Handicappers' Racing Form
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The Longshot Specialist!
Monmouth Park
Saturday - August 05, 2023
Simulator Virtual Bets
The betting guide below is intended for casual racing fans
who do not yet have the confidence to override our picks.
★   FOR CASUAL PLAYERS   ★
Wgr Pick Tot Bet Bet  Winning Pay    
Type Numbers Tkts Unit Amt  Numbers Amt Profit ROI
MTH-1   WIN (3/2/5/1) 4 $2.00 $8.00 
    EXA (3/2/5/1)-(3/2/10/5/1) 16 $1.00 $16.00 
    TRI (3/2/5/1)-(3/2/10/5/1)-(3/2/10/5/1) 48 $0.50 $24.00 
MTH-2   WIN (5/8/9/4) 4 $2.00 $8.00 
    EXA (5/8/9/4)-(5/8/9/4) 12 $1.00 $12.00 
    TRI (5/8/9/4)-(5/8/9/4)-(5/8/9/4) 24 $0.50 $12.00 
MTH-3   WIN (3/12/4/5/7) 5 $2.00 $10.00 
    EXA (3/12/4/5/7)-(3/12/4/5/7) 20 $1.00 $20.00 
    TRI (3/12/4/5/7)-(3/12/4/5/7)-(3/12/4/5/7) 60 $0.50 $30.00 
MTH-4   WIN (2/5/6/1) 4 $2.00 $8.00 
    EXA (2/5/6/1)-(2/5/6/1) 12 $1.00 $12.00 
    TRI (2/5/6/1)-(2/5/6/1)-(2/5/6/1) 24 $0.50 $12.00 
MTH-5   WIN (6/8/2/10/3) 5 $2.00 $10.00 
    EXA (6/8/2/10/3)-(6/8/2/10/3) 20 $1.00 $20.00 
    TRI (6/8/2/10/3)-(6/8/2/10/3)-(6/8/2/10/3) 60 $0.50 $30.00 
MTH-6   WIN (7/1/3/8) 4 $2.00 $8.00 
    EXA (7/1/3/8)-(7/1/3/8) 12 $1.00 $12.00 
    TRI (7/1/3/8)-(7/1/3/8)-(7/1/3/8) 24 $0.50 $12.00 
MTH-7   WIN (8/6/1/9) 4 $2.00 $8.00 
    EXA (8/6/1/9)-(8/6/11/1/9) 16 $1.00 $16.00 
    TRI (8/6/1/9)-(8/6/11/1/9)-(8/6/11/1/9) 48 $0.50 $24.00 
MTH-8   WIN (2/6/7/1/9) 5 $2.00 $10.00 
    EXA (2/6/7/1/9)-(2/6/7/1/9) 20 $1.00 $20.00 
    TRI (2/6/7/1/9)-(2/6/7/1/9)-(2/6/7/1/9) 60 $0.50 $30.00 
MTH-9   WIN (1/2/7/8) 4 $2.00 $8.00 
    EXA (1/2/7/8)-(1/2/3/7/8) 16 $1.00 $16.00 
    TRI (1/2/7/8)-(1/2/3/7/8)-(1/2/3/7/8) 48 $0.50 $24.00 
MTH-10   WIN (3/6/7) 3 $2.00 $6.00 
    EXA (3/6/7)-(3/6/7) 6 $1.00 $6.00 
    TRI (3/6/7)-(3/6/7)-(3/6/7) 6 $0.50 $3.00 
Simulator Race Cards
IMPORTANT: Refresh our race cards before every race for possible scratches.
The handicapping guide below is intended for experts
who have the required skill set to override our picks.
★   FOR HANDICAPPERS   ★
 
