Handicappers' Racing Form

"A Premier Resource for Free horse Racing Picks, Strong Longshots and Vulnerable Favorites."
Thoroughbred Racing Simulator is licensed and powered by Brisnet.
Visit us at tbrsimulator.com.
Contact us at support@tbrsimulator.com.
Follow us on X@tbrsimulator.
 
The Longshot Specialist!

Santa Anita Park
Saturday - March 15, 2025
Simulator Virtual Bets

The betting guide below is intended for casual racing fans
who do not yet have the confidence to override our picks.
★   FOR CASUAL PLAYERS   ★

Wgr Pick Tot Bet Bet  Winning Pay    
Type Numbers Tkts Unit Amt  Numbers Amt Profit ROI

SA-1   WIN (8/4/7/5/2) 5 $2.00 $10.00 
    EXA (8/4/7/5/2)-(8/4/7/5/2) 20 $1.00 $20.00 
    TRI (8/4/7/5/2)-(8/4/7/5/2)-(8/4/7/5/2) 60 $0.50 $30.00 
    DD (8/4/7/5/2)-(3/5/1) 15 $1.00 $15.00 
    PK3 (8/4/7/5/2)-(3/5/1)-(1/5/6) 45 $1.00 $45.00 
SA-2   WIN (3/5/1) 3 $2.00 $6.00 
    EXA (3/5/1)-(3/5/1) 6 $1.00 $6.00 
    TRI (3/5/1)-(3/5/1)-(3/5/1) 6 $0.50 $3.00 
    DD (3/5/1)-(1/5/6) 9 $1.00 $9.00 
    PK3 (3/5/1)-(1/5/6)-(1/2/6/9) 36 $1.00 $36.00 
SA-3   WIN (1/5/6) 3 $2.00 $6.00 
    EXA (1/5/6)-(1/5/6) 6 $1.00 $6.00 
    TRI (1/5/6)-(1/5/6)-(1/5/6) 6 $0.50 $3.00 
    DD (1/5/6)-(1/2/6/9) 12 $1.00 $12.00 
    PK3 (1/5/6)-(1/2/6/9)-(1/7/4) 36 $1.00 $36.00 
SA-4   WIN (1/2/6/9) 4 $2.00 $8.00 
    EXA (1/2/6/9)-(1/2/6/9) 12 $1.00 $12.00 
    TRI (1/2/6/9)-(1/2/6/9)-(1/2/6/9) 24 $0.50 $12.00 
    DD (1/2/6/9)-(1/7/4) 12 $1.00 $12.00 
    PK3 (1/2/6/9)-(1/7/4)-(8/2/5/6) 48 $1.00 $48.00 
SA-5   WIN (1/7/4) 3 $2.00 $6.00 
    EXA (1/7/4)-(1/7/4) 6 $1.00 $6.00 
    TRI (1/7/4)-(1/7/4)-(1/7/4) 6 $0.50 $3.00 
    DD (1/7/4)-(8/2/5/6) 12 $1.00 $12.00 
    PK3 (1/7/4)-(8/2/5/6)-(1/11/10/2/4) 60 $1.00 $60.00 
SA-6   WIN (8/2/5/6) 4 $2.00 $8.00 
    EXA (8/2/5/6)-(8/2/5/6) 12 $1.00 $12.00 
    TRI (8/2/5/6)-(8/2/5/6)-(8/2/5/6) 24 $0.50 $12.00 
    DD (8/2/5/6)-(1/11/10/2/4) 20 $1.00 $20.00 
    PK3 (8/2/5/6)-(1/11/10/2/4)-(8/2/7/1) 80 $1.00 $80.00 
SA-7   WIN (1/11/10/2/4) 5 $2.00 $10.00 
    EXA (1/11/10/2/4)-(1/11/10/2/4) 20 $1.00 $20.00 
    TRI (1/11/10/2/4)-(1/11/10/2/4)-(1/11/10/2/4) 60 $0.50 $30.00 
    DD (1/11/10/2/4)-(8/2/7/1) 20 $1.00 $20.00 
    PK3 (1/11/10/2/4)-(8/2/7/1)-(3/9/10/1/7) 100 $1.00 $100 
SA-8   WIN (8/2/7/1) 4 $2.00 $8.00 
    EXA (8/2/7/1)-(8/2/7/1) 12 $1.00 $12.00 
    TRI (8/2/7/1)-(8/2/7/1)-(8/2/7/1) 24 $0.50 $12.00 
    DD (8/2/7/1)-(3/9/10/1/7) 20 $1.00 $20.00 
    PK3 (8/2/7/1)-(3/9/10/1/7)-(10/6/9/3/5) 100 $1.00 $100 
SA-9   WIN (3/9/10/1/7) 5 $2.00 $10.00 
    EXA (3/9/10/1/7)-(3/9/10/1/7) 20 $1.00 $20.00 
    TRI (3/9/10/1/7)-(3/9/10/1/7)-(3/9/10/1/7) 60 $0.50 $30.00 
    DD (3/9/10/1/7)-(10/6/9/3/5) 25 $1.00 $25.00 
SA-10   WIN (10/6/9/3/5) 5 $2.00 $10.00 
    EXA (10/6/9/3/5)-(10/6/9/3/5) 20 $1.00 $20.00 
    TRI (10/6/9/3/5)-(10/6/9/3/5)-(10/6/9/3/5) 60 $0.50 $30.00 

