Handicappers' Racing Form
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The Longshot Specialist!
Fanduel Racing
Saturday - November 18, 2023
Simulator Virtual Bets
The betting guide below is intended for casual racing fans
who do not yet have the confidence to override our picks.
★   FOR CASUAL PLAYERS   ★
Wgr Pick Tot Bet Bet  Winning Pay    
Type Numbers Tkts Unit Amt  Numbers Amt Profit ROI
FAN-1   WIN (1/3/2) 3 $2.00 $6.00 
    EXA (1/3/2)-(1/3/2) 6 $1.00 $6.00 
    TRI (1/3/2)-(1/3/2)-(1/3/2) 6 $0.50 $3.00 
    DD (1/3/2)-(10/8/1/9/5) 15 $1.00 $15.00 
    PK3 (1/3/2)-(10/8/1/9/5)-(10/3/7/9) 60 $0.50 $30.00 
FAN-2   WIN (10/8/1/9/5) 5 $2.00 $10.00 
    EXA (10/8/1/9/5)-(10/8/1/9/5) 20 $1.00 $20.00 
    TRI (10/8/1/9/5)-(10/8/1/9/5)-(10/8/1/9/5) 60 $0.50 $30.00 
    DD (10/8/1/9/5)-(10/3/7/9) 20 $1.00 $20.00 
    PK3 (10/8/1/9/5)-(10/3/7/9)-(2/5/4/1/10) 100 $0.50 $50.00 
FAN-3   WIN (10/3/7/9) 4 $2.00 $8.00 
    EXA (10/3/7/9)-(10/3/7/9/4) 16 $1.00 $16.00 
    TRI (10/3/7/9)-(10/3/7/9/4)-(10/3/7/9/4) 48 $0.50 $24.00 
    DD (10/3/7/9)-(2/5/4/1/10) 20 $1.00 $20.00 
    PK3 (10/3/7/9)-(2/5/4/1/10)-(9/10/7/4) 80 $0.50 $40.00 
FAN-4   WIN (2/5/4/1/10) 5 $2.00 $10.00 
    EXA (2/5/4/1/10)-(2/5/4/1/10) 20 $1.00 $20.00 
    TRI (2/5/4/1/10)-(2/5/4/1/10)-(2/5/4/1/10) 60 $0.50 $30.00 
    DD (2/5/4/1/10)-(9/10/7/4) 20 $1.00 $20.00 
    PK3 (2/5/4/1/10)-(9/10/7/4)-(2/1/7/5) 80 $0.50 $40.00 
FAN-5   WIN (9/10/7/4) 4 $2.00 $8.00 
    EXA (9/10/7/4)-(9/10/7/3/4) 16 $1.00 $16.00 
    TRI (9/10/7/4)-(9/10/7/3/4)-(9/10/7/3/4) 48 $0.50 $24.00 
    DD (9/10/7/4)-(2/1/7/5) 16 $1.00 $16.00 
    PK3 (9/10/7/4)-(2/1/7/5)-(7/10/6/2/9) 80 $0.50 $40.00 
FAN-6   WIN (2/1/7/5) 4 $2.00 $8.00 
    EXA (2/1/7/5)-(2/1/7/5) 12 $1.00 $12.00 
    TRI (2/1/7/5)-(2/1/7/5)-(2/1/7/5) 24 $0.50 $12.00 
    DD (2/1/7/5)-(7/10/6/2/9) 20 $1.00 $20.00 
    PK3 (2/1/7/5)-(7/10/6/2/9)-(1/8/3/5/7) 100 $0.50 $50.00 
FAN-7   WIN (7/10/6/2/9) 5 $2.00 $10.00 
    EXA (7/10/6/2/9)-(7/10/6/2/9) 20 $1.00 $20.00 
    TRI (7/10/6/2/9)-(7/10/6/2/9)-(7/10/6/2/9) 60 $0.50 $30.00 
    DD (7/10/6/2/9)-(1/8/3/5/7) 25 $1.00 $25.00 
    PK3 (7/10/6/2/9)-(1/8/3/5/7)-(6/5/3) 75 $0.50 $37.50 
FAN-8   WIN (1/8/3/5/7) 5 $2.00 $10.00 
    EXA (1/8/3/5/7)-(1/8/3/5/7) 20 $1.00 $20.00 
    TRI (1/8/3/5/7)-(1/8/3/5/7)-(1/8/3/5/7) 60 $0.50 $30.00 
    DD (1/8/3/5/7)-(6/5/3) 15 $1.00 $15.00 
    PK3 (1/8/3/5/7)-(6/5/3)-(3/10/9/8) 60 $0.50 $30.00 
FAN-9   WIN (6/5/3) 3 $2.00 $6.00 
    EXA (6/5/3)-(6/5/3) 6 $1.00 $6.00 
    TRI (6/5/3)-(6/5/3)-(6/5/3) 6 $0.50 $3.00 
    DD (6/5/3)-(3/10/9/8) 12 $1.00 $12.00 
FAN-10   WIN (3/10/9/8) 4 $2.00 $8.00 
    EXA (3/10/9/8)-(3/10/9/8) 12 $1.00 $12.00 
    TRI (3/10/9/8)-(3/10/9/8)-(3/10/9/8) 24 $0.50 $12.00 
Simulator Race Cards
IMPORTANT: Refresh our race cards before every race for possible scratches.
The handicapping guide below is intended for experts
who have the required skill set to override our picks.
★   FOR HANDICAPPERS   ★
 
