEL-10   WIN (6/1/10/4/5) 5 $2.00 $10.00 
    EXA (6/1/10/4/5)-(6/1/10/4/5) 20 $1.00 $20.00 
    TRI (6/1/10/4/5)-(6/1/10/4/5)-(6/1/10/4/5) 60 $0.50 $30.00 

Simulator Race Cards
IMPORTANT: Refresh our race cards before every race for possible scratches.

The handicapping guide below is intended for experts
who have the required skill set to override our picks.
★   FOR HANDICAPPERS   ★

 
BEL-1   07/07/2023 3300ft TURF RC5 FIRM Maiden Sp Wt Purse ($75K) 2 ALL PT- 1:05
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  SEBASTIANTHE FIRST         (delg)HUAYAS (JASON) 114 15.00    
  (by DEMARCHELIER out of HOT SPARK by SCAT DADDY)
JIMMYTHETOOTH Jun16         (maker michael)ORTIZ JR 119 1.80 15% 5.90    
  (by WORLD OF TROUBLE out of SILENT FRIGHT by YES IT'S TRUE)
BALI AMOUR Jun10 May23       (whylie her)HENRY JR 119 30.00    
  (by BAL A BALI out of NEBRASKA by STREET CRY)
PERLIANO         (atras rob)ROSARIO JOEL 119 8.00 5% 19.00    
  (by MITOLE out of IWASREADYYESTERDAY by MORE THAN READY)
DISCO PREACHER         (bailes ro)MCCARTHY TREVOR 119 15.00    
  (by DISCO PARTNER out of UNKNOWN by UNKNOWN)
SPECIALAGENTJONSON         (nevin michelle)CARMOUCHE K 119 10.00    
  (by KLIMT out of ALB by PULPIT)
EL GRANDE O Jun16 May28       (rice linda)ORTIZ L 119 1.40 55% 0.80    
  (by TAKE CHARGE INDY out of RAINBOW'S SONG by UNBRIDLED'S SONG)
SKYLER'S STARSHIP         (terranova jo)CASTELLANO J 119 6.00 8% 11.40    
  (by MENDELSSOHN out of DOROTHY'S AURORA by SIMON PURE)
 
BEL-2   07/07/2023 3960ft TURF RC5 FIRM Maiden Sp Wt Purse ($90K) 2 F PT- 1:36
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
TALAVERA Jun02         (rodriguez rudy)LEZCANO JOSE 119 20.00    
  (by KANTHAROS out of RISE ABOVE by VIOLENCE)
SMOOTH WAVES Jun11         (maker michael)SILVERA RUBEN 119 6.00    
  (by ENGLISH CHANNEL out of EVIL KITTEN by KITTEN'S JOY)
SHE'S FIRE Jun12         (rice kevin)ORTIZ L 119 3.00 28% 2.60    
  (by FLAMEAWAY out of MY WISH LIST by FLATTER)
PERMED Jun02         (pletcher todd)ORTIZ JR 119 2.50 50% 1.00    
  (by STREET BOSS out of CURLED by CURLIN)
ISN'T SHE KHOZY         (martin carlo)TORRES A 114 15.00 5% 19.00    
  (by KHOZAN out of TRIBECKY by SAINT LIAM)
GOATS ON A TREE         (d'angelo jo)MCCARTHY TREVOR 119 12.00 5% 19.00    
  (by BOLT D'ORO out of THE RAHY ANGEL by RAHY)
DR. RAY D.         (maker j)DAVIS DYLAN 119 8.00    
  (by CONSTITUTION out of ZIA ZIA ZIA by DEHERE)
SEA DANCER         (morey william )PRAT FLAVIEN 119 6.00    
  (by MASTERY out of CUYATHY by CONGRATS)
HIDDEN SPIN         (terranova jo)CASTELLANO J 119 15.00 5% 19.00    
  (by HARD SPUN out of KEENING by CURLIN)
10  GREAVETTE         (begg ben)ROSARIO JOEL 119 10.00    
  (by ASTERN out of CONVERTIBLE by FORESTRY)
SCR  GALA BRAND         (mott willia)ALVARADO JUNIOR 119 10.00    
  (by VIOLENCE out of OLORDA by LORD OF ENGLAND)
SCR  DOROTHY'S DREAMS         (terranova p)RIDER TBA 119 5.00    
  (by ALWAYS DREAMING out of DYNAZAPER by GHOSTZAPPER)
 
