Handicappers' Racing Form
"A Premier Resource for Free horse Racing Picks, Strong Longshots and Vulnerable Favorites."
Thoroughbred Racing Simulator is licensed and powered by Brisnet.
Visit us at tbrsimulator.com.
Contact us at support@tbrsimulator.com.
Follow us on X@tbrsimulator.
 
The Longshot Specialist!
Laurel Park
Friday - November 14, 2025
Simulator Virtual Bets
The betting guide below is intended for casual racing fans
who do not yet have the confidence to override our picks.
★   FOR CASUAL PLAYERS   ★
Wgr Pick Tot Bet Bet  Winning Pay    
Type Numbers Tkts Unit Amt  Numbers Amt Profit ROI
LRL-1   WIN (7/8/3/1) 4 $2.00 $8.00 
    EXA (7/8/3/1)-(7/8/3/6/1) 16 $1.00 $16.00 
    TRI (7/8/3/1)-(7/8/3/6/1)-(7/8/3/6/1) 48 $0.50 $24.00 
    DD (7/8/3/1)-(9/6/2/8/7) 20 $1.00 $20.00 
    PK3 (7/8/3/1)-(9/6/2/8/7)-(9/6) 40 $0.50 $20.00 
LRL-2   WIN (9/6/2/8/7) 5 $2.00 $10.00 
    EXA (9/6/2/8/7)-(9/6/2/8/7) 20 $1.00 $20.00 
    TRI (9/6/2/8/7)-(9/6/2/8/7)-(9/6/2/8/7) 60 $0.50 $30.00 
    DD (9/6/2/8/7)-(9/6) 10 $1.00 $10.00 
    PK3 (9/6/2/8/7)-(9/6)-(1/4/6/7) 40 $0.50 $20.00 
LRL-3   WIN (9/6) 2 $2.00 $4.00 
    EXA (9/6)-(9/6) 2 $1.00 $2.00 
    TRI NO BET 0 $0.50 $0.00 
    DD (9/6)-(1/4/6/7) 8 $1.00 $8.00 
    PK3 (9/6)-(1/4/6/7)-(3/5/4/2/9) 40 $0.50 $20.00 
LRL-4   WIN (1/4/6/7) 4 $2.00 $8.00 
    EXA (1/4/6/7)-(1/4/6/7) 12 $1.00 $12.00 
    TRI (1/4/6/7)-(1/4/6/7)-(1/4/6/7) 24 $0.50 $12.00 
    DD (1/4/6/7)-(3/5/4/2/9) 20 $1.00 $20.00 
    PK3 (1/4/6/7)-(3/5/4/2/9)-(1/6/10/7) 80 $0.50 $40.00 
LRL-5   WIN (3/5/4/2/9) 5 $2.00 $10.00 
    EXA (3/5/4/2/9)-(3/5/4/2/9) 20 $1.00 $20.00 
    TRI (3/5/4/2/9)-(3/5/4/2/9)-(3/5/4/2/9) 60 $0.50 $30.00 
    DD (3/5/4/2/9)-(1/6/10/7) 20 $1.00 $20.00 
    PK3 (3/5/4/2/9)-(1/6/10/7)-(1/7/3/2/8) 100 $0.50 $50.00 
LRL-6   WIN (1/6/10/7) 4 $2.00 $8.00 
    EXA (1/6/10/7)-(1/6/10/7) 12 $1.00 $12.00 
    TRI (1/6/10/7)-(1/6/10/7)-(1/6/10/7) 24 $0.50 $12.00 
    DD (1/6/10/7)-(1/7/3/2/8) 20 $1.00 $20.00 
    PK3 (1/6/10/7)-(1/7/3/2/8)-(10/2/7/6) 80 $0.50 $40.00 
LRL-7   WIN (1/7/3/2/8) 5 $2.00 $10.00 
    EXA (1/7/3/2/8)-(1/7/3/2/8) 20 $1.00 $20.00 
    TRI (1/7/3/2/8)-(1/7/3/2/8)-(1/7/3/2/8) 60 $0.50 $30.00 
    DD (1/7/3/2/8)-(10/2/7/6) 20 $1.00 $20.00 
    PK3 (1/7/3/2/8)-(10/2/7/6)-(1/8/4/3) 80 $0.50 $40.00 
LRL-8   WIN (10/2/7/6) 4 $2.00 $8.00 
    EXA (10/2/7/6)-(10/2/7/6) 12 $1.00 $12.00 
    TRI (10/2/7/6)-(10/2/7/6)-(10/2/7/6) 24 $0.50 $12.00 
    DD (10/2/7/6)-(1/8/4/3) 16 $1.00 $16.00 
    PK3 (10/2/7/6)-(1/8/4/3)-(1/5/8) 48 $0.50 $24.00 
LRL-9   WIN (1/8/4/3) 4 $2.00 $8.00 
    EXA (1/8/4/3)-(1/8/4/3) 12 $1.00 $12.00 
    TRI (1/8/4/3)-(1/8/4/3)-(1/8/4/3) 24 $0.50 $12.00 
    DD (1/8/4/3)-(1/5/8) 12 $1.00 $12.00 
LRL-10   WIN (1/5/8) 3 $2.00 $6.00 
    EXA (1/5/8)-(1/5/8/7/3) 12 $1.00 $12.00 
    TRI (1/5/8)-(1/5/8/7/3)-(1/5/8/7/3) 36 $0.50 $18.00 
Simulator Race Cards
IMPORTANT: Refresh our race cards before every race for possible scratches.
The handicapping guide below is intended for experts
who have the required skill set to override our picks.
★   FOR HANDICAPPERS   ★
 
