Handicappers' Racing Form

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The Longshot Specialist!

Gulfstream Park
Sunday - October 20, 2024
Simulator Virtual Bets

The betting guide below is intended for casual racing fans
who do not yet have the confidence to override our picks.
★   FOR CASUAL PLAYERS   ★

Wgr Pick Tot Bet Bet  Winning Pay    
Type Numbers Tkts Unit Amt  Numbers Amt Profit ROI

GP-1   WIN (3/10/4/9) 4 $2.00 $8.00 
    EXA (3/10/4/9)-(3/10/4/5/9) 16 $1.00 $16.00 
    TRI (3/10/4/9)-(3/10/4/5/9)-(3/10/4/5/9) 48 $0.50 $24.00 
    DD (3/10/4/9)-(9/8/5/7/1) 20 $1.00 $20.00 
    PK3 (3/10/4/9)-(9/8/5/7/1)-(2/1/8/4) 80 $1.00 $80.00 
GP-2   WIN (9/8/5/7/1) 5 $2.00 $10.00 
    EXA (9/8/5/7/1)-(9/8/5/7/1) 20 $1.00 $20.00 
    TRI (9/8/5/7/1)-(9/8/5/7/1)-(9/8/5/7/1) 60 $0.50 $30.00 
    DD (9/8/5/7/1)-(2/1/8/4) 20 $1.00 $20.00 
    PK3 (9/8/5/7/1)-(2/1/8/4)-(9/3/5/4) 80 $1.00 $80.00 
GP-3   WIN (2/1/8/4) 4 $2.00 $8.00 
    EXA (2/1/8/4)-(2/1/8/4) 12 $1.00 $12.00 
    TRI (2/1/8/4)-(2/1/8/4)-(2/1/8/4) 24 $0.50 $12.00 
    DD (2/1/8/4)-(9/3/5/4) 16 $1.00 $16.00 
    PK3 (2/1/8/4)-(9/3/5/4)-(6/2/7/3/5) 80 $1.00 $80.00 
GP-4   WIN (9/3/5/4) 4 $2.00 $8.00 
    EXA (9/3/5/4)-(9/3/2/5/4) 16 $1.00 $16.00 
    TRI (9/3/5/4)-(9/3/2/5/4)-(9/3/2/5/4) 48 $0.50 $24.00 
    DD (9/3/5/4)-(6/2/7/3/5) 20 $1.00 $20.00 
    PK3 (9/3/5/4)-(6/2/7/3/5)-(4/1/2) 60 $1.00 $60.00 
GP-5   WIN (6/2/7/3/5) 5 $2.00 $10.00 
    EXA (6/2/7/3/5)-(6/2/7/3/5) 20 $1.00 $20.00 
    TRI (6/2/7/3/5)-(6/2/7/3/5)-(6/2/7/3/5) 60 $0.50 $30.00 
    DD (6/2/7/3/5)-(4/1/2) 15 $1.00 $15.00 
    PK3 (6/2/7/3/5)-(4/1/2)-(4/9/7/5) 60 $1.00 $60.00 
GP-6   WIN (4/1/2) 3 $2.00 $6.00 
    EXA (4/1/2)-(4/1/2) 6 $1.00 $6.00 
    TRI (4/1/2)-(4/1/2)-(4/1/2) 6 $0.50 $3.00 
    DD (4/1/2)-(4/9/7/5) 12 $1.00 $12.00 
    PK3 (4/1/2)-(4/9/7/5)-(10/5/7/1) 48 $1.00 $48.00 
GP-7   WIN (4/9/7/5) 4 $2.00 $8.00 
    EXA (4/9/7/5)-(4/9/3/7/5) 16 $1.00 $16.00 
    TRI (4/9/7/5)-(4/9/3/7/5)-(4/9/3/7/5) 48 $0.50 $24.00 
    DD (4/9/7/5)-(10/5/7/1) 16 $1.00 $16.00 
    PK3 (4/9/7/5)-(10/5/7/1)-(6/5/7/4) 64 $1.00 $64.00 
GP-8   WIN (10/5/7/1) 4 $2.00 $8.00 
    EXA (10/5/7/1)-(10/5/7/4/1) 16 $1.00 $16.00 
    TRI (10/5/7/1)-(10/5/7/4/1)-(10/5/7/4/1) 48 $0.50 $24.00 
    DD (10/5/7/1)-(6/5/7/4) 16 $1.00 $16.00 
    PK3 (10/5/7/1)-(6/5/7/4)-(4/1/9/3/6) 80 $1.00 $80.00 
GP-9   WIN (6/5/7/4) 4 $2.00 $8.00 
    EXA (6/5/7/4)-(6/5/7/4) 12 $1.00 $12.00 
    TRI (6/5/7/4)-(6/5/7/4)-(6/5/7/4) 24 $0.50 $12.00 
    DD (6/5/7/4)-(4/1/9/3/6) 20 $1.00 $20.00 
GP-10   WIN (4/1/9/3/6) 5 $2.00 $10.00 
    EXA (4/1/9/3/6)-(4/1/9/3/6) 20 $1.00 $20.00 
    TRI (4/1/9/3/6)-(4/1/9/3/6)-(4/1/9/3/6) 60 $0.50 $30.00 