Simulator Race Cards
IMPORTANT: Refresh our race cards before every race for possible scratches.

The handicapping guide below is intended for experts
who have the required skill set to override our picks.
★   FOR HANDICAPPERS   ★

 
SA-1   03/15/2025 3960ft TURF RC5 GOOD Maiden Sp Wt Purse ($65K) 3 ALL PT- 4:00
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
CHASING RYTER Feb01 Jan01       (mullins jeff)BAZE C 122 5.00    
  (by STRAIGHT FIRE out of CINZIA by ARTIE SCHILLER)
BONNEVILLE JIM         (mullin)BERRIOS ISAAC 122 8.00 5% 19.00    
  (by JAMES STREET out of THE SPIRAL JETTER by DON'TSELLMESHORT)
MILLBO BAGGINS Jan18         (ordo)ANTONGEORGI JR 122 30.00    
  (by SIR PRANCEALOT out of PRECIOUS TIME by GRAZEN)
GO GO PRANCER May26         (damato philip)FRESU ANTONIO 122 4.50 27% 2.70    
  (by SIR PRANCEALOT out of SILKY SLEW by SLEW'S TIZNOW)
CURLIN COMMAND Feb15         (galvin brenda)AYUSO ARMANDO 122 10.00 5% 19.00    
  (by CURLIN TO MISCHIEF out of ROYAL ANN COMMAND by FOREST COMMAND)
HARBOR CODE         (gaines car)HERNANDEZ J 122 5.00    
  (by DESERT CODE out of HARBOR SONG by UNBRIDLED'S SONG)
HOTHEAD Feb15 Jan18 Nov03 Sep29 Aug10 (glatt mark)GONZALEZ RICARDO 122 3.50 11% 8.40    
  (by BODEXPRESS out of SOME TEMPER by WAR FRONT)
HORIZON WILDCAT Feb15 Jan18       (cam)FRANKO-ANGELES GEOVANNI 122 3.00 38% 1.60    
  (by MINISTERS WILD CAT out of MOMMACAT by SQUARE EDDIE)
WILLISAU Feb15 May26       (hernandez jr)FREY KYLE 122 30.00    
  (by EMPIRE WAY out of JEN'S RULES by STREET SENSE)
 
