Handicappers' Racing Form

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The Longshot Specialist!

Ellis Park
Sunday - July 20, 2025
Simulator Virtual Bets

The betting guide below is intended for casual racing fans
who do not yet have the confidence to override our picks.
★   FOR CASUAL PLAYERS   ★

Wgr Pick Tot Bet Bet  Winning Pay    
Type Numbers Tkts Unit Amt  Numbers Amt Profit ROI

ELP-1   WIN (1/2/7/13) 4 $2.00 $8.00 
    EXA (1/2/7/13)-(1/2/10/7/13) 16 $1.00 $16.00 
    TRI (1/2/7/13)-(1/2/10/7/13)-(1/2/10/7/13) 48 $0.50 $24.00 
    DD (1/2/7/13)-(2/5) 8 $1.00 $8.00 
    PK3 (1/2/7/13)-(2/5)-(12/7/6) 24 $0.50 $12.00 
ELP-2   WIN (2/5) 2 $2.00 $4.00 
    EXA (2/5)-(2/1/5) 4 $1.00 $4.00 
    TRI (2/5)-(2/1/5)-(2/1/5) 4 $0.50 $2.00 
    DD (2/5)-(12/7/6) 6 $1.00 $6.00 
    PK3 (2/5)-(12/7/6)-(10/1/8/3/12) 30 $0.50 $15.00 
ELP-3   WIN (12/7/6) 3 $2.00 $6.00 
    EXA (12/7/6)-(12/7/5/6) 9 $1.00 $9.00 
    TRI (12/7/6)-(12/7/5/6)-(12/7/5/6) 18 $0.50 $9.00 
    DD (12/7/6)-(10/1/8/3/12) 15 $1.00 $15.00 
    PK3 (12/7/6)-(10/1/8/3/12)-(10/1/3) 45 $0.50 $22.50 
ELP-4   WIN (10/1/8/3/12) 5 $2.00 $10.00 
    EXA (10/1/8/3/12)-(10/1/8/3/12) 20 $1.00 $20.00 
    TRI (10/1/8/3/12)-(10/1/8/3/12)-(10/1/8/3/12) 60 $0.50 $30.00 
    DD (10/1/8/3/12)-(10/1/3) 15 $1.00 $15.00 
    PK3 (10/1/8/3/12)-(10/1/3)-(1/7) 30 $0.50 $15.00 
ELP-5   WIN (10/1/3) 3 $2.00 $6.00 
    EXA (10/1/3)-(10/1/2/3) 9 $1.00 $9.00 
    TRI (10/1/3)-(10/1/2/3)-(10/1/2/3) 18 $0.50 $9.00 
    DD (10/1/3)-(1/7) 6 $1.00 $6.00 
    PK3 (10/1/3)-(1/7)-(3/6) 12 $0.50 $6.00 
ELP-6   WIN (1/7) 2 $2.00 $4.00 
    EXA (1/7)-(1/2/7) 4 $1.00 $4.00 
    TRI (1/7)-(1/2/7)-(1/2/7) 4 $0.50 $2.00 
    DD (1/7)-(3/6) 4 $1.00 $4.00 
    PK3 (1/7)-(3/6)-(3/4/2/11) 16 $0.50 $8.00 
ELP-7   WIN (3/6) 2 $2.00 $4.00 
    EXA (3/6)-(3/6/2) 4 $1.00 $4.00 
    TRI (3/6)-(3/6/2)-(3/6/2) 4 $0.50 $2.00 
    DD (3/6)-(3/4/2/11) 8 $1.00 $8.00 
    PK3 (3/6)-(3/4/2/11)-(3/5/11/7) 32 $0.50 $16.00 
ELP-8   WIN (3/4/2/11) 4 $2.00 $8.00 
    EXA (3/4/2/11)-(3/4/2/11) 12 $1.00 $12.00 
    TRI (3/4/2/11)-(3/4/2/11)-(3/4/2/11) 24 $0.50 $12.00 
    DD (3/4/2/11)-(3/5/11/7) 16 $1.00 $16.00 
ELP-9   WIN (3/5/11/7) 4 $2.00 $8.00 
    EXA (3/5/11/7)-(3/5/11/7) 12 $1.00 $12.00 
    TRI (3/5/11/7)-(3/5/11/7)-(3/5/11/7) 24 $0.50 $12.00 

Simulator Race Cards
IMPORTANT: Refresh our race cards before every race for possible scratches.