FAN-1   11/18/2023 3960ft DIRT RC3 FAST Alw Opt Clm ($10K) Purse ($13.5K) 3UP M/F PT- 8:30
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  CARICIA Oct31 Oct14 Sep19 Aug19 Jul08 (becker scot)ARRIETA REYNIER 126 3.00 44% 1.30    
2  TENSE Nov07 Oct17 Sep26 Sep02 Aug15 (rodriguez)BENDEZU ALEXANDER 124 3.50 6% 14.60    
3  BLAZE BEAUTY Oct31 Oct14 Sep19 Aug02 Jul09 (essenp)BAILON JADHIR 118 4.00 28% 2.50    
4  FREEDOM ATTACK Oct17 Sep26 Sep12 Aug27 Aug10 (childers vance)ORTIZ ALVIN 126 10.00    
5  HER SPEAKER'S ON Nov07 Oct17 Sep19 Sep05 Aug13 (lynch e)DIEGO JAVIER 118 15.00    
6  GABRIELLA ATTACK Sep12 Aug27 Jun20 May30 May02 (childers v)WEATHERLY BAILEY 111 15.00    
SCR  WILDWOOD ENOUGH Nov11 Sep26 Sep02 Aug13 Jul16 (becker scott)LOPEZ A 126 4.50    
8  TINA'S TAPIZAR Oct10 Sep19 Aug26 Aug08 Jul11 (plasters lori)ORM CORY 118 8.00    
 
FAN-2   11/18/2023 3960ft DIRT RC7 FAST Claiming ($4K) Purse ($8K) 3UP M/F PT- 8:58
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  HALLIE'S RAINBOW Oct31 Oct10 Sep05 Aug29 Jul11 (mosier harol)GILES EMMANUEL 119 6.00 19% 4.30    
2  DRAGONFLY KISSES Oct14 Sep26 Sep12 Aug15 Jul18 (straub marvel)SAMPSON KIM 124 15.00    
3  SANGFROID Oct10 Aug23 Aug02 Jul23 Jun29 (irion heath)ARRIETA REYNIER 126 3.00    
4  NIFF Nov04 Oct10 Aug24 Aug10 Jul30 (zawitz joe)WEATHERLY BAILEY 117 12.00    
5  MUD HUT Oct31 Oct10 Sep19 Aug20 Aug03 (manley steve)ORM CORY 126 3.50 5% 19.00    
6  LORI ATTACK Sep05 Aug05 Jun24 Jun10 May23 (rodriguez)BENDEZU ALEXANDER 124 10.00    
7  SENORITA AURORA Oct31 Oct10 Sep05 Aug29 Jul25 (thurman rhonda)DIEGO JAVIER 124 6.00    
8  ZENCHUA SKY Oct31 Oct10 Sep26 Sep16 Sep05 (castro isidro)LOPEZ A 124 4.00 20% 4.10    
9  CAT TALE BREEZE Oct31 Oct10 Sep26 Sep12 Aug19 (durham mike)SANTIAGO VICTOR 126 4.50 6% 16.10    
10  LUNARCHY Oct31 Sep08 Aug03 Jul16 Jun14 (meraz )BAILON JADHIR 118 5.00 28% 2.60    
 