Simulator Race Cards
IMPORTANT: Refresh our race cards before every race for possible scratches.

The handicapping guide below is intended for experts
who have the required skill set to override our picks.
★   FOR HANDICAPPERS   ★

 
GP-1   10/20/2024 3300ft DIRT RC4 FAST Maiden Claimer ($16K) Purse ($27K) 2 F PT-12:50
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
MISS PAOLA Sep29 Sep06       (sano antonio)MENESES MARCOS 118 15.00    
SCR  GIMME SOME LUCK         (bennett gerald)CAMACHO SAMY 118 6.00    
BALALA Sep07 Aug16 Jul12     (d'angelo j)VAN DRAYDEN 118 3.50 46% 1.20    
DUDE RANCH         (sweezey ke)ZAYAS J 118 4.50 14% 6.00    
SORORITY BID Sep15         (fawkes)VASQUEZ ANGEL 118 5.00    
STAR GAME Sep29 Sep07       (cordero eniel)LEON SONNY 118 15.00    
DAS IST ALLES ALLY Oct05 Aug31       (guciardo kat)LOPEZ PASCACIO 118 6.00    
VALENTINA MINISTER Oct05 Aug17       (cadahia cayetan)OLIVERO A 118 30.00    
NVDIA Oct05 Sep08       (zanelli da)HUSBANDS J 111 12.00 5% 19.00    
10  SIMSARA Sep21 Aug22 Aug03     (delgado jorge)TREJOS JOSEPH 118 4.00 15% 5.70    
 
GP-2   10/20/2024 5490ft DIRT RC4 FAST Maiden Claimer ($50K) Purse ($44K) 2 ALL PT- 1:20
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SUMMERFIELD Aug31         (d'angelo franc)BRAVO J 118 8.00 5% 19.00    
STONE COLD FLEX Sep14         (sano antonio)ROJAS RENZO 118 6.00    
BLACK EMPIRE Sep06         (perez )VASQUEZ ANGEL 118 3.50    
STRENGTHNGUIDANCE Sep29 Aug21 Aug08 Jul12 Jun30 (sano antonio)LEON SONNY 118 15.00    
RASHID         (gutierrez faus)REYES LEONEL 118 10.00 11% 8.50    
FIT TO FIRE Sep14         (o'connell kathl)PANICI LUCA 118 8.00    
TEMPO RIDE Aug10         (soler edisle)MORELOS E 118 10.00 11% 8.50    
TANK Sep28 Apr12       (david carl)VAN DRAYDEN 118 4.00 14% 6.10    
SHACE SLOANE Sep29 Jun21       (delgado jorg)GONZALEZ EDWIN 118 3.00 30% 2.40    
 