BEL-3   07/07/2023 3960ft DIRT RC3 FAST Alw Opt Clm ($45K) Purse ($85K) 3UP M/F PT- 2:09
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
HAPPY SOPHIA Jun02 Mar19 Feb05 Jan08 Dec29 (rodriguez g)ALVARADO JUNIOR 124 3.50    
1A  OK HONEY Jun16 May29 May26 May11 Mar31 (chic)HUAYAS (JASON) 117 3.50    
BACKED BY GOLD Mar03 Jan28 Jan13 Dec18 Nov02 (quick)HERNANDEZ OMAR 117 8.00 5% 19.00    
FANCY JOKE May21 Apr16 Jul01     (rodriguez r)MCCARTHY TREVOR 120 2.00 65% 0.50    
SILVER FIST May29 Apr23 Oct01 Sep23 Aug26 (lawrence jame)SILVERA RUBEN 124 4.50    
SECURITY CODE May29 Apr16 Mar24 Feb17 Jan22 (serpe m)LEZCANO JOSE 120 2.50    
VALLELUJAH Feb05 Jan08 Dec11 Nov20 Oct23 (davis ro)DAVIS A 122 6.00 5% 19.00    
 
BEL-4   07/07/2023 5280ft DIRT RC3 FAST Alw Opt Clm ($45K) Purse ($85K) 3UP ALL PT- 2:38
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  OLYMPIC DREAMS May29 May11 Apr06 Mar26 Feb17 (quick patri)MCCARTHY TREVOR 126 2.00    
SHADOW DRAGON Jun03 Apr08 Mar04 Feb04 Oct30 (mott i)ORTIZ L 120 2.50    
SCR  MARKET ALERT May27 May14 Apr16 Mar19 Mar04 (baker charlton)ROSARIO JOEL 124 5.00    
BIG BOBBY Oct30 Sep24 Aug26 Jul30 Jun16 (mott willia)ALVARADO JUNIOR 122 15.00    
SUNDAESWITHSANDY Jun11 May28 Apr14 Mar18 Feb11 (nevin michelle)CARMOUCHE K 122 3.50 19% 4.40    
PRINCE OF PHAROAHS May29 May06 Apr07 Feb25 Feb10 (dutrow richar)ORTIZ JR 124 4.00 45% 1.20    
 
BEL-5   07/07/2023 4290ft DIRT RC5 FAST Maiden Sp Wt Purse ($75K) 3UP ALL PT- 3:09
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
TIP OF THE BOOT         (coffey m)DAVIS A 119 30.00    
  (by WICKED STRONG out of LA TRINACRIA by HARLAN'S HOLIDAY)
NOBILIS May20 Sep29 Sep05     (hennig mark)DAVIS DYLAN 119 3.00 37% 1.70    
  (by SPEIGHTSTER out of BOOM BOOM VROOM by ZENSATIONAL)
SEIZE THE CITY May20 Apr27       (giangiulio mich)DAVIS KATIE 119 3.50 7% 12.40    
  (by CARPE DIEM (FR) out of GARDEN CITY by CARSON CITY)
CHALKY CAT Feb24 Jan26       (bond harold )TORRES A 114 4.50    
  (by RACE DAY out of FOLLOW THE KITTEN by KITTEN'S JOY)
LOOKIN' TO WIN         (sciacca gary)SILVERA RUBEN 119 20.00    
  (by FREUD out of CARIBBEAN GIRL by PIONEEROF THE NILE)
ALPHA SONNY Jun18         (ferraro james )BROWN DALTON 124 15.00 5% 19.00    
  (by ALPHA out of JO'S SUNSHINE by DIXIE BRASS)
TWIRLING VINE Jun09 Oct20       (lugovich li)ALVARADO JUNIOR 124 4.50    
  (by TWIRLING CANDY out of OENOPHILE by PULPIT)
THANK YOU JON Jun09 Sep29       (summers chad)ORTIZ JR 119 2.50 34% 2.00    
  (by MACLEAN'S MUSIC out of OUR HOPE DIAMOND by GEMOLOGIST)
 