FAN-3   11/18/2023 3960ft DIRT RC7 FAST Claiming ($3.2K) Purse ($7.5K) 3UP ALL PT- 9:26
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  TEA AFTER BALLET Nov04 Oct24 Oct10 Aug23 Aug16 (zawitz joel)REYES FRANK 124 15.00    
2  KANITHAPPEN Nov04 Oct14 Sep26 Aug26 Aug05 (randazzo f)WEATHERLY BAILEY 117 10.00    
3  PACHI Oct21 Oct03 Sep19 Sep09 Aug29 (butler gerald)ORTIZ ALVIN 126 3.50 32% 2.10    
4  STOSH Nov04 Oct21 Sep12 Aug29 Aug08 (straub marve)GILES EMMANUEL 121 4.50 ★    
5  W W RUSSIAN GOLD Nov04 Oct21 Oct03 Aug29 Aug12 (retana gabe)SAMPSON KIM 124 10.00    
6  FLASHY RICHIE Oct31 Sep26 Sep12 Aug01 Jul09 (quinonez )BENDEZU ALEXANDER 124 8.00    
7  TAPIT SAM Nov04 Oct21 Oct03 Sep19 Aug29 (randazzo fr)ARRIETA REYNIER 124 4.00 9% 9.80    
8  GREAT PLAINES Nov04 Sep12 Sep02 Aug08 Jul15 (lynch e)DIEGO JAVIER 126 6.00    
9  SIRCORRI Oct28 Aug12 Jul18 Jun17 May20 (retana gab)MOLINA F 124 10.00 5% 19.00    
10  FOLLOW THE SIGNS Nov02 Sep03 Jul30 Jul16 Jun14 (reavis)BAILON JADHIR 124 3.00 33% 2.10    
 
FAN-4   11/18/2023 3960ft DIRT RC7 FAST Claiming ($4K) Purse ($8.5K) 3UP M/F PT- 9:54
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  LINDALOUIMAGE Oct31 Oct17 Sep26 Aug29 Aug10 (nesbit)BAILON JADHIR 124 3.50 6% 16.90    
2  BEIRUT BEAUTY Nov11 Oct10 Sep12 Aug29 Aug08 (retana ga)BENDEZU ALEXANDER 126 3.00 50% 1.00    
3  HIDDEN FIGURE Nov04 Oct21 Sep09 Sep23 Sep10 (schlenk jada)GILES EMMANUEL 119 15.00    
4  TEMPLUNA Oct31 Sep26 Sep09 Aug19 Aug01 (wainwright joh)DIEGO JAVIER 124 6.00 6% 15.40    
5  LIFE OF SATURDAYS Nov11 Oct31 Sep26 Aug29 Aug08 (martinez r)WEATHERLY BAILEY 117 4.50 16% 5.20    
6  PALACE MAGIC Oct31 Sep26 Sep19 Aug31 Jul16 (zawitz joel)ARRIETA REYNIER 126 8.00    
7  WAR COLORS Oct03 Sep16 Aug15 Aug03 Jun17 (wainwright )SANTIAGO VICTOR 124 4.00    
8  BOBBIE TOO TOO Nov04 Oct24 Sep23 Sep05 Aug19 (lynch harr)MOLINA F 124 12.00    
9  SUPERTRIX Oct31 Oct17 Sep23 Sep05 Aug19 (retana gabe)ORM CORY 124 6.00    
10  DIXIE LOVING Aug26 Jan26 Dec28 Dec15 Oct27 (bahena fernando)ORTIZ ALVIN 124 10.00 5% 19.00    
 