SA-2   03/15/2025 3630ft DIRT RC7 FAST Claiming ($32K) Purse ($40K) 3 ALL PT- 4:32
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  PRINCE OF DEL MAR Dec07 Oct20 Oct06 Sep07   (mathis andy)AGUILAR ARMANDO 121 15.00 8% 10.90    
WHISKEYINATEACUP Feb07 Jan19 Nov30 Nov16 Sep22 (knapp steve)PEREIRA TIAGO 121 12.00    
SCR  DISTANT FLEET Feb15         (peri)ANTONGEORGI JR 121 3.00 53% 0.90    
WINDS OF FREEDOM Feb07 Jan19 Nov30 Oct18 Sep05 (hess b)DESORMEAUX J 119 4.00    
RUN FOR KIDDER Dec01 Nov09 Sep08 Aug09 Jul07 (kit)FRANKO-ANGELES GEOVANNI 121 2.00 13% 6.70    
PANUCO Feb07 Jan19 Dec29 Dec01 Nov09 (periban jor)CARMONA SERAFIN 117 1.80    
 
SA-3   03/15/2025 3960ft DIRT RC3 FAST Alw Opt Clm ($20K) Purse ($67K) 4UP ALL PT- 5:04
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
OUR BUCKY CHARM Jan18 May25 Apr27     (puype mike)HERNANDEZ J 124 0.80 39% 1.60    
MINING DISTRICT Feb14 Jan16 Dec07 Dec01 Nov10 (o'neill doug)MALDONADO E 122 6.00    
DISOBEY Feb13 Nov23 Sep20 Aug04 Jul07 (scolamieri sa)VALDIVIA JR 124 15.00    
DEVIL BE ME Feb23 Jan26 Dec13 Nov23 Oct26 (knapp steve)FREY KYLE 124 3.50    
WINDRIBBON Mar08 Feb07 Jan18 Dec13 Dec07 (miller peter)FRESU ANTONIO 124 4.00 24% 3.20    
SUPERNAL Jan17 Nov23 Oct27 Sep29 Aug25 (knapp steve)PEREIRA TIAGO 124 10.00 9% 10.00    
 
SA-4   03/15/2025 5280ft TURF RC3 GOOD Alw Opt Clm ($20K) Purse ($67K) 4UP M/F PT- 5:35
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
PRINCESA DEL TIGRE Jun22 May04 Mar31 Feb25 Feb04 (mccanna tim)ESPINOZA ASSAEL 124 2.00 54% 0.90    
ULTIMATE HY Jan31 Dec06 Nov09 Oct12 Aug18 (gaines carl)RISPOLI UMBERTO 124 1.80 16% 5.40    
SHEZMISBEHAVING Jan03 Nov03 Oct06 May25 Apr28 (gutierrez jorge)BAZE C 122 15.00    
CAROLE LOMBARD Dec27 Jul04 Jun01 Nov24 Nov04 (damato philip)FRESU ANTONIO 124 10.00    
SCR  NOTHING IS FOREVER Jan17 Dec06 Nov02 Oct05 Aug29 (mathis andy)FREY KYLE 124 6.00    
QUANTUM INNERGY Jan31 Jan18 Dec06 Nov03 Oct06 (garcia antoni)AYUSO ARMANDO 122 8.00 5% 19.00    
SASSY PRANCELOT Jan31 Jan03 Nov03 Oct11 Sep05 (dama)ANTONGEORGI JR 122 12.00    
THIRST FOR PASSION Jan31 Jan03 Dec01 Nov08 Aug30 (papaprodr)DETTORI LANFRANCO 122 20.00    
LOVE OUR FAMILY Feb07 Jan31 Jan17 Jan01 Nov24 (kna)FRANKO-ANGELES GEOVANNI 124 20.00 5% 19.00    
 
SA-5   03/15/2025 3960ft DIRT RC7 FAST Claiming ($20K) Purse ($26K) 4UP M/F PT- 6:08
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
ISABEL LUDLOW Feb15 Jan17 Dec15 Nov10 Oct13 (glatt mark)FRESU ANTONIO 124 3.00 48% 1.10    
CHEEKY GAL Feb21 Jan17 Dec15 Oct13 Sep02 (miller pete)CARMONA SERAFIN 117 2.00    
SCR  STELLAR CAP Feb15 Jan17 Dec28 Dec14 Sep20 (stute ga)BAUTISTA L 117 10.00    
SOLID TUNE Jan17 Jan01 Nov17 Sep27 Aug30 (marquez alfred)LEZCANO ABEL 122 30.00 5% 19.00    
UFFDA Feb15 Jan20 Dec15 Nov17 Oct25 (kruljac eric)FREY KYLE 124 2.50    
RYDER'S CANDY Aug01 Jul06 Jun23 Jun14 May25 (saavedra k)BAZE C 124 20.00    
BIG CELEBRATION Feb02 Jan20 Dec14 Nov10 Oct18 (mendez luis)ESCOBEDO ADRIAN 124 3.50 15% 5.50    
 