BEL-6   07/07/2023 4620ft TURF RC3 FIRM Alw Opt Clm ($62.5K) Purse ($100K) 3UP ALL PT- 3:41
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  SCOCCIATORE Jun09 May20 Apr30 Mar30 Feb10 (rodriguez rud)SILVERA RUBEN 122 12.00    
BRING ME A CHECK Jun04 May19 Apr24 Mar18 Feb25 (abreu fernando)PRAT FLAVIEN 122 8.00    
AFTER FIVE Jun15 Apr20 Mar11 Feb12 Dec17 (quick patri)MCCARTHY TREVOR 124 10.00    
PAROS May13 Apr27 Mar31 Mar05 Feb12 (rice linda)ORTIZ L 120 4.00 15% 5.60    
SENBEI May29 Nov12 Sep30 Aug06 May15 (clement christ)ROSARIO JOEL 122 4.50 32% 2.10    
MAXWELL ESQUIRE Jun15 Oct27 Sep13 Aug04 Jul04 (maker michael)ORTIZ JR 122 3.00 17% 5.00    
SCR  MOMOS May25 May04 Mar17 Feb18 Jan16 (trombetta mi)CASTELLANO J 122 12.00    
SCR  CHUCK WILLIS (IRE) Jun04 Mar10 Dec24 Jul02 Jun09 (jacobson david)CARMOUCHE K 122 15.00    
PINE KNOLL Jun15 Mar16 Jan27 Jan07 May21 (medina robert)LEZCANO JOSE 124 3.50    
SCR  GUNTOWN May13 Apr22 Mar26 Feb25 Jan29 (rice linda)RIDER TBA 124 1.60    
 
BEL-7   07/07/2023 6600ft TURF RC5 FIRM Maiden Sp Wt Purse ($90K) 3UP ALL PT- 4:13
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
MUGSY FURY Jun09         (davis g)DAVIS KATIE 125 50.00    
  (by BIG BROWN out of MEGHAN'S FURY by KALU)
1A  FLUORESCENT BAY Jun03 May13 Apr01     (davis ro)DAVIS A 125 50.00 5% 19.00    
  (by CREATIVE CAUSE out of SHADOWY WATERS by WILD AGAIN)
HEADLINE NEWS May20         (toner j)ORTIZ L 125 3.00 18% 4.50    
  (by CURLIN out of FRONT PAGE STORY by WAR FRONT)
WHENLOVETAKESOVER Jun03 Apr13 Mar04 Feb11 Jan06 (lakeman and)MCCARTHY TREVOR 118 15.00    
  (by MOR SPIRIT out of LADY JUNE BUG by ELUSIVE QUALITY)
FLY RIGHT Jun03 Nov06 Oct02 Sep03   (gyarmati lea)CASTELLANO J 118 3.50    
  (by ASTERN out of FLY BY by JOHAR)
SCR  WILD GUESS May20 Dec03 Oct12     (lewis lisa )ALVARADO JUNIOR 118 15.00    
  (by JUSTIFY out of CONQUEST by GALILEO (ARG))
NOSTALGIC ONE Dec10         (pletcher todd )ROSARIO JOEL 118 10.00    
  (by ENGLISH CHANNEL out of MUTABAAHYIA by ANIMAL KINGDOM)
TRULY QUALITY May28 May17       (thomas jonath)ORTIZ JR 118 1.60 45% 1.20    
  (by QUALITY ROAD out of TRULY TOGETHER by SMART STRIKE)
SWORE May25         (motion graha)PRAT FLAVIEN 125 8.00 5% 19.00    
  (by BROKEN VOW out of CARA BELLA by EQUATION)
LOCKE AND KEY Jun02 May06 Apr16 Mar12   (catanese joseph)DAVIS DYLAN 125 12.00 15% 5.80    
  (by MR. Z out of U R KEY by ALBERT THE GREAT)
 
