Handicappers' Racing Form
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The Longshot Specialist!
Monmouth Park
Sunday - May 11, 2025
Simulator Virtual Bets
The betting guide below is intended for casual racing fans
who do not yet have the confidence to override our picks.
★   FOR CASUAL PLAYERS   ★
Wgr Pick Tot Bet Bet  Winning Pay    
Type Numbers Tkts Unit Amt  Numbers Amt Profit ROI
MTH-1   WIN (4/3/5) 3 $2.00 $6.00 
    EXA (4/3/5)-(4/3/5) 6 $1.00 $6.00 
    TRI (4/3/5)-(4/3/5)-(4/3/5) 6 $0.50 $3.00 
    DD (4/3/5)-(7/2/3) 9 $1.00 $9.00 
    PK3 (4/3/5)-(7/2/3)-(1/9/6/4/8) 45 $1.00 $45.00 
MTH-2   WIN (7/2/3) 3 $2.00 $6.00 
    EXA (7/2/3)-(7/6/2/3) 9 $1.00 $9.00 
    TRI (7/2/3)-(7/6/2/3)-(7/6/2/3) 18 $0.50 $9.00 
    DD (7/2/3)-(1/9/6/4/8) 15 $1.00 $15.00 
    PK3 (7/2/3)-(1/9/6/4/8)-(3/2/5/7) 60 $1.00 $60.00 
MTH-3   WIN (1/9/6/4/8) 5 $2.00 $10.00 
    EXA (1/9/6/4/8)-(1/9/6/4/8) 20 $1.00 $20.00 
    TRI (1/9/6/4/8)-(1/9/6/4/8)-(1/9/6/4/8) 60 $0.50 $30.00 
    DD (1/9/6/4/8)-(3/2/5/7) 20 $1.00 $20.00 
    PK3 (1/9/6/4/8)-(3/2/5/7)-(2/4) 40 $1.00 $40.00 
MTH-4   WIN (3/2/5/7) 4 $2.00 $8.00 
    EXA (3/2/5/7)-(3/2/5/7) 12 $1.00 $12.00 
    TRI (3/2/5/7)-(3/2/5/7)-(3/2/5/7) 24 $0.50 $12.00 
    DD (3/2/5/7)-(2/4) 8 $1.00 $8.00 
    PK3 (3/2/5/7)-(2/4)-(1/7/3/5) 32 $1.00 $32.00 
MTH-5   WIN (2/4) 2 $2.00 $4.00 
    EXA (2/4)-(2/4) 2 $1.00 $2.00 
    TRI NO BET 0 $0.50 $0.00 
    DD (2/4)-(1/7/3/5) 8 $1.00 $8.00 
    PK3 (2/4)-(1/7/3/5)-(1/3/6/5) 32 $1.00 $32.00 
MTH-6   WIN (1/7/3/5) 4 $2.00 $8.00 
    EXA (1/7/3/5)-(1/7/3/5) 12 $1.00 $12.00 
    TRI (1/7/3/5)-(1/7/3/5)-(1/7/3/5) 24 $0.50 $12.00 
    DD (1/7/3/5)-(1/3/6/5) 16 $1.00 $16.00 
    PK3 (1/7/3/5)-(1/3/6/5)-(10/8/11/13/4) 80 $1.00 $80.00 
MTH-7   WIN (1/3/6/5) 4 $2.00 $8.00 
    EXA (1/3/6/5)-(1/3/6/4/5) 16 $1.00 $16.00 
    TRI (1/3/6/5)-(1/3/6/4/5)-(1/3/6/4/5) 48 $0.50 $24.00 
    DD (1/3/6/5)-(10/8/11/13/4) 20 $1.00 $20.00 
    PK3 (1/3/6/5)-(10/8/11/13/4)-(7/8/10/1) 80 $1.00 $80.00 
MTH-8   WIN (10/8/11/13/4) 5 $2.00 $10.00 
    EXA (10/8/11/13/4)-(10/8/11/13/7/4) 25 $1.00 $25.00 
    TRI (10/8/11/13/4)-(10/8/11/13/7/4)-(10/8/11/13/7/4) 100 $0.50 $50.00 
    DD (10/8/11/13/4)-(7/8/10/1) 20 $1.00 $20.00 
    PK3 (10/8/11/13/4)-(7/8/10/1)-(7/2/1) 60 $1.00 $60.00 
MTH-9   WIN (7/8/10/1) 4 $2.00 $8.00 
    EXA (7/8/10/1)-(7/8/5/10/1) 16 $1.00 $16.00 
    TRI (7/8/10/1)-(7/8/5/10/1)-(7/8/5/10/1) 48 $0.50 $24.00 
    DD (7/8/10/1)-(7/2/1) 12 $1.00 $12.00 
MTH-10   WIN (7/2/1) 3 $2.00 $6.00 
    EXA (7/2/1)-(7/2/1) 6 $1.00 $6.00 
    TRI (7/2/1)-(7/2/1)-(7/2/1) 6 $0.50 $3.00 
Simulator Race Cards
IMPORTANT: Refresh our race cards before every race for possible scratches.
The handicapping guide below is intended for experts
who have the required skill set to override our picks.
★   FOR HANDICAPPERS   ★
 