MTH-1   08/05/2023 3630ft TURF RC4 FIRM Maiden Claimer ($40K) Purse ($31K) 3UP M/F PT-12:40
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  VINGATIVA         (o'connell kath)RENDON JAIRO 118 10.00 5% 19.00    
2  NEVER (IRE) Jul07 May27 Apr28 Mar02 Jan05 (ciamei)MARAGH RAMSAY 123 3.50 28% 2.60    
3  ONE VIOLENT AFFAIR Jun04 Apr15 Mar26 Feb11 Oct12 (o'connell )ROWLAND MADELINE 118 6.00 43% 1.30    
4  NICKYS NOTION Jun11 Dec14 Nov21 Oct10 Sep06 (martin f)TORRES JOMAR 123 6.00    
5  BOURBON MISS Jul07 Jun30 Oct11 Sep30 Sep14 (jennings j)RIVERA R 118 10.00 5% 19.00    
SCR  NICE BABY Jul07 Jun11 Aug05 Jul16 Jun24 (rodriguez dari)MARIN SAMUEL 118 4.00    
7  CAST YOUR NET Jul21         (king clare)MITCHELL RICHARD 118 12.00    
8  LENDHERCREDIT Jun30 Jun10 May13 Apr16 Mar24 (d'angelo jos)CASTILLO ISAAC 118 6.00    
SCR  S K MOON         (pantaleo joseph)PARISH R 118 15.00    
10  LEGGS Jun20 May31       (crook-demasi)LOPEZ PASCACIO 118 5.00 ★    
11  GET LOADED         (sacco d)FERRER C 118 6.00    
SCR  SHE'S AWESOME Jun12 May13 Apr21 Mar16 Jan06 (klesaris ste)LOPEZ PASCACIO 123 6.00    
 
MTH-2   08/05/2023 3960ft DIRT RC7 FAST Claiming ($40K) Purse ($35K) 3UP ALL PT- 1:08
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  FATIH Jul08 Jun18 Jun11 Mar01 Feb10 (paterno rober)IORIO MELISSA 110 8.00    
2  CARVELLIAN QUEST Jul07 May18 Apr30 Mar26 Jul10 (trombetta m)MCCARTHY TREVOR 124 8.00    
SCR  PRINCE MARCO Apr03 Feb08       (avila carl)OLIVERO A 121 3.00    
4  COUNTERFEITCURENCY Jul23 Jun16 Jun03 Oct21 Sep18 (ryan s)TORRES JOMAR 121 20.00 5% 19.00    
5  ROAD TO STARDOM Jul08 May21       (breen kelly )LOPEZ PASCACIO 124 2.50 59% 0.70    
6  RHUMJAR Jul21 Jun24 Jun02 Mar31 Mar04 (gonzal)ROJAS EDUARDO 119 6.00    
SCR  ON THE COME UP Jul08 Jun16 Oct22 Sep18 Aug14 (farro pa)GOMEZ ANTONIO 121 20.00    
8  LIBERTY STAR Jul07 Jun03 Oct02 Aug26 Jul14 (ness jamie)PENNINGTON F 121 5.00 11% 8.50    
9  KATTATH Jan08 Dec18 Oct02 Aug25   (schultz lindsay)JUAREZ NIK 121 4.50 9% 10.00    
 