SA-6   03/15/2025 3960ft TURF RC3 GOOD Alw Opt Clm ($80K) Purse ($69K) 4UP ALL PT- 6:40
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
NAVY JACK (GB) Feb24         (miller peter)FRESU ANTONIO 122 30.00    
MAN AMONG MEN Feb02 Jun09 May05 Apr06 Feb24 (mandella )DETTORI LANFRANCO 122 6.00 27% 2.70    
VLAHOS Jan26 Nov26 Nov01 Oct05 May04 (o'neill doug)MALDONADO E 122 4.00    
BOSS SULLY Dec01 Nov16 Sep28 Aug17 Oct27 (koriner brian)AYUSO ARMANDO 124 3.00    
WE'RE IN TROUBLE Jul20 Jun16 Mar22     (mccarthy m)HERNANDEZ J 122 3.50 12% 7.50    
GO JOE WON Aug26 Jul22 Nov27 Oct29 Sep03 (capestro paul)VALDIVIA JR 122 30.00 5% 19.00    
SCR  GAME TIME Feb08 Jan04 Jul21 May28 May07 (sadler)BERRIOS ISAAC 122 8.00    
TIGERHON (FR) Feb16 Nov16 Sep06 Aug22 Jul20 (glatt mark)RISPOLI UMBERTO 124 2.50 29% 2.40    
 
SA-7   03/15/2025 3960ft DIRT RC7 FAST Claiming ($5K) Purse ($15K) 4UP ALL PT- 7:10
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
ROY HOBBS Aug05 Jun18 May27 May04   (maravilla jorg)HERRERA HUGO 124 2.00 42% 1.40    
LURKING FEAR Feb16 Jan31 Dec07 Nov17 Oct04 (farias )RAMIREZ J 124 8.00 5% 19.00    
TRAVEL THE MAP Jan31 Jan05 Dec18 Feb02 Dec01 (mccanna tim)ESCOBEDO ADRIAN 124 5.00    
SIR LUCAS Jan25 Dec15 Dec01 Oct20 Oct06 (koch neil )ORANTES R 119 20.00 5% 19.00    
STEVE'S BIG TICKET Jan23 Dec15 May18 May04 Apr20 (rodrigue)CASTELLANOS ADRIAN 124 15.00    
NAUKANAUKA Feb15 Jan26 Jan12 Dec15 Nov30 (treece ch)RAMIREZ S 124 20.00    
HERMELINDA'S FANCY Mar02 Feb07 Dec29 Dec08 Nov03 (rodriguez f)ESPINOZA ASSAEL 124 4.00    
EVERTORIANO Mar01 Feb15 Jan26 Sep21 Jun30 (nunez jesus)AGUILAR ARMANDO 124 30.00    
10  SIX HOT GRANDS Feb16 Jan23 Nov24 Nov15 Oct26 (stortz marc)CARMONA SERAFIN 119 10.00 7% 14.10    
11  LAURA'S KIDOUGH Sep14 Jul03 Jun14 May11 Apr27 (markle dan)FREY KYLE 124 4.50 29% 2.40    
SCR  OUR EXPECTATION Feb17 Jan16 Dec15 Nov16 Oct20 ( )TBA null      
 