The handicapping guide below is intended for experts
who have the required skill set to override our picks.
★   FOR HANDICAPPERS   ★

 
ELP-1   07/20/2025 3960ft DIRT RC4 MUDDY Maiden Claimer ($30K) Purse ($37.5K) 3UP ALL PT-12:50
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
LEAN MUSIC MACHINE Jun20 Jun01 May08 Apr13 Mar19 (morey wil)LEPAROUX R 124 5.00 39% 1.60    
REDEPOSIT Jun01 Nov23 Sep15 Feb08 Dec16 (foley greg)LANERIE J 124 4.50 32% 2.10    
LOTTERY WIN Jun12 May10 Apr06 Nov27 Nov01 (asmussen stev)ASMUSSEN ERIK 119 4.00    
SKYNET Apr26 Apr10 Mar22 Feb14 Jan24 (barrett rod)GUTIERREZ MARIO 119 20.00    
DU MONDE Jun05 Apr23 Mar27 Mar05 Dec07 (hill j)GUTIERREZ RAMOS 114 30.00    
SCR  TRACK RANGER Jun13 Feb07 Jan16 Dec06 Nov08 (tomlinson mi)TORRES A 119 15.00    
CHARLIE TOLU Jun16 Jul05 Jun13 May24 May01 (hancock l)SAEZ GABRIEL 119 15.00 5% 19.00    
HISTORIC Jun22 Jul29       (moquett ronal)CANNON DECLAN 119 12.00    
SCR  OX TAP Jul06 May21 Sep19     (o'neill doug)BEJARANO R 124 6.00    
10  HARBE Jun18 May03 Mar01 Feb08   (crichton ro)CONCEPCION AXEL 119 6.00    
SCR  UNCLE SHAW         (vaccarezza nic)MACHADO LUAN 119 15.00    
12  GOLD FACTOR Aug31         (pitts helen)MORALES EDGAR 119 10.00    
13  FLY J'S FUNTASTIC Jun12 Apr23 Mar19 Jan16 Dec04 (stinson will)BARBOSA CARLOS 124 8.00 5% 19.00    
SCR  LEVITATING Jun01 May10 Mar28 Feb01 Nov08 (amoss m)GRAHAM J 119 8.00    
15  BECK'S DREAMER         (romans dale)LANERIE J 119 15.00    
 
ELP-2   07/20/2025 5280ft DIRT RC10 MUDDY Allowance Purse ($102K) 3UP M/F PT- 1:19
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
L. A. WOMAN Jun27 May26 Dec31 Nov13 Oct11 (cox h)GEROUX FLORENT 124 3.00    
CUE THE DUCKBOATS Jun04 May02 Mar29     (mott william)TORRES A 120 2.00 47% 1.10    
FLASH WEAR Jun21 May25 May08 Mar16 Feb23 (vance d)LANERIE J 118 4.00    
ISLANDER Jun27 May22 Dec01 Oct30 Oct04 (asmussen s)ASMUSSEN J 124 2.50    
PROMISEMEANEMPIRE Jun27 Jun19 May30 May15 Jun29 (moger jr)BEJARANO R 124 8.00 5% 19.00    
SCR  COWGIRL CHIC Jun11         (reed eri)RODRIGUEZ A 118 12.00    
 