MTH-3   08/05/2023 5280ft TURF RC5 FIRM Maiden Sp Wt Purse ($55K) 2 F PT- 1:36
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  MADAME MISCHIEF Jul02         (delgado jorg)BATISTA A 117 5.00    
  (by INTO MISCHIEF out of MADAME ORBE by ORB)
2  WHISPERING SEA Jul17         (trombetta michae)JUAREZ NIK 117 8.00    
  (by ENGLISH CHANNEL out of WILD AND FUNNY by KITTEN'S JOY)
3  DONE ENOUGH Jun16         (sweezey ke)LOPEZ PASCACIO 117 3.00 36% 1.70    
  (by FLAMEAWAY out of REVENGEFULPLEASURE by STEPHEN GOT EVEN)
4  MARINA VILLAGE Jul15         (breen kelly)MCCARTHY TREVOR 117 10.00 5% 19.00    
  (by SPEIGHTSTER out of FOUR WISHES by MORE THAN READY)
5  SYMPHONYS OVERTURE Jul02         (servis c)PENNINGTON F 117 10.00 5% 19.00    
  (by MENDELSSOHN out of UNKNOWN by UNKNOWN)
6  SHADE OF PALE         (brown c)RENDON JAIRO 117 6.00    
  (by DEMARCHELIER out of PALE MOON by DANSILI (GB))
7  QUICK RECOVERY Jul14         (dobles elizab)OLVER MADISON 110 20.00 5% 19.00    
  (by ACCELERATE out of VOW TO RECOVER by BROKEN VOW)
8  VICTORIA'S DANCER Jul02         (avila carl)OLIVERO A 117 6.00    
  (by MUNNINGS out of ARTISANAL by MORE THAN READY)
9  BYRD OF EDEN Jul02 Jun16       (spina charles)TORRES JOMAR 117 15.00    
  (by STREET BOSS out of MY REDBYRD by ROYAL ACADEMY)
SCR  VERSACE SUMMER Jul14         (penaloza migue)COTTO L 117 30.00    
  (by GET STORMY out of R CITY GIRL by TEMPLE CITY)
SCR  SPENDALOT         (brown c)CASTILLO ISAAC 117 3.50    
  (by MORE THAN READY out of SIEMPRE MIA by SCAT DADDY)
12  JUDGEMENT         (pletcher to)MCCARTHY TREVOR 117 4.00 16% 5.20    
  (by NOT THIS TIME out of PICA SLEW by PICO CENTRAL (BRZ))
SCR  FEELING BEACHY         (sweeze)MARAGH RAMSAY 117 10.00    
  (by CATALINA CRUISER out of FEELING BOSSY by COURAGEOUS CAT)
SCR  LISA'S PALACE Jul19         (breen ke)GOMEZ ANTONIO 117 15.00    
  (by PALACE MALICE out of LISA LIMON by SCAT DADDY)
 
MTH-4   08/05/2023 5280ft DIRT RC4 FAST Maiden Claimer ($10K) Purse ($18K) 3UP ALL PT- 2:04
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  LUCKY JAMES Sep18         (frangella james )FERRER C 118 20.00 5% 19.00    
2  LAW OF THE JUNGLE Sep24 Aug31 Aug14 Jul03 May26 (cibelli jane)CASTILLO ISAAC 123 2.00 37% 1.70    
3  LITTLE BANKER MAN Jul23 Jul16 Jul01 Jun02 Sep18 (king clare)MITCHELL RICHARD 118 20.00    
4  WEST STAR Jun11 May05 Apr16 Mar18 Mar03 (sweezey j )RIVERA R 113 3.50    
5  BIG POPPER Jul24 Jul16 Jul01 Jun21 Jun03 (crowell susan)OLVER MADISON 111 8.00 34% 2.00    
6  BRANDON'S SMILE Jul15 Jun16 Mar29 Dec18   (avila carl)OLIVERO A 118 6.00 5% 19.00    
7  LIDIA'S PRAYER Jun16 May20 Mar28 Feb28 Jan02 (avil)HUAYAS (JASON) 118 4.50    
SCR  PERSPICACIOUS BOY Jul01 May13       (alvarado dia)BATISTA A 118 3.00    
 
MTH-5   08/05/2023 5610ft TURF RC7 FIRM Claiming ($40K) Purse ($33K) 3UP M/F PT- 2:32
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  CUMBERLAND FALLS Jul09 Jun11 May20 Mar23 Jan29 (sweezey kent)RENDON JAIRO 117 4.50    
2  MARVELETTE Jul15 Jun10 May24 Sep25   (coletti edward)PENNINGTON F 120 15.00 13% 6.80    
3  BLETCHLEY GIRL Jul15 Jun09 May13 Mar09 Feb02 (ciamei matth)CASTILLO ISAAC 117 6.00 5% 18.50    
4  JUDGEMENT TIME Jun30 Jun02 May13 Sep24 Sep17 (thompson)GOMEZ ANTONIO 120 10.00    
5  BOMBERELLA Jul01 May29 Apr30     (sweezey kent)LUZZI J 120 8.00    
6  COCOA ICING Jul01 Jun03 Apr23 Sep10 Jul01 (orseno josep)LOPEZ PASCACIO 121 3.00 35% 1.80    
SCR  FAST MULE Jul15 Jun18 May27 Nov07 Oct13 (schult)MARAGH RAMSAY 117 6.00    
8  GIRLY THE BUTCHER Jun30 May29 May13 Mar30 Mar03 (gonzal)ROJAS EDUARDO 124 3.50 17% 4.70    
9  NEON CITY Jun07 May24 Sep10 Aug13 Jul27 (carango an)RIVERA R 114 20.00    
10  SISTER NELL Jul27 Jul02 Apr21 Mar23 Mar02 (jimenez jose)BATISTA A 121 8.00 6% 14.80    
SCR  MY MAGGIE MOO Jul15 May13 Apr23 Mar29 Aug12 (farro patricia)RENDON JAIRO 121 6.00    
 