LRL-1   11/14/2025 3960ft DIRT RC7 FAST Claiming ($12.5K) Purse ($22K) 3UP ALL PT-12:00
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  LET'S HAVE A PARTY Nov01 Oct12 Sep11 Aug20 Aug01 (bailon he)CRUZ ANGEL 124 20.00 5% 19.00    
2  LOU'S BIRTHDAY Oct17 Oct04 Sep18 Jun15 Jun08 (keil caitl)HAZLEWOOD YEDSIT 116 6.00    
3  BIGTONTEN Sep25 Sep14 Aug01 Jul10 Jun24 (maldonad)VILLALOBOS ISMERIO 121 8.00 17% 4.80    
4  CANDYCRUMBS Oct12 Sep28 Aug30 Aug08 Jul17 (maldonado jon)TOLEDO JEVIAN 121 8.00    
SCR  HAWKSTONE Nov01 Oct18 Oct01 Sep11 Jul26 (nazario pedro)MENA E 121 15.00    
6  FIND FAITH Oct17 Sep20 Aug24 Jul19 Jun22 (graham)LOPEZ EDUARDO 123 6.00 ★    
7  DADDY YANKEE Nov01 Oct11 Sep19 Aug31 Aug24 (sanchez-sal)LYAPUSTINA TAIS 124 4.50 34% 1.90    
8  UNIWINNER Oct04 Sep14 Aug27 Aug01 May09 (gaudet lacey)BOYCE FOREST 123 3.00 25% 3.00    
9  SPEEDY ALEX Oct04 Sep27 Aug29 Aug01 Jul19 (corrales jose)CHAVEZ ANDRES 117 15.00    
10  CITY PANDA Oct19 Sep13 Sep01 Aug16 Jul18 (sanchez)ORTIZ ORLANDO 121 5.00    
 