FAN-5   11/18/2023 5490ft DIRT RC7 FAST Claiming ($3.2K) Purse ($7.5K) 3UP ALL PT-10:22
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  CAMPAIGN SPY Oct21 Oct03 Sep16 Aug29 Aug08 (scalcione pete)REYES FRANK 124 15.00    
2  COPPER CROSSING Nov04 Oct21 Oct14 Sep26 Sep16 (pompell r)BENDEZU ALEXANDER 126 15.00    
3  ORBITAL STARR Nov04 Oct17 Aug01 Jul15 Jul01 (wiese john)LOPEZ A 126 6.00 ★    
4  TRIPLE CHROME Nov04 Oct21 Oct14 Sep12 Sep02 (randazzo t)MOLINA F 124 10.00 5% 19.00    
5  ZARMAE Nov11 Oct21 Oct03 Sep16 Aug15 (bahena fer)WEATHERLY BAILEY 119 4.00    
6  BOURBON DELIGHT Nov11 Oct31 Sep30 Aug16 Jul08 (castro isidro)ORM CORY 124 8.00    
7  ONE WAY HOME Nov11 Oct24 Sep19 Aug27 Aug12 (martinez ralph )ORTIZ ALVIN 126 3.00 14% 6.20    
8  STORM BORN Nov04 Oct24 Oct14 Sep30 Sep16 (castro isid)ARRIETA REYNIER 126 8.00    
9  CAMARGO (IRE) Nov04 Oct21 Aug09 Jun24 Jun06 (manley steve)GILES EMMANUEL 121 3.50 43% 1.30    
10  CHERNYAHOVSKIY Nov11 Oct24 Oct03 Sep16 Aug05 (pompel)BAILON JADHIR 126 4.50 17% 5.00    
 
FAN-6   11/18/2023 5280ft DIRT RC3 FAST Alw Opt Clm ($10K) Purse ($13.5K) 3UP ALL PT-10:50
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  PLAIN OR PEANUT Oct31 Oct14 Sep23 Sep09 Aug26 (zawitz jo)BENDEZU ALEXANDER 118 4.50 25% 3.00    
2  UH OH IT'S MAGIC Oct28 Oct14 Sep30 Sep16 Oct28 (fridley st)WEATHERLY BAILEY 119 3.00 29% 2.50    
3  DIAMND CON SUERTE Nov07 Oct21 Sep19 Aug26 Aug15 (rednou)BAILON JADHIR 126 6.00    
4  KRUELESS Oct28 Oct21 Oct07 Sep05 Aug15 (thurman rhonda)DIEGO JAVIER 124 10.00    
5  MINNESOTA MOON Nov02 Sep23 Sep09 Aug20 Jul30 (quinonez max)ORTIZ ALVIN 118 8.00 9% 10.10    
6  PAYNT BY LETTERS Nov04 Oct10 Sep23 Sep16 Aug26 (bahena ferna)GILES EMMANUEL 113 3.50    
7  MERLOTTI Nov04 Sep09 Aug17 Jul27 Jul06 (wainwright )SANTIAGO VICTOR 118 10.00 9% 9.70    
8  CHARLIE'S BEACH Oct28 Sep30 Sep16 Sep05 Sep13 (thurman rhonda)LOPEZ A 126 4.00    
9  SMILE LIKE KYLE Nov04 Aug28 Aug16 Apr19 Mar26 (pompell rob)ARRIETA REYNIER 124 10.00    
 