MTH-6   08/05/2023 5490ft DIRT RC7 FAST Claiming ($5K) Purse ($22K) 3UP ALL PT- 2:59
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  JUPI'S LIGHTNING Jul15 Jul03 Jun23 May20 May13 (flor)HUAYAS (JASON) 124 12.00 10% 8.60    
2  KITTEN STREET Jun04 May13 Apr12 Mar27 Mar06 (abrams jack)FERRER C 124 5.00    
3  SUNNY SAINT Jul19 Jul12 Jun13 May17 Apr16 (padilla o)TORRES JOMAR 124 8.00 5% 19.00    
4  OFF THE MEDS Jul26 Jul10 Jun16 Jun05 May08 (farro patr)RIVERA R 119 6.00    
5  ROYAL COUP Jul23 Jul01 May28 Feb22 Jan24 (servis tyl)LOPEZ PASCACIO 124 3.50    
6  ALCOOLS Jun16 May27 May13 Apr29 Mar25 (falcone robe)CASTILLO ISAAC 124 2.50    
7  MERU Jul24 Jul10 Jun13 May29 May02 (flores)GONZALEZ JR 124 3.00 61% 0.70    
8  BAM BAM WARRIOR Jul23 Jun23 Jun02 Apr23 Apr07 (torres pa)RODRIGUEZ A 124 15.00 5% 19.00    
 
MTH-7   08/05/2023 5610ft TURF RC7 FIRM Claiming ($16K) Purse ($24K) 3UP ALL PT- 3:28
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  SAILOR'S RETURN Jul15 Jul08 Jun10 May28 May21 (gomez pomp)MITCHELL RICHARD 121 10.00 5% 19.00    
2  GRATIA PRINCE Apr26 Apr01 Mar12 Feb03 Dec30 (o'connell kath)RENDON JAIRO 117 6.00    
3  TAP THE CANDY Jul08 Jun06 May21 Apr20 Mar24 (crowell s)RODRIGUEZ A 121 5.00    
4  COUTH Jun23 May29 Apr22 Jul23   (david carlos)LOPEZ PASCACIO 117 6.00    
5  LARGER THAN LIFE Jul23 Jul08 Jun17 Jun04 Sep11 (sweezey k)MCCARTHY TREVOR 121 4.00    
6  I LUCKED OUT Jun18 Nov22 Sep24     (pino michael)CASTILLO ISAAC 120 10.00 29% 2.40    
7  GODS GLORY Jul08 May28 Apr30 Apr08 Mar19 (bennett gera)BATISTA A 117 20.00    
8  TRIPLE START Jul08 Jun17 May28 Mar22 Feb26 (breen ke)GOMEZ ANTONIO 120 3.50 38% 1.60    
9  SECLUDE Jul08 Apr29 Apr06 Feb05   (lerman s)COTTO L 121 30.00 5% 19.00    
10  WESTOVER Jul08 Jun17 Apr15 Apr02 Feb24 (mcburn)MARAGH RAMSAY 117 8.00    
11  AFY KID Jan27 Jan06 Dec03 Nov13 Oct30 (gonzalez claud)TORRES JOMAR 117 8.00 ★    
SCR  GOLDEN WILDCAT Jul04 Jun05 May16 May06 Mar29 (padilla-prec)LOPEZ PASCACIO 121 6.00    
SCR  WRITEITONTHEICE Jul13 May25 May12 Apr29 Apr13 (foglia ant)RIVERA R 116 20.00    
SCR  NINTH OF APRIL Jul08 Jun24 Jun04 May28 Mar25 (potts wayne)IORIO MELISSA 112 12.00    
 