GP-3   10/20/2024 3300ft DIRT RC7 FAST Claiming ($16K) Purse ($28K) 3UP M/F PT- 1:51
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
MISPRINT Sep15 Aug25 Aug03 Jun28 Jun09 (dibona robert )REYES LEONEL 120 2.50 31% 2.20    
OMO TEN GIRL Jul27 Jun28 Jan24 Dec26 Nov12 (barboza victor )JARAMILLO E 124 3.00 38% 1.60    
CLAY SOLDIER Sep27 Aug30 Aug11 Jul05 May16 (collazo he)GREENIDGE ELIJAH 117 15.00    
R FIREBIRD Aug25 Jul27 Jun29 Jun07 May24 (budhoo steve)LEON SONNY 120 10.00 5% 19.00    
SCR  LOVE PARADOX Aug04 Jul27 May04 Apr05 Feb10 (alter happy)MORELOS E 124 30.00    
GOOD BRIGHT FLAMES Oct11 Sep20 Sep01 Jul26 Jul06 (lutchman padara)PANICI LUCA 120 30.00    
CAPISCI Sep22 Aug24 Jul27 Jun30 Nov18 (de cerda)LOPEZ PASCACIO 120 4.00    
FAIRHOPECURLY Jun28 May12 Feb08 Jan10 Nov24 (joseph saf)HUSBANDS J 113 6.00 8% 11.30    
SCR  ROSCOE VILLAGE Oct04 Sep13 Aug18 Apr06 Mar14 (abreu )VASQUEZ ANGEL 120 4.50    
 
GP-4   10/20/2024 5280ft TURF RC5 FIRM Maiden Sp Wt Purse ($65K) 2 ALL PT- 2:22
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
CHANTICLEER Aug24         (pletcher t)VAN DRAYDEN 118 6.00    
  (by NOT THIS TIME out of SPEIGHTSTASTIC by SPEIGHTSTOWN)
MEISTERSINGER Sep07 Aug17 Aug01     (casse )VASQUEZ ANGEL 118 6.00    
  (by PAYNTER out of LILO'S CALL by DROSSELMEYER)
ANIMATED Sep06         (orseno josep)LOPEZ PASCACIO 118 5.00 8% 11.30    
  (by TAPIT out of GRANNY MC'S KITTEN by KITTEN'S JOY)
CULPA         (joseph saffi)GONZALEZ EDWIN 118 8.00 5% 19.00    
  (by BLAME out of DANCING BELLE by FIRST SAMURAI)
MUSTANG BAY Sep06 Aug11       (perez carlos)MENESES MARCOS 118 12.00 5% 19.00    
  (by INSTAGRAND out of BOOM TOWN SALLY by YES IT'S TRUE)
CAPTAIN JUNUH Sep07 Aug19       (casse mark)JARAMILLO E 118 4.00    
  (by FREE DROP BILLY out of ARAMINTA by ENGLISH CHANNEL)
DISCREET DANCER Sep28 Aug29 Aug03     (sano antonio)BRAVO J 118 15.00    
  (by TAPIT out of SWEET N DISCREET by DISCREET CAT)
BACK IN THE SADDLE         (joseph saf)HUSBANDS J 111 6.00    
  (by OSCAR PERFORMANCE out of LITTLE NELLIE by MIZZEN MAST)
BIG BOY JAK Sep29 Sep01 Aug11 Jun07 May17 (sano antonio)ZAYAS J 118 4.50 65% 0.50    
  (by THOUSAND WORDS out of INTO OBLIVION by INTO MISCHIEF)
10  MIDNIGHT BOSS         (antonucci je)MORELOS E 118 15.00    
  (by STREET BOSS out of MY SPARKLING ARCH by ARCH)
 