FAN-7   11/18/2023 5280ft DIRT RC3 FAST Alw Opt Clm ($5K) Purse ($14K) 3UP ALL PT-11:18
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  MAC PANDOWDY Oct31 Oct14 Sep26 Sep12 Aug29 (juarez blas)ARRIETA REYNIER 124 8.00    
2  PAPA'S LUCKY SEVEN Oct28 Oct17 Sep30 Jun17 May31 (manley steve)GILES EMMANUEL 119 8.00 7% 14.20    
3  SWISS GUARD Oct28 Oct09 Sep13 Aug16 Jul23 (plasters lori)LOPEZ A 118 12.00    
4  BRIANS WAY Nov07 Oct21 Oct07 Sep19 Aug08 (retana gabe)ORM CORY 126 10.00    
5  LONESOME DREAM Nov11 Oct31 Oct14 Sep26 Sep16 (higgins dennis)SAMPSON KIM 124 12.00    
6  ANDTHETHUNDERROLLS Nov07 Sep23 Sep09 Aug12 Jul20 (quinon)BAILON JADHIR 124 4.00 10% 9.10    
7  LASTFORTINOFAMILY Oct31 Oct14 Oct03 Sep12 Aug29 (durham mike)SANTIAGO VICTOR 124 3.00 28% 2.60    
8  SANTINO'S FANTASY Nov11 Oct26 Oct06 Sep22 Sep07 (butler ger)WEATHERLY BAILEY 111 4.50    
9  DEVIL'S RULE Nov04 Sep09 Aug29 Aug08 Jul18 (martinez ralph )ORTIZ ALVIN 124 12.00 6% 16.50    
10  ARROW STRIKE Nov04 Oct14 Sep23 Aug26 Jul29 (butler ge)BENDEZU ALEXANDER 126 3.50 26% 2.90    
 
FAN-8   11/18/2023 5280ft DIRT RC3 FAST Alw Opt Clm ($10K) Purse ($16K) 3UP ALL PT-11:46
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  BABA'S BOY Nov07 Jun20 Jun01 May11 Dec18 (bahena fer)MOLINA F 124 4.00 31% 2.20    
2  RIGHT ON RICHIE Oct17 Sep16 Aug26 Jul29 May30 (butler gerald)DIEGO JAVIER 120 8.00    
3  AVIANO Nov04 Oct07 Sep15 Sep03 Aug20 (randazzo )BENDEZU ALEXANDER 126 6.00 12% 7.50    
4  IRISH DECLARATION Nov04 Oct17 Sep16 Aug26 Aug01 (martinez a)LOPEZ A 126 6.00    
5  CHICKS FOR FREE Oct31 Oct21 Oct03 Sep19 Aug29 (quinonez max)ORM CORY 124 6.00 9% 10.70    
6  TWO COOKIE RULE Oct31 Sep30 Sep20 Aug26 Aug05 (zawitz joel)SANTIAGO VICTOR 124 4.50    
7  TONYS MORNING LINE Nov07 Oct24 Oct03 Sep12 Aug26 (essenp)BAILON JADHIR 126 10.00 5% 19.00    
8  WILDWOOD MINISTRY Oct28 Oct17 Sep02 Jul29 Jul11 (becker scot)ARRIETA REYNIER 126 3.50 24% 3.10    
9  TRY TRY AGAIN Nov11 Oct21 Sep30 Sep04 Aug23 (zawitz joel)REYES FRANK 126 8.00    
10  SEMINOLE BEACH Oct31 Oct17 Sep30 Sep23 Aug26 (randazzo f)WEATHERLY BAILEY 117 3.00    
 
FAN-9   11/18/2023 3960ft DIRT RC3 FAST Alw Opt Clm ($25K) Purse ($20K) 3UP M/F PT-12:14
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  BE MY BESTIE Nov07 Oct24 Oct03 Sep19 Aug15 (butler gerald)ORTIZ ALVIN 126 8.00    
2  ICY RIVER Sep30 Sep09 Aug05 Jul22 Jul01 (butler ger)WEATHERLY BAILEY 117 6.00    
3  RACEDAY ATTIRE Sep09 Aug17 Jul27 Jul05 Jun11 (zawitz jo)BENDEZU ALEXANDER 126 8.00 16% 5.10    
4  GO MADI GO Nov07 Oct17 Aug26 Jul22 Jun03 (plasters lori)ORM CORY 126 1.80    
5  AROSE FOR LYLA Nov07 Oct17 Sep09 Aug26 Aug05 (essenp)BAILON JADHIR 126 2.50 19% 4.40    
6  SAY CHEESE Oct02 Sep09 Aug17 Jul22 Aug19 (mcdonnell b)ARRIETA REYNIER 124 4.50 27% 2.70    
7  SHEZ STUCK UP Oct17 Sep02 Aug19 May30 Apr25 (mcdonnell be)GILES EMMANUEL 121 5.00    
 