BEL-8   07/07/2023 3960ft DIRT RC7 FAST Claiming ($25K) Purse ($37K) 3UP ALL PT- 4:47
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
DEVIL'S CAY May18 Mar24 Mar02 Dec22 Nov19 (rice linda)ORTIZ L 118 1.60 37% 1.70    
GINNSU WARRIOR Jun04 May14 Apr29 Apr02 Feb09 (ferraro jame)TORRES A 118 12.00 5% 19.00    
MAKAR Jun09 Apr23 Mar04 Nov17 Oct21 (giangiulio mich)CARMOUCHE K 120 15.00 11% 7.90    
SCOTTO Jun24 Jun15 Jun01 Sep17 Sep01 (jones ed)DAVIS A 123 20.00    
DADS GOOD RUNNER Jun23 Jun11 May20 Apr29 Feb25 (goberdhan ch)CASTELLANO J 125 12.00    
PRESSURE May11 Apr21 Mar04 Jun21 May03 (rodriguez rud)SILVERA RUBEN 123 3.00    
COPPER CHALICE May19         (lugovich lis)LAPRIDA JEREMY 123 8.00 12% 7.30    
MOVING PICTURES May26 May20 Oct08 Aug22 Jul17 (rodriguez r)MCCARTHY TREVOR 123 10.00    
PLAYINGWITHMATCHES May19 Apr27 Mar31 Jan14 Dec17 (hennig mark)DAVIS DYLAN 118 5.00 14% 6.20    
 
BEL-9   07/07/2023 5280ft TURF RC12 FIRM Manila Purse ($250K) 3 ALL PT- 5:19
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
AMSTRONG Jun10 Apr15 Mar04 Jan14   (d'angelo jos)CASTELLANO J 120 15.00    
  (by TAPWRIT out of ABBREVIATE by HARLAN'S HOLIDAY)
TALK OF THE NATION Jun03 Mar11 Feb04 Jan08 Nov11 (mcgaughey clau)ORTIZ L 120 2.50 38% 1.60    
  (by QUALITY ROAD out of SHE'S NOT HERE by STREET CRY (IRE))
MORE THAN LOOKS Jun17 Apr28 Mar31 Feb19   (devaux cherie)VELAZQUEZ R 118 8.00 5% 19.00    
  (by MORE THAN READY out of LADIES' PRIVILEGE by HARLAN'S HOLIDAY)
NAGIRROC May20 Apr07 Dec30 Nov04 Oct09 (motion graha)PRAT FLAVIEN 122 2.50 20% 4.00    
  (by LEA out of EMMA SPENCER (IRE) by UNKNOWN)
MAJOR DUDE Jun02 May06 Mar25 Feb04 Jan07 (pletcher todd)ORTIZ JR 122 1.80 20% 4.00    
  (by BOLT D'ORO out of MARY RITA by DISTORTED HUMOR)
BELOUNI (FR) Jun03 Apr22 Mar04     (brown c)ROSARIO JOEL 120 12.00    
  (by FAST COMPANY out of VIENNA VIEW by DALAKHANI (IRE))
SCR  ACTIVIST INVESTING (GB) Oct16 Aug20 Jul23     (brown c)DAVIS DYLAN 118 15.00    
  (by KINGMAN out of ASTRONOMY'S CHOICE by REDOUTE'S CHOICE (AUS))
DREAMING OF KONA Jun05 Mar11 Feb11 Jan01 Dec03 (gonzalez aldana)SPIETH S 120 30.00    
  (by FAST ANNA out of PLIANT by MARIA'S MON)
 