GP-5   10/20/2024 3630ft DIRT RC7 FAST Claiming ($10K) Purse ($25K) 3UP ALL PT- 2:56
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
CAJUN'S MAGIC Oct12 Sep20 Aug30 Aug01 Jul19 (rodriguez ang)ARROYO MIGUEL 122 20.00    
THENORTHREMEMBERS Sep08 Aug18 Jul28 Jun27 May04 (barboza vict)GONZALEZ EDWIN 122 2.50 22% 3.50    
GABAGOOL Sep29 Sep13 Aug18 Jul12 Jun20 (maragh collin)MARAGH RAJIV 124 6.00 5% 19.00    
SCIENCE (IRE) Sep20 Sep07 Aug21 Jul20 Jul03 (trask benjam)ZAYAS J 122 8.00    
LUCAGO Sep06 Aug18 Jul01 Jun04 Mar30 (negrete jav)OCASIO JONATHAN 122 10.00 5% 19.00    
HEALS THE SOUL Sep21 Jul27 Jun29 May10 Apr11 (croft barry)MORELOS E 122 4.50 44% 1.30    
TRUTH AND HONESTY Sep29 Sep08 Aug18 Jul27 Jun20 (d'angelo jos)LOPEZ PASCACIO 122 3.50 8% 12.00    
PUTMAN Sep13 Aug16 Jul04 Jun16 Mar08 (vazque)VASQUEZ ANGEL 122 10.00    
SOVEREIGN OF SPEED Sep08 Aug30 Jan17 Jan07 Dec27 (jehaludi moh)MENESES MARCOS 122 30.00    
10  SMOKIN CLOUD Sep29 Aug23 Jul27 Jun30 May04 (klesaris st)GONZALEZ MELVIS 115 20.00    
11  FEAST Sep29 Sep20 Aug16 Jul28 Jul12 (lopez rob)ROJAS RENZO 122 30.00    
 
GP-6   10/20/2024 5280ft DIRT RC5 FAST Maiden Sp Wt Purse ($65K) 2 F PT- 3:30
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
BOJACA BLESSING Sep21         (garcia)VASQUEZ ANGEL 118 1.80 31% 2.20    
  (by CAIRO PRINCE out of SWEEPING CHERRY by TONALIST)
ANNELLE Sep10 Aug17       (david a)BRAVO J 118 6.00 5% 19.00    
  (by MENDELSSOHN out of STEELY MAGNOLIA by MANE MINISTER)
WHIRLAWAR Sep21 Aug31 Aug09     (gardea abraha)TREJOS JOSEPH 118 12.00    
  (by GAME WINNER out of BLACK CORONAS by CURLIN)
MY DENYSSE Aug09 Jul12 Jun23     (sierra ruben)RIOS M 118 2.50 35% 1.90    
  (by NEOLITHIC out of SOPHIA'S PRIDE by PLEASANT TAP)
SENORITA NOMAS         (duco luis)MORELOS E 118 20.00    
  (by TWIRLING CANDY out of PICARDIA by STORMY ATLANTIC)
SCR  SOFIA PAOLA         (garcia rodolfo)REYES LEONEL 118 4.50    
  (by INTO MISCHIEF out of JEWEL OF A CAT by WILDCAT HEIR)
LITTLE SQUEEZE Aug23 Jul27       (delgado jorg)ZAYAS J 118 4.00    
  (by UNION RAGS out of UNCHAIN HER HEART by SHACKLEFORD)
 
GP-7   10/20/2024 5610ft DIRT RC7 FAST Claiming ($8K) Purse ($23K) 3UP M/F PT- 4:04
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  POLA OF TROUBLE Sep29 Aug30 Jul26 Jul07 Jun09 (ochoa )ROJAS EDUARDO 120 30.00    
DARLING DARLEY Sep07 Aug02 Jun23 May10 Apr07 (fawkes david)LEON SONNY 120 5.00    
CRIMSON PRINCESS Sep20 Sep09 Jul26 Jun08 May09 (trask benjam)ZAYAS J 125 3.50    
ASHIMA Aug24 Apr24 Mar31 Mar03 Feb02 (d'angelo f)JARAMILLO E 120 2.00 51% 1.00    
SINGING SANDRA Sep20 Jul20 Jun23 May24 Apr26 (o'connell kathl)PANICI LUCA 120 15.00 5% 19.00    
R AWESOME SAUCE Sep21 Jul26 Jun27 Jun16 May19 (parbhoo shiv)MORELOS E 125 20.00    
ANDIE ONE Sep21 Aug23 Aug02 Jul20 Jun27 (biancone l)BRAVO J 125 8.00 5% 19.00    
LOVE MY JOB Sep21 Jan24 Dec02 Oct06 Sep08 (alter )VASQUEZ ANGEL 125 10.00    
PASAJERA Sep21 Aug23 Jan04 Jul29 Jul08 (walder pet)HUSBANDS J 118 10.00 22% 3.60    
10  FUNTASTICA Aug17 Jul27 Jul07 Jun16 May19 (negrete javier)REYES LEONEL 125 6.00    
 