ELP-3   07/20/2025 3630ft DIRT RC2 GOOD Mdn Opt Clm ($50K) Purse ($44K) 2 F PT- 1:48
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  FETCHMYDIAMONDS Apr23         (catalano wayne)SAEZ GABRIEL 119 4.50    
SCR  DRAGON NAVY Jun18 Apr06       (colebrook ben)MACHADO LUAN 119 3.00    
MESCOOL Jun21 Jun05 May15 May03 Apr16 (torres marcelino)MEZA JJ 119 30.00    
SCR  GIVEMETHEBEAT Jul12 Jun18 Apr30 Apr06   (hancock joh)CONCEPCION AXEL 119 8.00    
CREVALLA DE VIL         (casse mark)VAZQUEZ A 119 6.00    
TACTICAL COMMAND         (troiani nicc)TORRES A 119 12.00 8% 11.50    
VICTOR HELP ME Jun21         (torres c)RODRIGUEZ A 119 8.00 19% 4.20    
SCR  SHE'S HONED IN         (danner kelse)BESCHIZZA ADAM 119 10.00    
UNDISPUTABLE Jun29         (stewart d)LEPAROUX R 119 5.00    
10  NONSTOP VINO Jun18 Jun01       (ennis john)MORALES EDGAR 119 10.00    
SCR  SABLE         (torres marcelino)BEJARANO R 119 30.00    
12  I'VE GOT THE HONEY         (casse mark)VAZQUEZ A 119 2.50 40% 1.50    
SCR  CAROL'S MELODY         (ennis john)BEJARANO R 119 10.00    
SCR  RATHER LATE Jul05 Jun11 May15     (hancock )RODRIGUEZ A 119 10.00    
 
ELP-4   07/20/2025 5280ft DIRT RC7 GOOD Claiming ($40K) Purse ($50K) 3UP ALL PT- 2:16
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
AMERICAN LAW Jun25 Jun07 May18 Apr24 Mar23 (morse l)LANERIE J 122 8.00 10% 8.80    
SCR  TIGER MOON Jun25 Jun06 May18 Feb06 Jan11 (atras rob)SAEZ GABRIEL 122 10.00    
QUALITY CHIC Jun14 May03 Mar29 Jan05 Dec01 (cook jason )GUTIERREZ MARIO 122 4.50 6% 15.30    
SCR  UNDERHILL'S TAB Jun25 Jun07 Apr12 Mar16 Jan25 (hartman chris)BEJARANO R 122 10.00    
ALEJANDRO Jul06 Jun06 Jun17 Jun08 May27 (cash l)MORALES EDGAR 122 20.00    
INEXORABLE Jun26 Jun11 May25 May03 Jun19 (asmussen s)ASMUSSEN J 122 12.00    
ONTHESTAGE Apr12 Mar16 Feb16 Jan18 Dec12 (asmussen stev)ASMUSSEN ERIK 122 8.00    
MENA Jun08 May17 Apr19 Mar15 Feb17 (blair jordan)TORRES A 122 8.00 9% 10.00    
HAYES STRIKE Jul03 Jun14 Apr11 Mar23 Feb17 (ramirez-rodrigu)VAZQUEZ A 122 10.00    
10  GOLDEN GLIDER Jun07 May25 Apr24 Mar09 Feb16 (jacobson )CAMACHO JR 122 5.00 46% 1.20    
11  LUCKY JEREMY Nov30 Sep08 Jul13 May27 Apr13 (maker mich)HERNANDEZ J 122 8.00    
12  WHAT'S UP DOC Mar23 Feb14 Jan24 Dec13 Nov23 (mott riley)MACHADO LUAN 122 12.00 5% 19.00    
 