MTH-8   08/05/2023 3960ft DIRT RC11 FAST Jersey Shore Purse ($100K) 3 ALL PT- 3:57
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  RECRUITER Jul01 Jun02 May06 Mar04 Jan03 (lynch cathal)LOPEZ PASCACIO 122 8.00 5% 19.00    
  (by ARMY MULE out of LADY HALITE by MEDAGLIA D'ORO)
2  SQUIRE CREEK Jul02 May12 Apr08 Mar02   (cox h)CASTILLO ISAAC 116 2.00 30% 2.40    
  (by UNCLE MO out of COVENANT by SPEIGHTSTOWN)
3  DEPOLI Jul22 Jun17 Jun04 May21 Apr16 (cole-d)MARAGH RAMSAY 116 20.00    
  (by FROSTED out of TOURNER by HARD SPUN)
4  WILD MULE May14 Mar23 Feb19 Jan20 Dec09 (ward dan)JUAREZ NIK 116 15.00    
  (by ARMY MULE out of MAYBE WILD by ESKENDEREYA)
5  MINISTER FOR MAGIC Jun24 May21 Apr29 Aug27 Aug03 (cibelli jane)PENNINGTON F 116 8.00    
  (by MALIBU MOON out of COULD BE MAGIC by SPEIGHTSTOWN)
6  SUPER CHOW Jul16 Jun24 May20 Mar18 Feb04 (delgado jorge)OLVER MADISON 122 3.00 23% 3.40    
  (by LORD NELSON out of BONITA MIA by WARRIOR'S REWARD)
7  SWIRVIN Jun24 Apr15 Dec03     (joseph saff)MCCARTHY TREVOR 116 3.50 22% 3.50    
  (by GIRVIN out of CARA SORELLA by BROTHER DEREK)
8  HELDISH Jun17 May19 Apr15 Mar25 Jan21 (maker michael )RENDON JAIRO 118 10.00    
  (by GREAT NOTION out of EVERYTHING MAGIC by STREET SENSE)
9  FREEDOM ROAD Jul16 Jun21 May21 Mar11 Jan21 (sacco gregory )MARIN SAMUEL 116 8.00 5% 19.00    
  (by MALIBU MOON out of LOVABLE LADY by NOT FOR LOVE)
 
MTH-9   08/05/2023 5280ft TURF RC7 FIRM Claiming ($12.5K) Purse ($27.5K) 3UP M/F PT- 4:26
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  PUGILIST Jul22 May14 Apr01 Feb25 Jan21 (rodriguez dari)MARIN SAMUEL 120 2.00 73% 0.40    
2  SPEED SALSA Jul02 Jun03 Apr28 Apr09 Mar09 (breen ke)GOMEZ ANTONIO 120 2.50 5% 19.00    
3  MERCY MERCY Jul25 Jul05 Jun20 Jun06 Feb13 (castillo mic)LOPEZ PASCACIO 120 4.50 ★    
4  BOSS LADY KIM Jun30 Sep30 Aug28 Jun30 May13 (frangella ja)BATISTA A 120 15.00    
5  NANA FANNY Jul01 Jun09 May14 Apr09 Feb03 (sacco greg)RIVERA R 113 10.00    
6  ANOTHER SAUCY SIX Jul09 Jun30 Jun16 May27 May20 (bailey ric)MITCHELL RICHARD 120 30.00    
7  QUEEN CADENCE Jul16 Jun24 Feb12 Jan12 Nov27 (pantaleo josep)LUZZI J 120 10.00 5% 19.00    
8  BLIND SIGHT Jul15 Jul05 Jun17 Jun02 May12 (lucas bonnie)RENDON JAIRO 120 10.00 5% 19.00    
9  MINING CHROME Oct04 Aug26 Aug01 Jul07 May28 (abrams jack)FERRER C 120 8.00    
10  TIZ HER WAY Jul09 Jul01 Jun17 Feb20 Feb01 (king)HUAYAS (JASON) 120 30.00    
11  PEARLS AND HEELS Jul16 Jun25 Jun02 May20 Apr17 (martin f)JUAREZ NIK 118 20.00    
SCR  EXPECT TO BE READY Jun30 Jun04 Apr08 Mar19 Feb19 (wilson tony)MARIN SAMUEL 120 5.00    
SCR  CURRENT SITUATION Jul11 Jun21 May14 Apr09 Mar19 (flores)GONZALEZ JR 120 8.00    
SCR  DRIVEN BY SPEED Jun21 Jun16 May31 May14 Oct19 (milian carlos)IORIO MELISSA 113 8.00    
 