GP-8   10/20/2024 5610ft TURF RC5 FIRM Maiden Sp Wt Purse ($60K) 3UP M/F PT- 4:35
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
UNION HARMONY Sep15 Jul20 Apr18 Apr27   (joseph saf)HUSBANDS J 117 8.00 5% 19.00    
  (by UNION RAGS out of LESLIE'S HARMONY by CURLIN)
GISELLA         (casse )VASQUEZ ANGEL 118 12.00    
  (by GHOSTZAPPER out of WINNING RHYTHM by GIANT'S CAUSEWAY)
SCR  STARSHIP BOEING Sep15 Jul26 Apr09 Mar01 Mar13 (dwoskin steven)LEON SONNY 124 8.00    
  (by AMERICAN PHAROAH out of EQUATION by DIXIE UNION)
OUR LOVE         (pletcher a)JARAMILLO E 118 5.00    
  (by JUSTIFY out of THRILLED by TO THE QUICK)
MAMA BELLA Sep07 Mar03 Jan28 Dec10 Nov19 (d'angelo franc)BRAVO J 118 4.00 15% 5.70    
  (by VIOLENCE out of ROLL YOUR EYES by POPULAR (SAF))
TAP MY BELLE Jul26 Jun27 May19 Apr14 Jan28 (smullen heathe)REYES LEONEL 118 20.00    
  (by TAPIT out of UNRIVALED BELLE by UNBRIDLED'S SONG)
SILVER MOONLIGHT Aug31 Jul05 Apr14     (joseph saffi)ZAYAS J 118 3.00 12% 7.30    
  (by LIAM'S MAP out of NECK OF THE MOON by MORE THAN READY)
POSSESSION Sep06 Aug23 Aug11 Jun30 Jun15 (james gerald)MORELOS E 118 30.00    
  (by PALACE MALICE out of EVA'S GIFT by SHACKLEFORD)
MISS BIA Sep15 Aug09 Jun06 May03 Nov10 (catanese joseph)PANICI LUCA 124 20.00    
  (by KANTHAROS out of WEST SIDE DANCER by GONE WEST)
10  LAURISTON (IRE) Aug31 Feb25 Jan21 Dec24 Oct27 (trask benjam)LOPEZ PASCACIO 118 3.50 51% 1.00    
  (by SIYOUNI out of REPRINT by NAYEF)
 
GP-9   10/20/2024 3300ft DIRT RC3 FAST Alw Opt Clm ($20K) Purse ($48K) 3UP ALL PT- 5:07
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
JUNCTION ROAD Sep08 Aug11 Jul19     (crichton roh)GONZALEZ EDWIN 118 5.00    
SCR  DAVID'S SONGS Sep14 Aug18 May23 Apr27 Apr04 (david carlos )TREJOS JOSEPH 118 8.00    
ENSIGN PARKER Sep06 Aug04 Jun29 May30 Mar03 (maragh collin)REYES LEONEL 122 6.00    
EASTBOSTONBENNY Sep21 Jul19 Jun28 May31 Apr26 (klesaris ste)MORELOS E 118 10.00 5% 19.00    
RICHY Aug23 Jun07 May24 Apr28 Mar23 (gulick james)ZAYAS J 122 4.50 12% 7.30    
FULANITO Sep21 Aug11 Dec22 Sep16   (d'angelo f)JARAMILLO E 118 4.00 51% 1.00    
AWESOME CRUSADER Aug17 Jun27 May24 May03 Apr14 (ramirez luis)LOPEZ PASCACIO 122 3.00 11% 8.10    
OURS FOR SURE Sep15 Aug10 Jul12 Jun22   (david carl)VAN DRAYDEN 118 8.00    
COSMIC SPECULATION Sep21 Jul28 Jul07 May30 May09 (orseno jose)OCASIO JONATHAN 122 30.00    
 