LRL-2   11/14/2025 3630ft DIRT RC7 FAST Claiming ($12.5K) Purse ($22K) 3UP ALL PT-12:28
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  BUTHESPRETTY Oct19 Sep28 Aug30 Aug14 Jul19 (cooney s)PEREZ XAVIER 120 30.00    
2  WHO SAYS SO Oct31 Sep28 Sep11 Aug20 Jun15 (capuano ph)HAZLEWOOD YEDSIT 119 2.50 17% 4.90    
3  ELLINGER Oct10 Sep20 Aug31 Aug23 Aug01 (frock charl)BURNHAM MATILDA 120 30.00    
4  WORLD ON FIRE Oct19 Sep27 Sep05 Aug16 Jul31 (peacock m)GOMEZ KEVIN 120 20.00    
5  BOX OF ROCKETS Sep28 Jun20 May09 Mar07 Feb14 (plummer l)MEEKS MICAH 116 30.00    
6  ARTIST MARK Oct31 Sep27 Sep14 Aug24 Jul18 (farrior antho)TOLEDO JEVIAN 124 2.00 24% 3.10    
7  CHASE A DREAM Oct16 Aug01 Jul17 Jun18 Jun05 (serey jr)MENA E 120 12.00 5% 19.00    
8  BREEZING UP Oct25 Oct05 Sep18 Aug15 Aug01 (barr h)CRUZ ANGEL 124 15.00 5% 19.00    
9  OLEG Oct26 Oct04 Sep13 Jan04 Nov30 (magee )LOPEZ EDUARDO 124 1.80 34% 1.90    
 
LRL-3   11/14/2025 3960ft DIRT RC3 FAST Alw Opt Clm ($62.5K) Purse ($49K) 2 F PT-12:56
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  LAW SCHOOL Oct22 Sep27 Sep05 Aug20   (ness jamie)SANCHEZ J 119 5.00    
2  RERUN TABLE Oct11 Aug24       (salzman e)TORREALBA JG 119 6.00    
SCR  CURLENE'S SPIRIT Nov02 Oct24 Oct10 Sep20   (corrales jose)GOMEZ KEVIN 119 30.00    
SCR  MISS FULTON GAL Oct11 Sep18 Aug28     (gorham michael )MENA E 122 4.50    
5  SWEET SHENANIGANS Sep14 Aug23 Aug08     (capuano ga)HAZLEWOOD YEDSIT 114 3.50    
6  SHENADOAH SUNRISE Oct24         (milosev)BRICENO GREGOR 115 30.00 5% 19.00    
SCR  LAST GIFT Nov02 Aug22 Jul19 Jun13 May23 (corrales jose)CHAVEZ ANDRES 119 20.00    
SCR  ROYALTIES RICHES Oct17 Sep10 Aug16 Jul26   (maldonado jon)TOLEDO JEVIAN 119 30.00    
9  PEACH TIE Oct19 Sep19 Aug13     (russell bri)RUSSELL SHELDON 122 1.40 59% 0.70    
 
LRL-4   11/14/2025 5610ft DIRT RC3 FAST Alw Opt Clm ($40K) Purse ($53K) 3UP ALL PT- 1:26
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  HAGRID'S FLAME Apr07 Mar01 Feb02 Jan17 Nov23 (ness jamie)CHUAN MARTIN 123 1.20 57% 0.80    
SCR  LOVE ME NOT Oct18 Oct03 Aug21 Jul24 May25 (ness jamie)SANCHEZ J 126 1.20    
2  TOP BLOOD Oct26 Sep05 Aug23 Aug13 Jul23 (corrale)BRICENO GREGOR 121 30.00    
SCR  ANTISOCIAL Oct25 Sep06 Aug09 Jul16 Jun14 (duarte jo)CARRASCO R 121 4.00    
4  NATIONAL LAW Jul19 Jun14 May11 Dec03 Sep07 (duarte jorge )TOLEDO JEVIAN 121 3.00 13% 6.60    
5  GOODBYE NOTE Oct26 Oct11 Sep14 Aug13 Jul24 (smith hamilton)BOYCE FOREST 123 30.00    
6  CROSSLAND Oct24 Oct02 Sep14 Jul31 Jul09 (hohlbein kerry)TORREALBA JG 123 20.00 5% 18.70    
7  MANOR HOUSE Oct26 Sep05 Jun08 Dec15 Nov28 (tessore bruno)RUIZ JORGE 123 15.00 5% 19.00    
8  BE BETTER Oct24 Jun21 May31 May03 Apr18 (magee )LOPEZ EDUARDO 123 8.00    
 