SA-8   03/15/2025 6600ft TURF RC12 GOOD Santa Ana Purse ($100K) 4UP M/F PT- 7:40
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
LADY CLAYPOOLE (IRE) Feb09 Jan25 Dec26 Nov09 Oct12 (baltas richar)PEREIRA TIAGO 120 20.00 5% 19.00    
  (by STARSPANGLEDBANNER out of SHORT AFFAIR by SINGSPIEL (IRE))
MAHINA Feb01 Dec27 Nov24 Oct12 Sep08 (gallag)BERRIOS ISAAC 120 8.00 5% 18.20    
  (by BOLT D'ORO out of MALIBU PIER by MALIBU MOON)
MRS. ASTOR Dec27 Nov24 Oct20 Sep07 Jul07 (thomas jona)RISPOLI UMBERTO 124 2.50    
  (by LOOKIN AT LUCKY out of CAUSAL by CREATIVE CAUSE)
OMAHA GIRL Mar01 Feb01 Dec27 Nov02 Sep28 (pap)FRANKO-ANGELES GEOVANNI 122 30.00    
  (by OMAHA BEACH out of UNKNOWN by UNKNOWN)
STARRY HEAVENS (IRE)         (damato philip)FRESU ANTONIO 122 5.00    
  (by MASTERCRAFTSMAN out of ETOILE FILANTE by SO YOU THINK)
SCR  SAKURA BLOSSOM Feb09 Oct25 Sep11 Aug17 Jul20 (powell leo)HERNANDEZ J 122 10.00    
  (by CLASSIC EMPIRE out of MOTT N HESTER by SUPER SAVER)
BIG HUG Mar01 Feb01 Jan19 Dec12 Oct12 (brinkerhoff v)AYUSO ARMANDO 122 30.00 5% 19.00    
  (by MR. BIG out of TEMEEKU by UNUSUAL HEAT)
KATHYNMARISSA Dec26 Sep11 Aug02 Jun29 May11 (dutrow ri)DETTORI LANFRANCO 122 1.00 61% 0.60    
  (by AMERICAN PHAROAH out of LA DALILA by MILT'S OVERTURE)
 
SA-9   03/15/2025 3960ft DIRT RC4 FAST Maiden Claimer ($50K) Purse ($37K) 3 ALL PT- 8:10
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
JAMES J. BRADDOCK Feb15 Jan18 Dec14     (knapp steve)FRESU ANTONIO 122 8.00 5% 19.00    
RIDING BY Feb15 Jan19 Nov29 Nov03   (papaprodrom)ESPINOZA ASSAEL 122 4.00    
CHARMZ AWAY Mar01 Dec14 Oct25 Sep29 Aug31 (mendez luis)ESCOBEDO ADRIAN 122 2.00 46% 1.20    
SCR  EL ONDEADO Feb15 Jul25 Jul04 Jun13 May31 (periban jorge)BAZE C 122 12.00    
FALCON WINGS Feb01 Jan19 Dec08 Nov10 Oct18 (vega angel)MALDONADO E 122 30.00    
HORNSBY Jan01 Nov15       (balt)ANTONGEORGI JR 122 15.00    
PAX A PUNCH Feb02 Jan18 Dec08 Nov16 Oct11 (knapp steve)PEREIRA TIAGO 122 20.00 5% 19.00    
THREE WIRE Feb01         (mathis andy)FREY KYLE 122 5.00    
HOT TIGER NIGHTS         (mathis andy)AGUILAR ARMANDO 122 6.00 16% 5.40    
10  PIO NONO         (cerin vlad)HERNANDEZ J 122 8.00 15% 5.70    
 