GP-10   10/20/2024 3630ft DIRT RC7 FAST Claiming ($16K) Purse ($28K) 3UP M/F PT- 5:38
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
ANGIE FROM KULM Aug20 Jun18 Jan24 Dec26 Sep21 (danner kelse)GONZALEZ EDWIN 124 6.00 27% 2.70    
JAYANA Sep22 Aug17 Jul12 Jun01 May05 (catanese joseph )LEON SONNY 120 8.00    
PRINCESS BLAKELY Sep15 Apr21 Mar13 Feb14 Jan26 (gambo)DIAZ RAFAEL 124 20.00 5% 19.00    
LITA Sep13 Aug12 Jul19 Jun23 May25 (klesaris ste)LOPEZ PASCACIO 124 4.00 37% 1.70    
SCR  SUPERS LUCKY LADY Sep22 Aug23 Jul18 Jun15 Dec15 (falcone robert)MARAGH RAJIV 124 4.50    
BONMATI Aug30 Jul20 Jul05 May26 Apr20 (narvaez carl)MORELOS E 120 30.00 5% 19.00    
WICKED LEGACY Aug30 Jul27 Jun20     (delgado jorge)TREJOS JOSEPH 120 8.00    
MUSTHAVEBEENLOVE Sep27 Sep01 Aug17 Jun22 May24 (cordero enie)ZAYAS J 120 10.00    
THREE TIMES Sep27 Aug24 Aug10 Jun29 May26 (bennett gerald)CAMACHO SAMY 120 8.00 10% 9.10    
SCR  PRINCESS MISS EMIL Sep22 Aug25 Jul05 Jun22 May31 (lutchman padara)PANICI LUCA 120 10.00    
11  EVANORA Sep27 Aug24 Aug11 Jul21 Mar24 (baxter)VASQUEZ ANGEL 120 5.00    
 

 
  Labels:
  M/L

Morning Line. This is an indirect measure of the Win Probability of this entry as estimated by the Club Handicapper.

  W/P

Win Probability. This is the centerpiece of our technology that separates Thoroughbred Racing Simulator from other selection services. It is the probability that this entry will win the race, as calculated from the outcomes of simulations of the race. Use this to validate and augment your own handicapping.

  B/E

Break-Even Odds. This figure is approximated from the Win Probability. It is the minimum Win odds that should be accepted to make the entry a worthwhile Win bet. Disregard this figure for exotic bets, as the Win Probability in such bets depends on the compounded Win Probabilities of all the entries in the bet.

  F/O

Final Odds. Live track Win odds against which the B/E should eventually be compared to for Win bets.

 
  Two Groups of Contenders:
  Win Contenders
 

The entries in the first group are printed in bold. These are Win contenders and, by extension, also Place/Show contenders.

  Place/Show Contenders
 

The entries in the second group have a star under their (W/P) column. The Simulator estimates that these entries have generally low chances of winning, although some of them might actually be strong Win contenders but are disqualified from the first group because of their low expected Payout-On-Investment (POI). Whichever the case, these are good Place/Show contenders for exotic bets. Also, these entries may be promoted to replace scratched entries in the first group.

 
  Legal:
 

Copyright © 2019 Thoroughbred Racing Simulator LLC. All rights reserved. All information herein is provided for the purpose of entertainment and education. This product is the proprietary property of Thoroughbred Racing Simulator LLC and is licensed to one user. The reproduction, distribution or transfer of this product or the information contained therein is strictly prohibited without the written permission of Thoroughbred Racing Simulator LLC. The data from which this product is derived is generally accurate. However, errors and omissions may occur occasionally as a result of incorrect data received from other parties, mistakes in processing, and other causes. Thoroughbred Racing Simulator LLC disclaims responsibility for the consequences, if any, of such errors. Thoroughbred Racing Simulator LLC makes no warranties, representations or guarantees, expressed or implied, with respect to the results, outcomes or consequences from the use of this product including, but not limited to, any monetary or other losses.