LRL-5   11/14/2025 3630ft TURF RC10 FIRM Allowance Purse ($48K) 3UP M/F PT- 1:55
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
SCR  SILVER TRINKET Sep07 Aug14 Jul18 Jun14 Mar07 (russell bri)RUSSELL SHELDON 121 8.00    
2  PREPAREFORTAKEOFF Sep27 Sep19 Aug29 Jun05 May17 (elamri hassa)BARBOSA JEIRON 126 8.00 5% 19.00    
3  BOUJEE BUBBLEZ Oct18 Sep03 Aug06 Jul17 Jun13 (mcmahon i)ROCCO S 124 6.00 30% 2.30    
4  CHICKAHOMINY Oct18 Sep19 Aug30 Aug08 Jul19 (bailes rober)BOYCE FOREST 126 5.00 22% 3.60    
5  YO ADRIAN Oct24 Sep06 Jul25 Jun27 May23 (ness jamie)CHUAN MARTIN 121 6.00 25% 3.10    
6  KRONE Nov01 Oct15 Sep19 Aug16 Jul23 (shuman)LOPEZ EDUARDO 123 30.00    
7  SEASIDE ROAD Oct24 Oct03 Sep12 Aug29 Jun22 (voss katharin)TOLEDO JEVIAN 121 20.00    
8  MONEY'S WORTH Aug28 Jul19 Jun22 Apr19 Jul14 (motion graham)RUIZ JORGE 126 5.00    
9  SECURE'S HOPE Sep07 Aug22 Jul30 Jul12 Jun14 (meyers madison)ROSADO JOHAN 124 8.00 5% 19.00    
10  LADY ENSIGN Oct05 Sep07 Aug22 Jul31 Jul16 (mcmahon hu)HAZLEWOOD YEDSIT 121 3.00    
 
LRL-6   11/14/2025 5280ft DIRT RC3 FAST Alw Opt Clm ($55K) Purse ($56K) 3UP ALL PT- 2:24
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1A  WILD VINE Oct22 Sep19 Aug13 Jul22 May03 (ness jamie)SANCHEZ J 123 2.00 64% 0.60    
SCR  CALL ME FAST Oct27 Sep20 Aug13 Aug03 Jul05 (ness jamie)SANCHEZ J 126 2.00    
2  WYNSTOCK Oct24 Sep25 Aug22 Jul31 Jun14 (abreu fernando)RUIZ JORGE 123 20.00    
3  SEVEN'S ELEVEN Apr12 Mar23 Mar08 Feb09 Jan31 (mancilla c)HAZLEWOOD YEDSIT 118 5.00    
4  CAP COM Aug24 Jul09 Jun21 May31 Apr18 (singh somraj)TORREALBA JG 123 15.00    
5  WORCESTER Jul26 May04 Apr12 Mar01 Jan26 (russell bri)RUSSELL SHELDON 123 4.50    
6  QUICK TO ACCUSE Oct25 Sep13 Aug23 Jul12 Jun07 (synnefias)RODRIGUEZ R 123 4.00 7% 13.70    
7  FULMINEO Oct19 Aug16 Jun21 May24 Apr19 (delacour )CARRASCO R 123 10.00 5% 19.00    
SCR  SHAKE EM LOOSE Jul26 Jul11 Jun17 May21 Nov15 (sanchez-sal)LYAPUSTINA TAIS 119 30.00    
SCR  HOWGREATISNATE Oct08 Sep14 Aug20 Jul12 May04 (simoff an)HERNANDEZ A 123 10.00    
10  DUKE OF GLOUCESTER Oct21 Sep20 Sep14 Aug19 Jul24 (moore michae)HADDOCK DEXTER 123 15.00 5% 19.00    
 