SA-10   03/15/2025 3960ft TURF RC5 GOOD Maiden Sp Wt Purse ($65K) 3 F PT- 8:40
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
STORM LADY (GB)         (gaines ca)DETTORI LANFRANCO 122 5.00    
  (by ZOUSTAR out of DANEHILL REVIVAL by PIVOTAL)
ILLUMINOUS (IRE)         (yakteen tim)AYUSO ARMANDO 122 20.00    
  (by UNKNOWN out of UNKNOWN by UNKNOWN)
PAM AND TINA (IRE) Jan19 Nov16       (damato phil)RISPOLI UMBERTO 122 8.00 5% 19.00    
  (by MEHMAS out of MIA DIVINA by EXCEED AND EXCEL)
VINALIA (GB)         (damato philip)FRESU ANTONIO 122 10.00    
  (by HAVANA GREY out of MESSALINA by IFFRAAJ)
ABAZAAMI (GB) Jan19 Oct20 Sep06     (hess b)BAZE C 122 20.00 5% 19.00    
  (by MOHAATHER out of FERRIER by IFFRAAJ)
ROBIN WITH A WHY Jan19         (aguirre pau)CARMONA SERAFIN 117 3.00 21% 3.70    
  (by BUCCHERO out of MIRA MIRA by FIRST DUDE)
ISNTSHELOVERLY Dec26 Nov30 Oct04 Jul21   (shirreffs j)ESPINOZA ASSAEL 122 30.00    
  (by CONNECT out of INDY LOVE by NOT FOR LOVE)
FROG Jan24         (mccarthy m)GONZALEZ RICARDO 122 30.00    
  (by FROSTED out of SAROOD by TIZNOW)
PRESTIGE FUNGSON         (eurton pet)HERNANDEZ J 122 4.50 8% 11.50    
  (by ALWAYS DREAMING out of WAR VALUE by WAR FRONT)
10  ENTRESSA Feb15         (shirreffs jo)DESORMEAUX J 122 3.50 49% 1.00    
  (by TWIRLING CANDY out of LUZMIMI PRINCESS by MALIBU MOON)
SCR  TIME TO SHINE         (glatt mark)ESPINOZA V 122 20.00    
  (by NOT THIS TIME out of GLORIFIED by HONOUR AND GLORY)
12  CAT THE CONFIDANTE (IRE)         (sadler w)LEZCANO ABEL 122 20.00    
  (by CHURCHILL out of THE LAZY MONKEY by ROCK OF GIBRALTAR)
13  MISLEADING         (shirre)BERRIOS ISAAC 122 10.00    
  (by NOT THIS TIME out of HEART OF PARADISE by MORE THAN READY)
SCR  CLOUDY WOMEN Jan19 Oct20 Sep27 Aug18 Jul27 (sadler joh)HERNANDEZ J 122 8.00    
  (by CLOUD COMPUTING out of OLD VALYRIA by OLD FORESTER)
 

 
  Labels:
  M/L

Morning Line. This is an indirect measure of the Win Probability of this entry as estimated by the Club Handicapper.

  W/P

Win Probability. This is the centerpiece of our technology that separates Thoroughbred Racing Simulator from other selection services. It is the probability that this entry will win the race, as calculated from the outcomes of simulations of the race. Use this to validate and augment your own handicapping.

  B/E

Break-Even Odds. This figure is approximated from the Win Probability. It is the minimum Win odds that should be accepted to make the entry a worthwhile Win bet. Disregard this figure for exotic bets, as the Win Probability in such bets depends on the compounded Win Probabilities of all the entries in the bet.

  F/O

Final Odds. Live track Win odds against which the B/E should eventually be compared to for Win bets.

 
  Two Groups of Contenders:
  Win Contenders
 

The entries in the first group are printed in bold. These are Win contenders and, by extension, also Place/Show contenders.

  Place/Show Contenders
 

The entries in the second group have a star under their (W/P) column. The Simulator estimates that these entries have generally low chances of winning, although some of them might actually be strong Win contenders but are disqualified from the first group because of their low expected Payout-On-Investment (POI). Whichever the case, these are good Place/Show contenders for exotic bets. Also, these entries may be promoted to replace scratched entries in the first group.

 
  Legal:
 

Copyright © 2019 Thoroughbred Racing Simulator LLC. All rights reserved. All information herein is provided for the purpose of entertainment and education. This product is the proprietary property of Thoroughbred Racing Simulator LLC and is licensed to one user. The reproduction, distribution or transfer of this product or the information contained therein is strictly prohibited without the written permission of Thoroughbred Racing Simulator LLC. The data from which this product is derived is generally accurate. However, errors and omissions may occur occasionally as a result of incorrect data received from other parties, mistakes in processing, and other causes. Thoroughbred Racing Simulator LLC disclaims responsibility for the consequences, if any, of such errors. Thoroughbred Racing Simulator LLC makes no warranties, representations or guarantees, expressed or implied, with respect to the results, outcomes or consequences from the use of this product including, but not limited to, any monetary or other losses.