MTH-1   05/11/2025 5610ft DIRT RC7 FAST Claiming ($7.5K) Purse ($17.5K) 3UP ALL PT-12:50
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  BOLT D'PLATA Mar27 Mar07 Jan23 Nov21 Nov01 (siculietano dani)LEON SONNY 124 5.00    
2  SURFBOARD Apr22 Apr02 Mar12 Feb26 Jan15 (flores-coba fe)CORREA JULIO 119 15.00    
3  BROWN DON'T STOP May01 Apr06 Mar15 Feb21 Jan30 (bernardini j)HADDOCK DEXTER 121 2.50 14% 6.30    
4  MAGICAL ROAD Apr23 Apr07 Mar19 Feb05 Jan27 (ramirez silv)CASTILLO ISAAC 124 3.50 39% 1.50    
5  MAMA BANNED ME Apr13 Mar29 Mar16 Mar02 Feb15 (hernandez e)ZAMBRANA JADIEL 116 6.00 11% 7.90    
SCR  RUN MY CARD Apr14 Apr07 Mar26 Mar11 Feb25 (rodriguez ir)LOPEZ PASCACIO 117 4.00    
SCR  FULLY COMMITTED Apr23 Apr07 Mar18 Feb25 Jan27 (ramirez)GONZALEZ LUIS 121 4.00    
 
MTH-2   05/11/2025 3960ft DIRT RC6 FAST Optional Claiming ($12.5K) Purse ($23K) 3UP M/F PT- 1:19
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  MISS M M Apr28 Apr15 Mar19 Feb27 Feb11 (crowell)GONZALEZ LUIS 122 6.00    
2  AWESOME PIC Apr09 Mar30 Mar09 Feb14 Jan31 (hernandez enriqu)LEON SONNY 121 8.00 5% 19.00    
3  QUEEN WIGGY Mar27 Feb28 Feb06 Dec13 Nov20 (synnefias pan)JARA FERNANDO 124 10.00 5% 19.00    
4  SUMMARY JUDGMENT Apr09 Mar17 Feb27 Feb20 Jan27 (ramirez silv)LOPEZ PASCACIO 124 3.00    
5  MO'S VINO MESA Apr11 Mar16 Feb19 Jan25 Dec28 (wilson ton)MARAGH CHRISTIAN 117 5.00    
6  ROYAL SEAMSTRESS Apr05 Feb09 Jan25 Dec13 Nov15 (gonzalez cla)CASTILLO ISAAC 121 3.50 ★    
7  MARION GRACE May02 Feb20 Dec13 Oct19 Oct02 (moore michae)HERNANDEZ ANDY 121 1.80 64% 0.60    
 