MTH-10   08/05/2023 3960ft DIRT RC4 FAST Maiden Claimer ($40K) Purse ($34K) 3UP ALL PT- 4:54
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  POLISH UP         (duarte jo)RODRIGUEZ A 118 6.00    
2  AL'S FROSTED Jul09 May27       (baker charlton)JUAREZ NIK 123 6.00    
3  DUKE OF GLOUCESTER Jul14 Jun11 May21 Apr14 Mar31 (pierro ashle)LOPEZ PASCACIO 118 2.00 28% 2.50    
SCR  I LOVE CARA         (barrera )GOMEZ ANTONIO 118 6.00    
5  FUN AT THE FORT Jul09 Mar19 Mar01 Feb11 Nov04 (mcburney patri)RENDON JAIRO 123 6.00    
6  MARVELOUSMOONDANCE Jul24 Jul11 Jun27 Jun14 May20 (aristone philip )CASTILLO A 123 5.00 27% 2.70    
7  IT'S BIRDIE BIRDIE         (breen kelly)MCCARTHY TREVOR 118 4.50 16% 5.20    
SCR  CADDY MAN Jun27 Apr06 Mar25 Mar09 Nov05 (lake a)PENNINGTON F 118 12.00    
 
 
  Labels:
  M/L

Morning Line. This is an indirect measure of the Win Probability of this entry as estimated by the Club Handicapper.
  W/P

Win Probability. This is the centerpiece of our technology that separates Thoroughbred Racing Simulator from other selection services. It is the probability that this entry will win the race, as calculated from the outcomes of simulations of the race. Use this to validate and augment your own handicapping.
  B/E

Break-Even Odds. This figure is approximated from the Win Probability. It is the minimum Win odds that should be accepted to make the entry a worthwhile Win bet. Disregard this figure for exotic bets, as the Win Probability in such bets depends on the compounded Win Probabilities of all the entries in the bet.
  F/O

Final Odds. Live track Win odds against which the B/E should eventually be compared to for Win bets.
 
  Two Groups of Contenders:
  Win Contenders
 

The entries in the first group are printed in bold. These are Win contenders and, by extension, also Place/Show contenders.
  Place/Show Contenders
 

The entries in the second group have a star under their (W/P) column. The Simulator estimates that these entries have generally low chances of winning, although some of them might actually be strong Win contenders but are disqualified from the first group because of their low expected Payout-On-Investment (POI). Whichever the case, these are good Place/Show contenders for exotic bets. Also, these entries may be promoted to replace scratched entries in the first group.
 
  Legal:
 

Copyright © 2019 Thoroughbred Racing Simulator LLC. All rights reserved. All information herein is provided for the purpose of entertainment and education. This product is the proprietary property of Thoroughbred Racing Simulator LLC and is licensed to one user. The reproduction, distribution or transfer of this product or the information contained therein is strictly prohibited without the written permission of Thoroughbred Racing Simulator LLC. The data from which this product is derived is generally accurate. However, errors and omissions may occur occasionally as a result of incorrect data received from other parties, mistakes in processing, and other causes. Thoroughbred Racing Simulator LLC disclaims responsibility for the consequences, if any, of such errors. Thoroughbred Racing Simulator LLC makes no warranties, representations or guarantees, expressed or implied, with respect to the results, outcomes or consequences from the use of this product including, but not limited to, any monetary or other losses.