FAN-10   11/18/2023 3960ft DIRT RC7 FAST Claiming ($6.25K) Purse ($10.5K) 3UP ALL PT-12:42
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  TALIS PARK GRAD Nov11 Oct31 Aug19 Jul22 Jun27 (butler ge)BENDEZU ALEXANDER 126 3.00    
2  U S HONOUR NAP Oct24 Sep09 Aug26 Aug08 Jul29 (zawitz joel)REYES FRANK 124 15.00    
3  D' YANK Oct31 Sep23 Sep09 Aug12 Jul22 (martinez ra)ARRIETA REYNIER 124 4.00 35% 1.80    
4  BLAZEN ROAD Oct31 Sep30 Sep11 Aug02 Jun20 (manley stev)SANTIAGO VICTOR 124 4.50    
5  SHANGHAI POINT Oct28 Oct10 Sep19 Aug12 Jul22 (butler ger)WEATHERLY BAILEY 117 8.00    
6  MARY'S BOY Nov04 Oct14 Sep30 Aug19 Aug01 (retana gabe)ORM CORY 124 20.00    
SCR  NOT AGAIN JACKIE Oct21 Sep30 Aug29 Aug19 Jul22 (nesbit)BAILON JADHIR 126 10.00    
8  CREEKMORE Oct31 Oct10 Sep23 Jul30 Jun23 (martinez ral)GILES EMMANUEL 119 6.00 6% 17.00    
9  SONNYISNOTSOFUNNY Sep23 Aug30 Aug13 Jul26 Jul09 (bentler do)MOLINA F 124 8.00 7% 13.60    
10  JACK VAN BERG Oct31 Oct21 Aug26 Aug12 Jul15 (scalcione pete)ORTIZ ALVIN 124 3.50 31% 2.20    
 
 
  Labels:
  M/L

Morning Line. This is an indirect measure of the Win Probability of this entry as estimated by the Club Handicapper.
  W/P

Win Probability. This is the centerpiece of our technology that separates Thoroughbred Racing Simulator from other selection services. It is the probability that this entry will win the race, as calculated from the outcomes of simulations of the race. Use this to validate and augment your own handicapping.
  B/E

Break-Even Odds. This figure is approximated from the Win Probability. It is the minimum Win odds that should be accepted to make the entry a worthwhile Win bet. Disregard this figure for exotic bets, as the Win Probability in such bets depends on the compounded Win Probabilities of all the entries in the bet.
  F/O

Final Odds. Live track Win odds against which the B/E should eventually be compared to for Win bets.
 
  Two Groups of Contenders:
  Win Contenders
 

The entries in the first group are printed in bold. These are Win contenders and, by extension, also Place/Show contenders.
  Place/Show Contenders
 

The entries in the second group have a star under their (W/P) column. The Simulator estimates that these entries have generally low chances of winning, although some of them might actually be strong Win contenders but are disqualified from the first group because of their low expected Payout-On-Investment (POI). Whichever the case, these are good Place/Show contenders for exotic bets. Also, these entries may be promoted to replace scratched entries in the first group.
 
  Legal:
 

Copyright © 2019 Thoroughbred Racing Simulator LLC. All rights reserved. All information herein is provided for the purpose of entertainment and education. This product is the proprietary property of Thoroughbred Racing Simulator LLC and is licensed to one user. The reproduction, distribution or transfer of this product or the information contained therein is strictly prohibited without the written permission of Thoroughbred Racing Simulator LLC. The data from which this product is derived is generally accurate. However, errors and omissions may occur occasionally as a result of incorrect data received from other parties, mistakes in processing, and other causes. Thoroughbred Racing Simulator LLC disclaims responsibility for the consequences, if any, of such errors. Thoroughbred Racing Simulator LLC makes no warranties, representations or guarantees, expressed or implied, with respect to the results, outcomes or consequences from the use of this product including, but not limited to, any monetary or other losses.