MTH-3   05/11/2025 3630ft TURF RC7 FIRM Claiming ($16K) Purse ($18K) 3UP ALL PT- 1:47
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  FINAL DRAMA Apr23 Apr13 Feb23     (simone michael)CAMACHO SAMY 121 4.50 40% 1.50    
2  SPICE BAG Mar12 Feb23 Jan29 Jan15 Aug30 (dini mike)LEON SONNY 117 12.00    
3  LOVE HATE Apr09 Mar15 Feb22 Jan16 Jan04 (o'connell kath)MARIN SAMUEL 120 5.00    
4  BEAN MACHINE Mar30 Mar13 Mar06 Jan19 Dec08 (coletti edward)ADORNO ABNER 119 10.00 5% 19.00    
5  HELLO SUNSHINE Mar30 Mar17 Jan31 Dec11 Nov06 (pecoraro ant)LOPEZ PASCACIO 117 6.00    
6  BETTA GO GO GO Apr13 Mar28 Mar07 Feb02 Dec27 (gonzalez cla)CASTILLO ISAAC 121 3.00 17% 5.00    
7  JUST BE HONEST May05 Apr23 Apr02 Feb26 Jan18 (ramirez)GONZALEZ LUIS 121 5.00    
8  EL DOLLAR Apr26 Apr04 Mar12 Feb23 Jan29 (king clare)MARAGH CHRISTIAN 110 15.00 5% 19.00    
9  MY BOY ROCKY Apr04 Jan29 Dec15 Nov17   (delgado jorge)SUTHERLAND C 117 4.00 21% 3.70    
SCR  TWO MINUTES APART Feb09 Jan17 Jun01 Apr19 Apr03 (crook-demasi k)TORRES JOMAR 121 8.00    
SCR  HEAVY TIMBER Apr01 Feb27 Jan08 Dec03 Nov11 (vega richar)SALGADO ANTHONY 119 12.00    
 
MTH-4   05/11/2025 3960ft DIRT RC7 FAST Claiming ($7.5K) Purse ($17.5K) 3UP ALL PT- 2:17
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  THIS TIME YES Apr26 Apr02 Mar07 Feb21 Jan08 (moreno-ba)HERNANDEZ A 124 6.00    
2  PUTTHEPASTBEHIND Apr13 Mar07 Feb09 Dec27 Dec01 (alvarado dia)CASTILLO ISAAC 121 3.50 23% 3.40    
3  NOBLE FORCE Mar19 Dec07 Aug24 Jun21   (delgado jorg)BARBOSA JEIRON 117 3.00 39% 1.60    
4  AVES MAKIN' WAVES Apr21 Mar24 Mar04 Jan30 Jan08 (crowell sus)GONZALEZ MELVIS 119 6.00    
5  GIMME GIMME May03 Mar09 Feb28 Jan17 Dec15 (dougherty dev)OLVER MADISON 117 2.50 13% 6.60    
6  YOUNG GUN Oct18 Sep15 Sep08 Aug25 Sep10 (frangella )MARAGH CHRISTIAN 114 8.00    
7  TAPORICAL Feb28 Feb07 Jan02 Dec20 Dec11 (martin f)AGUILAR M 121 12.00 5% 19.00    
8  PAL Oct12 Sep20 Sep07 Aug25 Jul13 (frangella james )FERRER C 121 8.00    
 
MTH-5   05/11/2025 5490ft DIRT RC11 FAST Serena's Song Purse ($100K) 3UP M/F PT- 2:47
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  POWER SQUEEZE Mar29 Jan25 Dec26 Sep21 Aug17 (delgado jorg)CASTELLANO J 118 1.00    
  (by UNION RAGS out of CALLMETHESQUEEZE by AWESOME AGAIN)
2  TAKETHEMONEYHONEY Apr13 Mar15 Feb22 Jul10   (moore m)RUIZ ELISEO 118 3.00 49% 1.10    
  (by GOLDEN LAD out of GOODONEHONEY by GREAT NOTION)
SCR  BEACH DAZE Nov27 Oct19 Sep21 Aug25 Jun02 (mann farrel)BOWMAN ADAM 118 20.00    
  (by BLOFELD out of YSABELL T. by GATORS N BEARS)
4  VINCEY GIRL Apr18 Mar12 Sep22 Aug23 Aug03 (d'angelo fr)LEON SONNY 120 10.00 6% 17.10    
  (by RACE DAY out of GRACIOUS by ELUSIVE QUALITY)
5  CATHERINE WHEEL Apr12 Mar15 Feb02 Feb09 Nov03 (brown c)CAMACHO SAMY 120 3.00    
  (by INTO MISCHIEF out of SUCCEEDING by SMART STRIKE)
SCR  MORNING MATCHA May10 Apr18 Sep21 Aug26 Jul07 (reid robert )LOPEZ PASCACIO 118 4.00    
  (by CENTRAL BANKER out of HOME ICE by IAM THE ICEMAN)
 