LRL-7   11/14/2025 3960ft DIRT RC10 FAST Allowance Purse ($48K) 3UP ALL PT- 2:54
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  MEDAGOOCH Oct10 Aug31 Aug14 Jul09 Jun20 (capuano phill)TOLEDO JEVIAN 123 6.00 30% 2.40    
2  PACO THE TACO MAN Oct18 Oct10 Sep06 Aug21 Dec13 (eubanks annette )CRUZ ANGEL 123 3.50 10% 9.50    
3  CHANGE MY WORLD Oct10 Sep12 Aug13 Jul24 Jun28 (eppler e)RUIZ JORGE 124 4.50 10% 9.20    
4  JUST FOR THE MONEY Oct18 Oct09 Sep21 Sep11 Aug14 (nambo ce)VILLALOBOS ISMERIO 121 30.00    
5  AUGUSTINE RED Oct11 Sep15 Aug13 Jul22 Jul09 (ness jamie)SANCHEZ J 123 6.00    
6  CATTIVO RAGAZZO Oct18 Sep12 Aug31 Jul26 Jun07 (capuano ga)HAZLEWOOD YEDSIT 118 4.00    
7  GREAT HEAVENS Oct18 Oct10 Aug30 Aug20 Jul09 (magana j)BOYCE FOREST 123 5.00 19% 4.40    
8  EL DIVINO NINO Oct11 Aug31 Jul30 Jul10 Jun28 (sanchez-salomo)TORREALBA JG 123 12.00 5% 18.40    
SCR  BERNIE THE STAR Oct25 Oct04 Aug30 Jul05 Jun13 (singh somra)LYAPUSTINA TAIS 121 30.00    
10  WICKEDDIVINE Oct11 Sep20 Nov03 Oct17 Sep28 (cox kenneth )BARBOSA JEIRON 121 12.00    
 
LRL-8   11/14/2025 5280ft TURF RC3 FIRM Alw Opt Clm ($55K) Purse ($56K) 3UP M/F PT- 3:23
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  CUT FROM CLASS Sep13 Aug16 Aug08 Jul11 Jun21 (keil caitlin)TOLEDO JEVIAN 123 15.00    
2  CENTRAL CASTING Oct25 Sep27 Sep07 Aug15 Jul17 (ness jamie)SANCHEZ J 121 2.50 32% 2.10    
SCR  PASSAGE EAST (IRE) Oct18 Sep11 Aug08 Jun11 May11 (mcmahon hu)HAZLEWOOD YEDSIT 116 6.00    
SCR  I'M A CUTIE PIE Oct25 Sep27 Sep11 Aug09 Jul17 (eubank)LOPEZ EDUARDO 123 20.00    
5  FIONA'S MAGIC Aug22 Jul31 Jun28 May03 Mar30 (allard ed)HERNANDEZ A 123 5.00    
6  LADY OUTOFTHE BLUE Sep13 Aug08 Jul26 Jun27 Nov16 (matz r)CRUZ ANGEL 123 20.00 5% 19.00    
7  AMIE'S SYMPHONY Oct19 Sep01 Aug06 Jun27 Apr06 (trombetta mic)KARAMANOS A 126 5.00 13% 6.50    
8  TOUR JETE Oct18 Oct02 Sep11 Aug29 Jun20 (abreu fernando)RUIZ JORGE 123 4.50    
SCR  CLUCK CLUCK Oct11 Sep26 Aug23 Jun27 Jun07 (gonzalez a)NO RIDER 118 10.00    
10  LUTE WARM Dec21 Oct18 Sep11 Jul25 Jun19 (russell bri)RUSSELL SHELDON 123 1.80 33% 2.00    
 
LRL-9   11/14/2025 3960ft DIRT RC10 FAST Allowance Purse ($48K) 3UP M/F PT- 3:53
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1A  CONCRETE FAZE Oct11 Sep20 Aug21 Jul12 Jun20 (ness jamie)CHUAN MARTIN 126 1.00 57% 0.70    
SCR  SASSAFRASSNESS Oct09 Aug27 Aug08 Jun22 Jun08 (ness jamie)CHUAN MARTIN 121 1.00    
SCR  PRINCESS LUCIA Sep14 Feb21 Jan25 Dec20 Nov28 (mcmahon h)HERNANDEZ F 123 30.00    
3  LASTCHANCE ROMANCE Oct30 Oct18 Oct02 Sep04 Aug08 (mcclellan c)FLORES E 126 20.00 5% 19.00    
4  SPENCER TIARA Mar08 Feb22 Jan23 Dec15 Oct19 (merryman eliza)TORREALBA JG 123 3.50 9% 10.70    
5  WEEKEND WIFE Sep19 Apr27 Apr11     (keefe timothy )BOYCE FOREST 123 20.00    
6  NANCY MARY Oct24 Oct03 Sep12 Jul17 Jun21 (dilodovico damo)MENA E 121 8.00    
7  ESROH Oct11 Sep12 Aug27 Jul16 Jun08 (cox m)CRUZ ANGEL 121 5.00    
8  ITSAMONSTAMASH Sep13 Aug29 Aug08 Jul17 Jun21 (robb j)PEREZ XAVIER 124 6.00 11% 8.30    
 