ELP-5   07/20/2025 5280ft DIRT RC5 GOOD Maiden Sp Wt Purse ($100K) 2 F PT- 2:44
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
UNDERCOVER AGENT Jun19         (casse mark)TORRES A 119 3.50 19% 4.30    
  (by GIROLAMO out of UNBRIDLED STAR by UNBRIDLED)
TO A FLAME         (arnold geor)CONCEPCION AXEL 119 5.00    
  (by SILVER HAWK out of MOTH by GALILEO (ARG))
COSMO FRIDAY         (o'neill doug)BEJARANO R 119 12.00 5% 19.00    
  (by HARD SPUN out of SHEAR CLASS by CURLIN)
GUCCI GAMMY Jun21         (brown paul )GUTIERREZ MARIO 119 30.00    
  (by VOLATILE out of DUPLICATE by AMERICAN PHAROAH)
AMES Jun25         (mcpeek ken)HERNANDEZ J 119 12.00    
  (by RUNHAPPY out of ATTEMPT TO NAME by CONSOLIDATOR)
SCR  SONO BELLA         (walsh bren)GAFFALIONE TYLER 119 8.00    
  (by MORNING BOB out of KENDA by BODEMEISTER)
SCR  GREATEST Jun21         (casse mark)VAZQUEZ A 119 4.00    
  (by OMAHA BEACH out of GRATEFUL by HARD SPUN)
SCR  BETSY         (kenneally eddi)MACHADO LUAN 119 8.00    
  (by CONSTITUTION out of ANOTHER BROAD by INCLUDE)
MENKAURE         (walden willi)GEROUX FLORENT 119 12.00    
  (by CITY OF LIGHT out of LADY PHAROAH by AMERICAN PHAROAH)
10  BEACH BALLAD Jun19         (maker michael)MORALES EDGAR 119 4.50 49% 1.00    
  (by OMAHA BEACH out of SOCIETY'S SONG by MISSION IMPAZIBLE)
SCR  ATI GIRL         (hamm timothy)TORRES A 119 15.00    
  (by NYQUIST out of HEAVENLY SCAT by SCAT DADDY)
SCR  JUNO PALACE Apr06         (donjuan ser)MIRANDA ROGELIO 119 30.00    
  (by COLLECTED out of GITTEL by BERNSTEIN)
SCR  SOUNDSMISCHIEVOUS May31 May08       (hancock )RODRIGUEZ A 119 30.00    
  (by AUDIBLE out of RI N GINGER by LOOKIN AT LUCKY)
SCR  LOVELY GREY         (danner kels)CONCEPCION AXEL 119 20.00    
  (by VEKOMA out of KNIGHTWITHPUTNAM by UNBRIDLED'S SONG)
 
ELP-6   07/20/2025 5280ft DIRT RC10 GOOD Allowance Purse ($102K) 3UP ALL PT- 3:12
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
DAVID OF ATHENS Jun21 Oct11       (walsh bren)GAFFALIONE TYLER 118 2.50 46% 1.20    
U DEVIL YOU Jun21 May25 Apr24 Jun23   (ortiz ale)SAEZ GABRIEL 118 3.00    
SCR  GEARING UP Jun21 May11 Mar08 Feb08 Jan17 (arnold george)MORALES EDGAR 120 5.00    
SCR  SUN THUNDER Jun29 Sep20 Aug28 Jun27 Jun09 (mcpeek ken)HERNANDEZ J 123 10.00    
DIVE BOMBER Jun15 Aug29 Jun08 May04 Sep02 (lynch brian )GEROUX FLORENT 123 3.50    
SCR  ALSTON Jun15 Nov04       (eurton peter)BEJARANO R 123 12.00    
FURIOUS ANGER Jun25 Jun12 May23 Nov24 Nov03 (romans dale)LANERIE J 123 12.00 5% 19.00    
FIRST PLAYER Jun29 Dec21 Nov15 Oct25 Sep26 (mcgee pau)LEPAROUX R 123 12.00    
 
ELP-7   07/20/2025 3630ft DIRT RC3 FAST Alw Opt Clm ($50K) Purse ($104K) 3UP M/F PT- 3:42
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SECRET STATEMENT Jun22 May30 May03 Jul22 Jun09 (baker james)MONCADA IRVING 117 15.00    
BIRDIE ROSE Jul05 Jun10 May02 Mar22 Feb22 (salas marceli)MORALES EDGAR 122 30.00    
NIKI NINE DOORS Jun29 Jun05 May01 Oct04 Aug12 (davis christ)GEROUX FLORENT 122 1.60 64% 0.60    
SCR  DALA Jun08 Apr16 Mar07     (harty eo)RODRIGUEZ A 124 1.80    
SCR  KRISPY RICE May26 Mar22 Feb28 Jan29 Dec05 (walsh ryan )GUTIERREZ MARIO 122 20.00    
COPPER EM Jun25 May11 Mar14 Jan17 Nov15 (jacobson dav)TORRES A 122 15.00 12% 7.10    
SCR  NUMERO SEIS May01 Feb06 Jan04 Apr20 Mar03 (sharp joe)HERNANDEZ J 122 12.00    
JUST AN OPINION Jul12 Jun25 May11 Mar07 Jun21 (asmussen s)ASMUSSEN J 122 20.00    
SCR  MIDNIGHT GRIND Oct10 Sep19 Aug23 Jul18 Jul03 (ewing mich)VILLARREAL OSCAR 117 20.00    
SCR  MEAN EILEEN Jun14 May17 Nov06 Oct11 Sep08 (sharp joe)GAFFALIONE TYLER 118 5.00    
 