BEL-10   07/07/2023 5610ft TURF RC4 FIRM Maiden Claimer ($75K) Purse ($55K) 3UP M/F PT- 5:51
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
FREEDOM FOR ALL May18 Apr22 Mar25     (mcpeek kenneth )DAVIS DYLAN 118 8.00 19% 4.20    
KATIE'S CHECKRIDE Mar31         (bond harold )TORRES A 113 20.00    
DIAMOND STATUS Jun02 May13 Apr15 Nov20 Oct15 (martin carlos )ORTIZ L 125 6.00    
WICKSIEPIXIE Jun24         (donk david)DAVIS KATIE 118 20.00 5% 19.00    
DON'T TELL AMY Feb19 Dec18 Oct23     (morley thoma)CASTELLANO J 118 15.00 5% 19.00    
FINANCIAL ADVICE (FR) May07 Feb11       (brown c)PRAT FLAVIEN 118 2.00 49% 1.00    
CANT KEEP ME DOWN Jun02 Aug25       (maker michael)SILVERA RUBEN 118 10.00    
VOLATILITY Jun02 May07 Mar11 Feb04 Jan04 (terranova joh)ORTIZ JR 118 5.00    
MEOW MEOW HISS May07 Apr01       (de hora)MCCARTHY TREVOR 118 10.00    
10  WHISKEY LULLABY Oct14 Sep18 Aug19 Jul22 Jun04 (nevin michelle)CARMOUCHE K 125 4.50 8% 10.80    
SCR  GET RESPECT Jun10 Jul23 Jun25 May28   (tagg barcla)ALVARADO JUNIOR 125 10.00    
SCR  PARTY AT GRANTS May02 Mar16       (rice linda)ORTIZ L 118 3.50    
 

 
  Labels:
  M/L

Morning Line. This is an indirect measure of the Win Probability of this entry as estimated by the Club Handicapper.

  W/P

Win Probability. This is the centerpiece of our technology that separates Thoroughbred Racing Simulator from other selection services. It is the probability that this entry will win the race, as calculated from the outcomes of simulations of the race. Use this to validate and augment your own handicapping.

  B/E

Break-Even Odds. This figure is approximated from the Win Probability. It is the minimum Win odds that should be accepted to make the entry a worthwhile Win bet. Disregard this figure for exotic bets, as the Win Probability in such bets depends on the compounded Win Probabilities of all the entries in the bet.

  F/O

Final Odds. Live track Win odds against which the B/E should eventually be compared to for Win bets.

 
  Two Groups of Contenders:
  Win Contenders
 

The entries in the first group are printed in bold. These are Win contenders and, by extension, also Place/Show contenders.

  Place/Show Contenders
 

The entries in the second group have a star under their (W/P) column. The Simulator estimates that these entries have generally low chances of winning, although some of them might actually be strong Win contenders but are disqualified from the first group because of their low expected Payout-On-Investment (POI). Whichever the case, these are good Place/Show contenders for exotic bets. Also, these entries may be promoted to replace scratched entries in the first group.

 
  Legal:
 

Copyright © 2019 Thoroughbred Racing Simulator LLC. All rights reserved. All information herein is provided for the purpose of entertainment and education. This product is the proprietary property of Thoroughbred Racing Simulator LLC and is licensed to one user. The reproduction, distribution or transfer of this product or the information contained therein is strictly prohibited without the written permission of Thoroughbred Racing Simulator LLC. The data from which this product is derived is generally accurate. However, errors and omissions may occur occasionally as a result of incorrect data received from other parties, mistakes in processing, and other causes. Thoroughbred Racing Simulator LLC disclaims responsibility for the consequences, if any, of such errors. Thoroughbred Racing Simulator LLC makes no warranties, representations or guarantees, expressed or implied, with respect to the results, outcomes or consequences from the use of this product including, but not limited to, any monetary or other losses.