MTH-6   05/11/2025 3960ft DIRT RC7 FAST Claiming ($30K) Purse ($25K) 3UP ALL PT- 3:17
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  GOD WITH US Apr18 Mar28 Feb23 Jan29 Jan08 (breen kelly )CASTELLANO J 117 2.50 29% 2.40    
2  J J VALENTIN May03 Mar28 Mar07 Feb14 Jan25 (ness jamie)LOPEZ PASCACIO 121 2.00    
3  DONTBESOOGROUCHY Apr23 Mar14 Feb23 Feb09 Jan24 (mcburney patri)MARIN SAMUEL 119 4.50 24% 3.20    
4  RUN HAPPY PAPPY Aug24 Jul19 May20 Nov25 Nov02 (spina charles)TORRES JOMAR 121 6.00    
5  TIZ MARKS SPIRIT Apr25 Mar27 Dec27 Nov17 Oct13 (synnefias pan)JARA FERNANDO 121 12.00 5% 19.00    
6  EL MEDIANOCHE Apr23 Mar11 Jan14 Nov25 Nov02 (crowell susan )CAMACHO SAMY 120 8.00    
7  COJELO PA TI Apr16 Mar11 Feb10 Jan08 Dec17 (pino v)ADORNO ABNER 117 3.50 24% 3.10    
 
MTH-7   05/11/2025 5280ft TURF RC7 FIRM Claiming ($12.5K) Purse ($21K) 3UP M/F PT- 3:47
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  GOGO CHANEL Feb23 Jan23 Dec07 Nov09 Oct18 (pino michael)LOPEZ PASCACIO 121 3.00 54% 0.90    
2  MEXICAN SUGAR Mar28 Mar09 Feb20 Dec15 Oct05 (coletti edward)ADORNO ABNER 121 5.00    
3  GIRLY THE BUTCHER Apr26 Apr09 Mar28 Mar07 Feb23 (o'connell kathle)LEON SONNY 122 3.50 15% 5.70    
4  AVATAL HERO Apr12 Mar15 Feb16 Jan16 Dec12 (preciado guadal)RUIZ ELISEO 121 3.50 ★    
5  ONCE AN EAGLE Apr19 Mar21 Feb21 Dec29 Dec07 (hernand)GONZALEZ LUIS 119 15.00 5% 19.00    
6  ROZAY SUMMER Apr27 Apr16 Feb26 Jan05 Oct23 (simone michael)MARIN SAMUEL 121 8.00 9% 9.70    
7  ONTHISHARVESTMOON Apr14 Mar25 Mar05 Feb10 Jan30 (bullock jorda)RIVERA D 121 20.00    
8  UP HER SLEEVE Apr26 Apr02 Mar08 Feb22 Feb09 (delgado h)CAMACHO SAMY 121 6.00    
9  WOW LUCKY Mar28 Feb27 Feb02 Jan16 Dec12 (brown howar)GONZALEZ MELVIS 116 15.00    
10  LUCKY OPPORTUNITY Apr29 Apr09 Mar18 Feb10 Jan08 (flores-coba)WILLIAMS AJHARI 119 20.00    
 