ELP-8   07/20/2025 4290ft DIRT RC11 FAST Jeff Hall Memorial Purse ($150K) 3UP ALL PT- 4:12
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  NASH Jul19 Jun13 May01 Mar26 Feb01 (cox h)MACHADO LUAN 122 3.50    
  (by MEDAGLIA D'ORO out of SARA LOUISE by MALIBU MOON)
DURANTE Jun28 May31 May16 May02 Mar29 (jacobson dav)TORRES A 126 5.00 11% 7.70    
  (by DISTORTED HUMOR out of SEAHAWK GIRL by PIONEEROF THE NILE)
BANISHING Jun29 May31 May03 Apr19 Mar29 (jacobson d)GAFFALIONE TYLER 126 2.00 33% 2.00    
  (by GHOSTZAPPER out of DOWAGER by A.P. INDY)
BOOTH Jun28 May17 Apr12 Mar15 Feb24 (asmussen stev)ASMUSSEN ERIK 126 3.00 33% 2.10    
  (by MITOLE out of SOPHIA'S SONG by BELLAMY ROAD)
BANJO CHRIS Jun26 Dec14 Nov23 Oct19 Sep18 (wismer s)SAEZ GABRIEL 122 30.00    
  (by CONSTITUTION out of STORMY GIGI by STORM BOOT)
SCR  KAVOD May26 Mar19 Feb15 Jan18 Dec20 (sharp joe)HERNANDEZ J 124 30.00    
  (by LEA out of WEEKEND CONNECTION by PULPIT)
SCR  PRINCE OF POWER Jul03 Apr19 Apr08 Feb15 Jan25 (esqu)PADRON-BARCENAS JAVIER 122 30.00    
  (by RUNHAPPY out of DEMIGODDESS by FIRST DUDE)
HERE MI SONG May31 May03 Apr08 Oct04 Sep14 (stinson willi)MORALES EDGAR 122 30.00    
  (by CROSS TRAFFIC out of MI VIERA by DEHERE)
RYVIT May26 May02 Apr12 Mar21 Feb14 (asmussen s)ASMUSSEN J 122 20.00    
  (by COMPETITIVE EDGE out of SHE IS BEDAZZLING by MEDAGLIA D'ORO)
10  THREE TECHNIQUE Jun28 Nov02 Sep28 Aug11 Jul26 (cook b)BEJARANO R 122 30.00    
  (by MR SPEAKER out of NITE IN ROME by HARLAN'S HOLIDAY)
11  CHAMPLIN Jun07 May01 Nov28 Nov02 Sep28 (foley greg)MURRILL MITCHELL 122 8.00 5% 19.00    
  (by RANSOM THE MOON out of NOW I KNOW by PURE PRIZE)
 