LRL-10   11/14/2025 3960ft DIRT RC4 FAST Maiden Claimer ($16K) Purse ($24K) 2 ALL PT- 4:23
Try it:   Click any label below to view the performance of a Thoroughbred on the indicated date.
  Past Performances   M/L W/P B/E F/O
1  BIKER BALEY         (mcmahon hu)HAZLEWOOD YEDSIT 117 1.20 40% 1.50    
SCR  PIPPIN THE WARRIOR Oct25 Sep28       (mcmahon hu)HAZLEWOOD YEDSIT 117 1.20    
2  GONZALO Nov05 Oct16 Oct02     (nazario pedro)LUNA A 122 12.00    
3  SIN SIN Oct16 Oct02 Sep14     (pecoraro antho)ROCCO S 122 5.00 ★    
4  RUNAWAY ROOSTER Oct04 Sep12 Aug23     (corrales jo)BURNHAM MATILDA 122 30.00    
5  COSMIC FATE         (smith jason )ARNOLD BRINTON 112 8.00 18% 4.60    
6  BROADSIDE SALVO Oct25         (cooney s)PEREZ XAVIER 122 15.00    
7  NO MORE CALLS Oct25 Sep13 Aug23 Aug08 Jul18 (bonifac)BRICENO GREGOR 122 3.50 ★    
8  Q GOT HOPS         (pecoraro anthony)CRUZ ANGEL 122 8.00 18% 4.60    
9  RANDY SAID SO Oct19 Sep27 Sep03 Aug20   (williams l)PENA PEDRO 108 30.00    
 
 
  Labels:
  M/L

Morning Line. This is an indirect measure of the Win Probability of this entry as estimated by the Club Handicapper.
  W/P

Win Probability. This is the centerpiece of our technology that separates Thoroughbred Racing Simulator from other selection services. It is the probability that this entry will win the race, as calculated from the outcomes of simulations of the race. Use this to validate and augment your own handicapping.
  B/E

Break-Even Odds. This figure is approximated from the Win Probability. It is the minimum Win odds that should be accepted to make the entry a worthwhile Win bet. Disregard this figure for exotic bets, as the Win Probability in such bets depends on the compounded Win Probabilities of all the entries in the bet.
  F/O

Final Odds. Live track Win odds against which the B/E should eventually be compared to for Win bets.
 
  Two Groups of Contenders:
  Win Contenders
 

The entries in the first group are printed in bold. These are Win contenders and, by extension, also Place/Show contenders.
  Place/Show Contenders
 

The entries in the second group have a star under their (W/P) column. The Simulator estimates that these entries have generally low chances of winning, although some of them might actually be strong Win contenders but are disqualified from the first group because of their low expected Payout-On-Investment (POI). Whichever the case, these are good Place/Show contenders for exotic bets. Also, these entries may be promoted to replace scratched entries in the first group.
 
  Legal:
 

Copyright © 2019 Thoroughbred Racing Simulator LLC. All rights reserved. All information herein is provided for the purpose of entertainment and education. This product is the proprietary property of Thoroughbred Racing Simulator LLC and is licensed to one user. The reproduction, distribution or transfer of this product or the information contained therein is strictly prohibited without the written permission of Thoroughbred Racing Simulator LLC. The data from which this product is derived is generally accurate. However, errors and omissions may occur occasionally as a result of incorrect data received from other parties, mistakes in processing, and other causes. Thoroughbred Racing Simulator LLC disclaims responsibility for the consequences, if any, of such errors. Thoroughbred Racing Simulator LLC makes no warranties, representations or guarantees, expressed or implied, with respect to the results, outcomes or consequences from the use of this product including, but not limited to, any monetary or other losses.