MTH-8   05/11/2025 3630ft DIRT RC5 FAST Maiden Sp Wt Purse ($65.625K) 3UP ALL PT- 4:17
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  FRANKIE G Aug31 Jun16 Jun01 Jul23 Jul01 (cash russell)LOPEZ PASCACIO 123 20.00    
  (by FRANK CONVERSATION out of GINNY G by EXCHANGE RATE)
2  T V MAN Oct18 Oct05 Sep08 Aug25 Aug10 (frangella jame)MOYA F 123 20.00    
  (by KING PUMA out of SUMMER STING by INTENSITY)
3  DOIN THIS Oct04 Aug25 Jul26 Jul04   (huston k)TORRES JOMAR 119 15.00    
  (by IRISH WAR CRY out of THIS IS NICE by EXCEED AND EXCEL)
4  WILD JAIME Oct05 Aug31 Aug09 Jun16 May19 (synnefias pan)JARA FERNANDO 123 10.00 5% 19.00    
  (by MICROMANAGE out of JAIME by HOLY BULL)
5  LIVALISCIOUS Aug25         (spina charles)PENNINGTON F 119 8.00    
  (by WEST COAST out of WINILISCIOUS by LAWYER RON)
6  DASHING HONCHO Sep01         (spina charles)MARIN SAMUEL 119 12.00    
  (by DON SIX out of SAUCY BROAD by BELONG TO ME)
7  NAVESINK PIRATE Mar23 Sep15 Aug25 Jul07 Jun21 (owens jr)CAMACHO SAMY 123 6.00 ★    
  (by SEA WIZARD out of ALL EVEN by STEPHEN GOT EVEN)
8  SMUGGLER'S GOLD Apr11 Feb14 Jan25 Dec15 Nov16 (lynch cathal)RUIZ ELISEO 119 5.00 26% 2.80    
  (by GOLDENCENTS out of ROMNEY MARSH by MIDSHIPMAN)
9  DON D FORTYSIX Apr18         (mcburney patr)IORIO MELISSA 119 20.00    
  (by DON SIX out of PEACOCK PRINCESS by UNCLE MO)
10  HYDRUS Apr19 Mar13       (ryan s)LEON SONNY 119 3.00 42% 1.40    
  (by VEKOMA out of ELUSIVELY by PIONEEROF THE NILE)
11  IRISH INDYGO Nov09 Aug25       (perkins b)HERNANDEZ A 119 8.00 5% 19.00    
  (by IRISH WAR CRY out of BLUE INDYGO by CAT THIEF)
12  LECANTO Nov12 Oct28 Oct05 Aug31 Aug25 (marquez ce)MARAGH CHRISTIAN 116 12.00    
  (by PAYNTER out of BROAD GALE by BROAD BRUSH)
13  PERROTTO Oct18 Oct05 Aug31 Aug23 Jul21 (siculietano )CASTILLO ISAAC 123 8.00 5% 19.00    
  (by REDESDALE out of ROCKIN HEATHER by IN EXCESS (IRE))
 
MTH-9   05/11/2025 5610ft TURF RC10 FIRM Allowance Purse ($50K) 3UP ALL PT- 4:50
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  WHISKEYROMEOSIERRA Apr21 Mar26 Jan08 Dec09 Nov11 (coletti edward)PENNINGTON F 121 20.00 5% 19.00    
2  MIDNIGHT AWARD Apr21 Mar04 Feb15 Oct16 Aug22 (solis jacinto)ADORNO ABNER 121 12.00    
3  OUTRUNNER Oct25         (duarte jorge)CASTELLANO J 117 5.00    
4  I'M ON FIRE Apr11 Sep02 Jul06 Jun09 May12 (mcburney patr)IORIO MELISSA 121 12.00    
5  ONE TIME WILLARD Apr10 Mar12 Jan31 Dec14 Aug11 (breen kelly )LOPEZ PASCACIO 121 3.50 ★    
SCR  SHRUG Aug17 Jul12 Jun20     (alvarado dia)BATISTA A 121 15.00    
7  EJTIMAA Apr06 Mar22 Feb22 Jan18 Dec28 (dini mike)LEON SONNY 122 4.00 61% 0.60    
8  READY TO FLY Apr06 Mar12 Feb15 Sep02 Aug11 (mcburney patri)MARIN SAMUEL 121 6.00 6% 15.80    
9  CARD TRICK Apr19 Feb15 Feb01 Dec27 Nov29 (allard ed)HERNANDEZ A 121 4.00    
10  SAND PIPES Apr09 Feb15 Dec21 Nov22 Oct17 (schultz linds)JARA FERNANDO 121 6.00 5% 19.00    
SCR  MAX'S GLORY Jul13 Jun28 Jun09 May19 Sep03 (spina charles)TORRES JOMAR 121 8.00    
SCR  THREE CAPTAINS Apr25 Mar29 Feb16 Dec27 Dec13 (gonzalez claud)MARIN SAMUEL 121 6.00    
SCR  JASPER'S PRIDE Dec17 Nov19 Oct04 Sep15 Aug25 (spina charles)LEON SONNY 121 5.00    
 