ELP-9   07/20/2025 5610ft DIRT RC5 FAST Maiden Sp Wt Purse ($100K) 3UP M/F PT- 4:42
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
DODECAHEDRON Jun25         (maker michael)MORALES EDGAR 118 12.00    
  (by SUMMER FRONT out of PI D by CIRCUMFERENCE (IRE))
DANCING DRUMS Jun29         (mcpeek ke)LEPAROUX R 118 12.00    
  (by MCKINZIE out of FANCY AND FLASHY by ZENSATIONAL)
UNMERITED FAVOR Oct26 Aug31       (mcpeek kenneth )LANERIE J 118 6.00 38% 1.60    
  (by SUMMER FRONT out of GOING FOR BROKE by BLAME)
SCR  TRICKY KITTY Jun12         (walsh bren)GAFFALIONE TYLER 118 8.00    
  (by KITTEN'S JOY out of HULDA by CANDY RIDE (ARG))
PLOT Jun18         (drury thom)HERNANDEZ J 118 5.00 29% 2.40    
  (by BLAME out of SCAPE by WAR FRONT)
SCR  TRAIL OF ROSES         (mott riley)SAEZ GABRIEL 118 15.00    
  (by TRAIL CITY out of ROSIANO by RUBIANO)
PRETTY TAPIT Jun07 Apr17 Feb27 Jan20 Nov30 (asmussen s)ASMUSSEN J 118 10.00 5% 18.00    
  (by TAPIT out of PRETTY AT WAR by WAR FRONT)
SCR  POVERTY WITH AVIEW Jul08 Mar28 Mar07 Dec12 Nov13 (gorder kellyn)DOYLE SOPHIE 118 20.00    
  (by INSTILLED REGARD out of INTEREST by PIONEEROF THE NILE)
SCR  RUNNING GAME Jun14 May15       (sharp joe)CONCEPCION AXEL 118 3.00    
  (by I AM THE GAME out of RUNABOUT by OXBOW)
10  SUNSHINE DAYDREAM         (mott william)TORRES A 118 12.00    
  (by VALET DE PIED (FR) out of STOWESHOE by FLATTER)
11  GRAYLEIGH Jun29 Mar02 Feb05 Dec27   (mitchell anthony)BEJARANO R 118 10.00 6% 15.90    
  (by TIZ THE LAW out of WELL MONIED by MARIA'S MON)
SCR  BOUJEE BEACH Jun25 May15 Jan26 Nov10 Oct12 (miller peter)GEROUX FLORENT 118 15.00    
  (by GLOBAL CAMPAIGN out of DYNA'S DESTINY by DYNAFORMER)
SCR  MILDRED PIERCE Jun13 Apr23       (toner j)GRAHAM J 124 6.00    
  (by UNCLE MO out of WAR FLAG by WAR FRONT)
 

 
  Labels:
  M/L

Morning Line. This is an indirect measure of the Win Probability of this entry as estimated by the Club Handicapper.

  W/P

Win Probability. This is the centerpiece of our technology that separates Thoroughbred Racing Simulator from other selection services. It is the probability that this entry will win the race, as calculated from the outcomes of simulations of the race. Use this to validate and augment your own handicapping.

  B/E

Break-Even Odds. This figure is approximated from the Win Probability. It is the minimum Win odds that should be accepted to make the entry a worthwhile Win bet. Disregard this figure for exotic bets, as the Win Probability in such bets depends on the compounded Win Probabilities of all the entries in the bet.

  F/O

Final Odds. Live track Win odds against which the B/E should eventually be compared to for Win bets.

 
  Two Groups of Contenders:
  Win Contenders
 

The entries in the first group are printed in bold. These are Win contenders and, by extension, also Place/Show contenders.

  Place/Show Contenders
 

The entries in the second group have a star under their (W/P) column. The Simulator estimates that these entries have generally low chances of winning, although some of them might actually be strong Win contenders but are disqualified from the first group because of their low expected Payout-On-Investment (POI). Whichever the case, these are good Place/Show contenders for exotic bets. Also, these entries may be promoted to replace scratched entries in the first group.

 
  Legal:
 

Copyright © 2019 Thoroughbred Racing Simulator LLC. All rights reserved. All information herein is provided for the purpose of entertainment and education. This product is the proprietary property of Thoroughbred Racing Simulator LLC and is licensed to one user. The reproduction, distribution or transfer of this product or the information contained therein is strictly prohibited without the written permission of Thoroughbred Racing Simulator LLC. The data from which this product is derived is generally accurate. However, errors and omissions may occur occasionally as a result of incorrect data received from other parties, mistakes in processing, and other causes. Thoroughbred Racing Simulator LLC disclaims responsibility for the consequences, if any, of such errors. Thoroughbred Racing Simulator LLC makes no warranties, representations or guarantees, expressed or implied, with respect to the results, outcomes or consequences from the use of this product including, but not limited to, any monetary or other losses.