MTH-10   05/11/2025 5280ft DIRT RC7 FAST Claiming ($8K) Purse ($21K) 3UP ALL PT- 5:21
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  UNION LIGHTS Apr22 Apr09 Mar18 Feb23 Jan23 (ness jamie)GONZALEZ MELVIS 116 6.00 5% 19.00    
2  ADMIRAL'S WAVE Apr23 Mar30 Mar09 Feb15 Feb02 (avila carlo)LEON SONNY 121 5.00 16% 5.30    
3  INBOUND Apr26 Mar02 Feb12 Jan17 Dec28 (ramirez rica)BARBOSA JEIRON 121 20.00    
SCR  INDULGE Apr16 Apr02 Mar09 Feb05 Jan18 (simone micha)LOPEZ PASCACIO 121 3.00    
5  AGARRAMESIPUEDES Apr11 Feb08 Jan18 Dec22 Dec01 (gonzalez claud)MARIN SAMUEL 121 2.50    
SCR  LONELY RIDE Mar28 Feb08 Dec28 Nov30 Oct31 (padilla esteba)ADORNO ABNER 121 4.00    
7  LE GRIFFON Apr16 Feb08 Jan19 Dec29 Oct05 (avila car)CAMACHO SAMY 121 3.00 49% 1.00    
 
 
  Labels:
  M/L

Morning Line. This is an indirect measure of the Win Probability of this entry as estimated by the Club Handicapper.
  W/P

Win Probability. This is the centerpiece of our technology that separates Thoroughbred Racing Simulator from other selection services. It is the probability that this entry will win the race, as calculated from the outcomes of simulations of the race. Use this to validate and augment your own handicapping.
  B/E

Break-Even Odds. This figure is approximated from the Win Probability. It is the minimum Win odds that should be accepted to make the entry a worthwhile Win bet. Disregard this figure for exotic bets, as the Win Probability in such bets depends on the compounded Win Probabilities of all the entries in the bet.
  F/O

Final Odds. Live track Win odds against which the B/E should eventually be compared to for Win bets.
 
  Two Groups of Contenders:
  Win Contenders
 

The entries in the first group are printed in bold. These are Win contenders and, by extension, also Place/Show contenders.
  Place/Show Contenders
 

The entries in the second group have a star under their (W/P) column. The Simulator estimates that these entries have generally low chances of winning, although some of them might actually be strong Win contenders but are disqualified from the first group because of their low expected Payout-On-Investment (POI). Whichever the case, these are good Place/Show contenders for exotic bets. Also, these entries may be promoted to replace scratched entries in the first group.
 
  Legal:
 

Copyright © 2019 Thoroughbred Racing Simulator LLC. All rights reserved. All information herein is provided for the purpose of entertainment and education. This product is the proprietary property of Thoroughbred Racing Simulator LLC and is licensed to one user. The reproduction, distribution or transfer of this product or the information contained therein is strictly prohibited without the written permission of Thoroughbred Racing Simulator LLC. The data from which this product is derived is generally accurate. However, errors and omissions may occur occasionally as a result of incorrect data received from other parties, mistakes in processing, and other causes. Thoroughbred Racing Simulator LLC disclaims responsibility for the consequences, if any, of such errors. Thoroughbred Racing Simulator LLC makes no warranties, representations or guarantees, expressed or implied, with respect to the results, outcomes or consequences from the use of this product including, but not limited to, any monetary or other losses.